jamieslittleracer

hey i just wondered if there were any other websites, other than what car that could give me an estimate for the value of my car... my insurance company are trying to say its less than it is and i want as many valuations as poss...

also if u had an idea its a seat ibiza 00 W reg cool s 5dr with remote locking ac elec windows etc...

thanks guys, happy chrismtas

katie xx

M7 COS

What Car and Parkers offer car valuations.

Also it's worth looking on the Autotrader site for cars with a similar spec. so you can use that as an arguing point. That's what my brother did and they ended up repairing his car instead of writing it off!

M7 COS

On Autotrader:

2000 X Reg SEAT Ibiza 1.4 .cool/S
3 Doors, 39,000 miles, Blue. Air-Conditioning, all usual dealer facilities, Central Door Locking, GE CAPITAL APPROVED DEALER, Power-Assisted Steering, Full service history. WAS Ł3995 CHRISTMAS OFFER.. Ł3,495.

M7 COS

On Autotrader:

2000 W Reg SEAT Ibiza 1400 cc .cool/s,
Manual, Hatchback, Petrol, 44,605 miles, Lazuli Blue, Adjustable Steering, Air Conditioning, Airbags, Central Locking, Electric Windows, Head Restraints, Immobiliser, Power Steering, Radio / Cassette, Rear Wash Wipe, Rev Counter, Service History. Ł4,495.

M7 COS

On Autotrader:

2000 X Reg Seat Ibiza 1390 cc .cool/S,
5 Doors, Manual, Hatchback, Petrol, 25,000 miles, Red, Air Conditioning, Alloy Wheels, Central Locking, Driver's Airbag, Power Steering, Immobiliser, Electric Windows, Rear Wash Wipe, Luggage Cover, Remote C/Locking, Warranty Avaliable, Radio Cassette. Ł4,995.

M7 COS

So depending on colour, mileage, pre-accident condition etc You could ask for as much as Ł5000.

Christian and Beccy

iTrader: (14)

They are probably basing it on Glasses Guide price for Trade.

Insurance companies suck. Bastards.

Kelv

iTrader: (4)

Think a lot of insurance companies use the Glasses Guide now and they are robbing buggers!

When my old escort cosworth got written off they made there first offer of Ł7250 which sickened me.
Thats even with the valuation i sent in from an RSOC registrar who valued it at 18k.

Just print off as many similar speced cars from auto trader etc (with a good high price!) and send them in, im sure they'll reconsider but its an annoying pain.

Good luck

jamieslittleracer

my car was in perfect pre accident condition, it was light blue and clean.. full service history 2 owners incl me and 45000 miles.... not even a scratch on it!!!

Oranoco

Had this twice myself. My bro's FRST they valued at just Ł1100 but after 6 months arguing they paid out double that and repaired it.

When Rachel's XR2i was shunted they offered us a payout of just Ł700 Rachel went mad and said look at all the mods on it and they kindly raised there offer by Ł100 I kicked off and after several weeks of arguing and us threatening to take it up with the insurance ombusman they paid out Ł2500.

Don't let them fob you off with the Glass's guide as it bares virtually no relevance to what the cars actually fetch on the second hand market.

Get as many clippings of similar cars and what they go for and send all these to your insurance co. You may never get exactly what you want but you will be able to get a better deal from them.

M7 COS

Just out of interest, what are they offering?

jamieslittleracer

they havent said yet but they reckon its Ł3000 worth of damage so im trying to show that its repairable if they got the parts for as little as poss.... grrr theyre so frustrating they dont give a shit a car is jsut a car to them.

M7 COS

Just don't back down, keep offering them as much evidence as you can that your car is worth closer to Ł5000 and that's the minimum you'll accept. Can be surprising how they change their tune sometimes!!

CraigN

if you have full service history tel them that it is worth a lot ot them show them the pics too take photocopies of everythign and send it

do the same with the autotrader

go and buy an auto trader and show them what similar what there going for they allways try it on

brad

tbh , you'd be lucky if they repaired it
they draw the financial line at approximately half to three quarters of the cars value .
as you can see they are available for less than 4k which doesnt bare well im afraid .
the only thing is , if you get up the insurance company's arse by constantly phoning them and sending letters they usually give in

richardeames

I had a big problem when my Smart got written off.

It was on a 51 plate, right hand drive. And it was one of the first to come ino the country for official sale here.

3 months later I got hit up the back. It was a write off, fair enough. But they offered me 4k for my near 8k car. I had to accept it as I had no evidence of what they sold for secondhand as they weren't available. I didn't have GAP either and had to pay just over 2k for nothing.

Keep at it and don't let them win!