leejones09

AS ABOVE IM ONLY 21 AND MY MATES AND GF THINK IM MAD FOR LOVING COSWORTHS ,BUT WITH AGE INSURANCE WOULD BE A NIGHTMARE,MY LAST CAR WAS 53 PLATE 2.0t VECTRA SRI BUT NOTHING ON A COS AND THAT WAS £215 A MONTH,ONLY BEEN IN 2 SAPPHIRE 4X4 COSWORTHS AS A PASSANGER AND ITS CRAZY WOULD LOVE TO OWN 1 SOON I THINK PEOPLE HAVE TO GO IN 1 TO REALISE HOW GOOD THEY ARE SO WHO'S THE YOUNGEST AND HOW MUCH IS THE INSURANCE COSTING

BigErn

I had my first, legit, one at 21 and paid £1300 a year TPFT with 2 years no claims iirc.

charlie luciano

iTrader: (3)

Going back a few years I had a mate who was 21 at the time and he went out and bought an escos, cost him 7 grand to insure it for one year

At that age mate cossie insurance is a bit of a mare


Luciano

BigErn

Oh and stop shouting

RSNeil

iTrader: (4)

Well i was 19 in 1996 i had my first saff cossie and my insurance was £2142 TPFT!!!!

purple_fiesta

he wasnt, he was just using caps

fezzajsy

iTrader: (9)

RSNeil

iTrader: (4)

R5FORD

iTrader: (1)

i had mine at 17. and it cost a small fortune to insure in the uk but over here it cost me around 1200quid and agreed value.

JTECH James

iTrader: (13)

20 for me, 330bhp, zero no claims, 2600 tpff..... on DD it was 240 a month after paying a depost lol

leejones09

sorry about the caps,i now have trade insurance which is only £74 a month,there quite good at what you can drive but im sure a cosworth will be out of the question,they let me put a 4lt bmw on it,most of my cars i get bored of,i have had 2,5 v6 vectra,2.0t vectra bmw 540i and i get bored of them all but last time i went in a cosworth wich he said was around 400bhp,f**k me it felt like a fair ground ride my stomach felt sick,could you really get bored of that,i met some man working away nr sleaford,lincolnshire think his name was rob,he took me out in his and it was amazing can't wait to get abit older lol

sortedsaff

got my first cossie now im 21 but had a scooby and a 200sx at 17

155lee

iTrader: (10)

i got a traders policy when i was 23,it cost 1300 a year and i paid in instalments,could own and drive any car except lhd or american cars,the only pre requisite was that i declared any cosworth and it had a minimum of a cat 1 alarm and immob with cert fitted.thats cheaper than a horrid vectra!

Tom_Cortina

wooo carnt wait till im 21 lol i wont a saff

leejones09

don't normally like vec's but mine was quite nice it was a 2lt turbo and was standard apart from a remap and a dump valve the only thing is it cost £7000 and only sold for £4000 after a year

R5FORD

iTrader: (1)

if you cant afford the insurance how can you afford the maintenance costs etc?

S1

Bloke round my way had a 3dr from new when he was about 18, he was a tarmacer!

leejones09

didn't realise it wasn't that expensive last time i checked online it was £5k or something stupid like that,when i first bought my v6 vec i was on l plates on the last month of my polcy and that month it was £375 and then went down to £265,what do you mean buy maintenance costs etc?,my bmw was £12 mpg and put at least £3k in fuel over about 8.5k miles,my vec probaly cost more than your sapp to buy so should't be a prob

R5FORD

iTrader: (1)

my saph costs me 8500 to buy, and iv invested around 20 grand into it.. and then i spent a shit load on a new engine, gearbox and diff whcih i still have, and it will go into my 500 when i get one soon.



maintenance costs, ie running issues, parts that need replacing, etc

Shings

its the maintenance of them... not the buying them or insuring them

I can and could spend up to 20k on a performance car but after insuring it and driving it I'd be fucked if I could maintain it

kosman

if you buy a cos for 5grand you need same again to keep it on the road

Shings

YEH indeed- always the correct rule of thumb...

westus1

iTrader: (6)

