Agreed value insurance
#1
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Whats the point?
Mates got a cos rep insured with flux agreed at £1500
3 weeks ago had a polo go into the side while parked there assesor came out and said its only worth £300 and i will give u £600 towards the repairs which was estimated at £1200
So
Mate went to flux and said fight it to a replie of i can't they will not pay up but if you had done the damage there would be no problem
WFT by the way the other insurer was DIRECT LINE![](https://passionford.com/forum/images/smilies/angry.gif)
![](https://passionford.com/forum/images/smilies/angry.gif)
![](https://passionford.com/forum/images/smilies/angry.gif)
What really is the point eh
aul
Mates got a cos rep insured with flux agreed at £1500
3 weeks ago had a polo go into the side while parked there assesor came out and said its only worth £300 and i will give u £600 towards the repairs which was estimated at £1200
So
Mate went to flux and said fight it to a replie of i can't they will not pay up but if you had done the damage there would be no problem
WFT by the way the other insurer was DIRECT LINE
![](https://passionford.com/forum/images/smilies/angry.gif)
![](https://passionford.com/forum/images/smilies/angry.gif)
![](https://passionford.com/forum/images/smilies/angry.gif)
What really is the point eh
aul
#2
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i had my saph valued at 25 grand and thats what i go paid out when it got totaled. there was no if's or buts.
seems stupid how they are not oaying out due to him not causing the crash
seems stupid how they are not oaying out due to him not causing the crash
![Confused](https://passionford.com/forum/images/smilies/icon_confused.gif)
#4
OCD Victim
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Worst case would be that the other party would pay their value (£600) and your insurance company would have to foot the bill for the difference without you losing any NCB or having the claim put against you.
That is what my policy is and I am with Peter D James Ltd.
That is what my policy is and I am with Peter D James Ltd.
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