Hello
My mate just phone me he went into the back of someone today on way home from uni and once he got home he checked his MOT and it ran out on the 9th is he still insured??? which i dont think so.
Cheers Jaiz.

 

depends on the policy. my work partner wrote of his evo8 when 3 months past his first due mot and they paid out no problem but deducted the cost of an mot test from the settlement . £14000 minus the £50.

 

He is technically covered, so they will most likely agree to paying out for the damage caused, but probably not for the damage to his car (presuming he's fully comp)

But all policies differ, so it's down to the insurance company.

 

well as he is not legal to be on the road they have the right to pay nothing

 

they might pay out for the third party but wouldn't have thought they would pay out for his

 

yea he is fully comp but aint going to claim for his car

 

He may as well claim if he can, as it'll go down on his policy as a 'fault accident' whether he gets a payout or not.

 

he has a £1000 excess lol

 

£1000 excess fook me , y agree to that , its obscene

 

lol yea was only way of insuring his car on his on policy for good money.