rabmc

Whoop whoop

Some good news for a change, got a letter in today saying my mortgage is to come down £100 or so! Thats around £140 since we took it now

Moved in around 6 months ago, and glad we went tracker, was a gamble thats sort of paying off.

Rippers

Which lender?

dojj

iTrader: (3)

my repayment mortgage is now £540 a month cheaper than it is supposed to be with a normal fixed rate account

Smiggy

If they'll let you, and you can afford it. Keep paying what you were paying before interest cut. That way you will start to reduce your term.

rabmc

Mortgage express, which im sure is part of bradford and bingley

Ps i didnt have a lot of choice as i had to go self cert with a higher deposit, but tied in for 2 years

rabmc

Shit dojj £540 cheaper thats more than my mortgage payment alone lol

dojj

iTrader: (3)

well, it's £1400 a month if it's on the normal fixed rate, i just got a letter saying i only needed to pay £860

edited to say that my rate is now 2.74%

JohnnyB

my rate is now

3.15 cannot complain

rabmc

Anyone think the intrest rate will come down any more over next year and a half>>?

Or shoot right up to what it was before??

Reason i ask as im tied into this tracker for next year and a half, just wondered what the future holds, after this what am i likely to get etc

JohnnyB

think the rate, will go down a little more

then i will hold for most of next year as i think it will take all that time for thing to pic up

The Youth.

iTrader: (1)

another 1/2 % cut before xmas, then it will hold at that till late spring..
thats my well educated guess

steve