Kris_23

Need some help/advice.

Could you tell me roughly what your monthly bills are minus actual rent for a one bedroom place?

I.e Water, gas electric etc etc on an average basis?

Basically need to know all expenses i will be paying.

Thanks
Kris

sm

i put £800 by a month for all bills so minus my rent of £435 a month my total bills for everything ie virgin tv, all food, gas, elec etc is £365 a month and normally there is a few quid left over out of that which builds up for a rainy day

dojj

iTrader: (3)

considering i pay all the bills for the house i own and they come to just under £400 a month for everything as everything is direct debit:
gas £36
electric £31
water £30
tv license £10
sky £86
phone £11
insurance £55
council tax £115
etc

i think you are paying over the top if you are in a single room mate

3 bed house is different

Kris_23

Im looking at this place the rent is a bit pricy but i like the look of it just need to make sure im still going to have a life after bills!!!

http://www.rightmove.co.uk/viewdetai...&mam_disp=true

Kris_23

Cheers pal this helps a bit you on your own?

sm

i take it that dosent include food which i spend £150 a month on


i live with my g/f so i only pay half of £800 so its £400 in total for everything

DanCossie

iTrader: (1)

Nice little place that Kris....If your going from living at home to renting TRUST me it will be a shock as you will have to buy your own food, do your washing,cleaning the lot. On my place the bills are about £340 pm for council tax, gas, electric and BT.

sm

that looks quite good for the money maybe a little more expensive than other places but it looks like it been done out recently

my place is a bargin, i have a garage below the flat, a large store room with 5 bikes and lots of tools/spares, large reception area for working on bikes, then the flat has a large balcony open planned front room/kitchen and good sized bathroom and bedroom, plus a private stairwell with storage and its in a good central location and i have a parking space outside of my garage which is great as its a nightmare to park here during the day

Kris_23

Ive been living with my sister for 3 years paying £500 a month and i have to do all my own stuff so wont be too much of a shock!

dojj

iTrader: (3)

if i include food into the equation, plus the mortgage, it's around £2300 a month all in, give or take (buy nappies when they are on offer, you may spend £60 one week but it'll last for 6 )

dojj

iTrader: (3)

that's a great bit of advice there mate

as soon as i started earning my old man said "you are going to have to start picking up some of the bills around here lad" and eventually i started to pay them all

what i didn't know was that the old man was putting just as much money aside as i was spending, so when it came to buying a house etc, he said "here you go son, your money" and i was like ""

nothing trains you better to be skint, than being skint

Kris_23

That would be about £650+ per month up here Anything below £500 is either next to a brothel or on a street full of pikey bastids

Luca

iTrader: (2)

Kev, your certainyl not living near pikeys, whats the brothel like

Kris_23

Oh i know all about being skint was 20 when i moved out and for the first year i was brassic Luckily i got myself a decent job in the city before i moved out.

But getting used to paying £500 per month rather than the £100 i would be paying with the folks has prepared me for the step up to £1000 a month on me own.

sm

lol @ the above, one of the reasons its so cheap is the landlord has no mortgage and he likes to always have it rented out, im here for the next 3 years atleast and the last tennants were here 5 years

Kris_23

Lucky Cnut

sm

lol @ luke, the couple who live in the large house next door (gotta be worth 500k atleast, one opposite it is worh 1.3 mil) always have people coming and going i first thought it was a swingers houseunlike luke who has polish builders next door and a golden oldies bar (his reg pulling place) just across the road

Luca

iTrader: (2)

Il be honest mate the Golden Oldies bar is fab, rather strange if honest but i suppose it pulls in the money for a guest house/OAP knocking shop

The Polish ones next door have been good as gold, considering its 4 blokes moved in not heard them once. That pissed on my dreams hey i wanted 4 polish chicks as neighbours not blokes

dojj

iTrader: (3)

so he gets a free security gaurd who pays his way AND you give money for the privlige

sm

lol u know if it was polish birds u would end up getting into trouble and ud prob end up with more than just egg on ur car

sm

lol the old man below me is the security guard as hes a bit nosey, mind you he's 90 so not much cop for tackling a burglar lol quite fit though he managed a six mile walk the other month, had a heart attack later that day though but mangaged to walk 5 1/2 miles more than i can

dojj

iTrader: (3)

he walked 6 miles in a month and then had a heart attack?

they don't make them like they used to eh

(not that i mean to offend if anyone has a 90 year old relative that's suffered a heart attack after walking 6 miles, what do they expect hope he's on the mend and out walking again )

Psycho Warren

iTrader: (5)

for me, single bloke in a 3 bed house:

Gas £30
Electric £40
Water £30
Council tax £85
tv £10
internet/phone £30
Insurance £25
food £100 (no booze!!)

total £350 a month. You can save loads on food and non essentials like internet and probably a small flat wont cost that much to fuel either.