1st coss at 20
cav sri 16v ay 18
rst at 19
always been on traders so insurance never mattered

had all sorts of fancy/performance stuff
and the only thing i've ever bumped was a rover 420 diesel, typical eh

leejones09

didn't realise,wasn't being funny about what my car cost or yours,just thought you ment running costs and serviceing,all cars break thats just cars,why would you need £5k on top,not doubting it or anything being honest i dont really know much about cosworths just from a kid i loved sapphires,when typing every thing seems like your coming across cockey and a know it all but im not im glad for all your comments

mrjenrst

Cos there shonky old ford's mate.
Not a cos but the rs cos 2k
And we've got a pile of paper's here adding to about 6k in 3 years that's not including the work i've done or tyre's and shit. Oh and it's had a new floor inner and outer sill's that's not included neither.
Plus insurance, tax and fuel you really need to be prepared for the expense mate.
If it's an rs it is a money pit, i know of 1 frst that stand's the bloke at over 4.5k and he's only driven it once

R5FORD

iTrader: (1)

im not fussed how much my car cost mate its gone now .. being 20years old there will be a fair few issus with it but depending on how its been looked after and treated, whats been replaced and what needs replacing.. the turbo could shit itself the day after you buy it due to oil contamination or you could develop a missfire etc.. there wicked cas mate but you have to have deep pockets to keep one on the road. my cossie had 18,000miles on the clcok from new and it spent most its life on stands having something fixed, replaced.. so just make sure you get one that you know and make sure you check it over with a fine comb.

Shings

Seriously....

95% of Sierra or Saphire Cosworths are hanging pieces of shit...despite what their owners and their rose tinted glasses think and when they go wrong they cost money and lots of it...

The badge on the back and the engine in the front mean they command respect for speed and ££££ for it...

thebigyin

had my first sapphire cos at 18, was a 90 g plate and this was in 1992,was getting quotes of 5 grand to insure it,some creative thinking later and i was covered for the grand sum of 399 quid.

SteveH

Bouught a 350bhp saff (warleydaddy's) 6 days after my 21st. insurance was £850 FC with Cat 1 and tracker.

stephenbatey

iTrader: (1)

Nothing about RS ownership is cheap mate, believe me. I`ve not long "upgraded" from a S2 turbo which i spent grands on getting right to a saph cos, and it`s the same crack. If you want to own a Ford RS anything get ready to part with pounds mate. It`s a way of life and not the easiest one

Mad Matt

iTrader: (2)

Got my Cossie at 19 but its less expensive there in Switzerland.

Ebonycossie4x4

iTrader: (4)

I had my first on my 19th birthday... Cost £3200 for the first year.

Lucky i did it legit as i samshed it to pieces 9 months into it.

Just like all the club members said i would

B16 Will

Metro gti vvc at 18, pulsar gtir at 19, saph 2wd 330bhp at 20.
Metro was £1800 tpff, cant remember pulsar but cossie was around £2k. I remember because it wasnt much more than the vvc metrot.

grsford

iTrader: (3)

tryed to insure one last year when i was 23 with 5yncb no accidents low crime area no points and the car had a cat1 alarm and the cheapest quote i got was still £2100 tpft
what a joke hence why ive not got a saph now

charlie luciano

iTrader: (3)

Frustrating bruv I know, insurance is what kept me away from owning a cossie in my 20's, bought my car when I reached 30 and the insurance premiums dropped drasticly


Luciano

Lee Ivatt

iTrader: (1)

Was paying £3200 last year when i was 24

for an escort cosworth, landrover and golf gt sport

£2400 of that premium was for the cosworth!!!!

Lee Ivatt

iTrader: (1)

yes i did

In most cases The day you buy the cosworth will be the best of your life and also then day you sell it will also be the best day of your life.

They are old cars, they do break, and they are stupidly quick in the wrong hands.

If i was to buy another cossie, id make sure i have put aside at least half the value of the purchase price for repairs.

Then theres the running, like i said i was paying £200 per month for my escos, and it was my 3rd car, only used it on the odd sunday!!

Also you will become very friendly with your local petrol station.

If you have the money tho, then it will be fun!!


As for getting bored, it happens to us all, evein with 400bhp you will soon be bored and wanting more!

I found with the cosworth it wasnt the "speed" i loved it was the "turbo kick" when it came on boost.
You can get just as much a smile on your face from an rsturbo. infact that would be my advise, start of with one of these, and move to a cossie in a year or two!

kosman

you not try classic insurance? my brother 23 and he insures his 4x4 for 1500 all in with adrian flux

Lo@der

iTrader: (8)

+1

rs tingle

iTrader: (1)

i had my first cossy at 22 cost me 1700 fully comp with green light.any thing ford with an rs badge will cost you lots of muni as iv found out .im 25 now iv had a 4x4 saph i sold that an then i bought me 3dr which im still paying for now and i only had it on the road for about 3 months be4 i decided to rebuild the car .i dont have much muni but i wouldnt get rid of me cossy even if i had no muni .they can be ya best friend or ya worst enemy