Crowder

Mines about 1200 befoire personnel bills, car and food. obviously u gotta have cash on top of that to live! 500 is fuck loads for a room! my lodger pays me 360 though it'll be 400 soon for a box room lmao!

Psycho Warren

iTrader: (5)

your "down south" though so its always going to be rip off.

£400 a month for a box room you get a 2 up 2down modernised terrace for that up here

wapster

blimey how cheaps you lot rent 1 bed flat in watford £700 plus bills

Dangerous Malcolm..

Graham S1

a month? How? Do you have every subscription channel there is?

Psycho Warren

iTrader: (5)

exactly and hardly essential for a bloke starting out first time freeview box £9.99 at Asda is good enough as its got Dave.

Oh i forgot to put on mine that the food costs are based on approx £10 a week on fillet steak for saturday night as my weekly treat!!

This months food actually cost me just under £60 as i go to tesco half an hour before they shut most nights so got all my meats and veg for less than 10p each item and even froze loafs of bread at 10p too.

Oh and remember freecycle for free furniture as you can pick most things up and it isnt all crap. My dining room table was a 2 year old ikea set that just needed the seat covers washing properly and some of the nuts tightened up. Charity shops often have furniture sections too for stuff like wardrobes, sofas etc and £200 will get you a satisfactory bed from a catalogue shop. TV's 2 a penny on freecycle as so many people get huge plasma/tft thingys. Got a 32" 18 month old panasonic CRT for £30!! not bad really.

turbotoaster

thats the thing around here, it may be a shit hole, but fook me its cheap compared to down south!!

Psycho Warren

iTrader: (5)

and it aint that bad a shit hole really. no worse than most citys. sure there aint tons to do for younguns who like booze and clubbing and employment aint good, but in 10 years or so when the regeneration program is well progressed it should be good. Despite the credit crunch some companys are moving into the area due to its central location and once the city is revamped the house prices will attract more commuters for manc, brum, etc.

Of course the council could just go bust and the pikeys could take over

Lets be honest where else in the country can you get a good size modernised 3 bed end terrace house for £85k???

Thrush

iTrader: (1)

Thats about the wittiest thing I've ever heard you say!

Anyway, I live on my own, 2 bed house and currently getting fucked for bills

Excluding mortgage/rent;

council tax £95
water £25
gas + elec £71
TV licence £11
Insurance £25 (for the home + contents) (I think it's £25, can't remember )
Internet £18
no home phone, only mobile @ about £30

So thats about £275 before food, etc. Add in mortgage/rent of £600, thats £825. Food is another £25-£30 a week, plus smokes (not good - £44 a week ) and going out to pub/see mates/do stuff/have a life (kind of ) and clothing, etc - I don't get much, if any, change from £1300 a month! Which is a pisser as at the mo I only get about that

dojj

iTrader: (3)

why thank you kind sir

my sky bill includes broadband and the phone line as well as the hd service and multi room

same set up at the other house but without the hd and internet, after all, the olds have got to be ale to sit there watching telly until i call them to ask them to babysit eh

Kris_23

£500 all in and she cooks me dinner every night


It is gonna cost me almost double that to have my own place without a personal chef I think I've done alright!!

Crowder

thats in a 2up 2down modernised terrace down here last summer it was worth 185 scared to look no

sm

lol u know what i mean

the mad fool went on a 3 mile walk just one week later and is always off on walks and said the other day he wants to ride a bike again but he dont think hed be safe

Luca

iTrader: (2)

Il do him a good deal on one though, saftety is my middle name

dojj

iTrader: (3)

if he's minted, he's not mad, he's eccentric

talk to him nicely, ask him about his day etc, he might let you live in the house for free if you promise to do the gardening or something

pa_sjo

Rent £750
Council Tax £100
Water+Sewage £50
Electric £40
Gas £20
Phone Line(s) £20
Broadband £40 (x2)
Cleaner £120
TV Lic £10
Insurance £20

£1170 total

dojj

iTrader: (3)

what are you renting for £750?