Current financial situation.....
12-08-2008, 01:19 PM
#321
just finding my feet
not the statistic
would you say theres more people earning MORE than 50k than LESS than 50k per person
i admit the city is more than likely due to the actual cost of the area to be in
but average of LONDON ?
12-08-2008, 01:20 PM
#322
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ginge, i really really really don't understand what you mean 
explain it to me later if youre coming out to play.
chip, whilst bit's true that there are oportunities out there for people to further your education - it doesnt work for everyone. not everyone can pick up a book, read it, and learn something. i'm sure someone with more knowledge on this subject that me can go into more details (teacher etc.) but the way your mind works allows you to soak up information easily. not everyone (infact the minority) work like that.
that being said i'm sure most could learn how to do a skilled job that could bring in a decentish salary. i've got a mate who's thick as two short planks (i mean properly thick) and he's earning good money as a spark (more than me easy)
explain it to me later if youre coming out to play.chip, whilst bit's true that there are oportunities out there for people to further your education - it doesnt work for everyone. not everyone can pick up a book, read it, and learn something. i'm sure someone with more knowledge on this subject that me can go into more details (teacher etc.) but the way your mind works allows you to soak up information easily. not everyone (infact the minority) work like that.
that being said i'm sure most could learn how to do a skilled job that could bring in a decentish salary. i've got a mate who's thick as two short planks (i mean properly thick) and he's earning good money as a spark (more than me easy)
12-08-2008, 01:20 PM
#323
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12-08-2008, 01:21 PM
#324
im taking about JIM looking at the average wage of 50k a year PERSONALY looking at it based on the people in hes office
not the statistic
would you say theres more people earning MORE than 50k than LESS than 50k per person
i admit the city is more than likely due to the actual cost of the area to be in
but average of LONDON ?
not the statistic
would you say theres more people earning MORE than 50k than LESS than 50k per person
i admit the city is more than likely due to the actual cost of the area to be in
but average of LONDON ?
He is talking about SKILLED PEOPLE, and he has been from the first post he made on the subject.
So remove the 90% of peopel in london who are NOT skilled and professional, and yes the average is indeed somewhere (i dont know exactly where, I dont have enough data) above the 30K he mentioned im sure (in fact a long way above it I reckon personally!)
Likewise in his company, im sure if you remove the cleaners etc that he doenst interact with then yes the average wage is probably 50K+
How can you not understand such SIMPLE concepts?
12-08-2008, 01:24 PM
#328
Source: Annual Survey of Hours and Earnings (ASHE)
Notes:
Occupation data is taken from the sub-major group level of the Standard Occupational Classification 2000.
The median is the value below which 50 per cent of employees fall.
Pay refers to gross pay (before tax) of full-time employees on adult rates whose pay for the survey week was unaffected by absence. Annual and weekly earnings include paid overtime.
The Annual Survey of Hours and Earnings is based on a sample of employee jobs taken from HM Revenue & Customs PAYE records.
Notes:
Occupation data is taken from the sub-major group level of the Standard Occupational Classification 2000.
The median is the value below which 50 per cent of employees fall.
Pay refers to gross pay (before tax) of full-time employees on adult rates whose pay for the survey week was unaffected by absence. Annual and weekly earnings include paid overtime.
The Annual Survey of Hours and Earnings is based on a sample of employee jobs taken from HM Revenue & Customs PAYE records.
12-08-2008, 01:30 PM
#332
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MattJ, I taught myself to be a computer programmer from the age of 8 by reading about it in books I borrowed from the local library and putting a lot of time and effort into getting better at it.
I dont understand how anyone who lives in a world with access to the amount of information that is on the internet these days can possibly justify comments like "If I had access to the knowledge" as its easier now than it ever has been.
For example, I personally have never had ANY form of education whatsoever specifically to do with engines or tuning them, but if I had the motivation to do so, I bet that I could use what Ive learnt purely in my own spare time out of interest about them, to set up a business earning a reasonable amount of money.
Likewise ive got utterly no journalism training of any sort, and yet have found a few mags prepared to publish what ive written, so could probably make a living doing that too if i was so inclined (and as a freelance its quite well paid, although risky of course as no set wages to rely on)
So thats three jobs Ive managed to teach myself how to do, and in all cases, purely cause I found it interesting, not even specifically looking for money, so I really do think that anyone with a modicum of inteligence (ok, I accept im actually lucky in this respect compared to a lot of people as I have been gifted in this respect, and can probably learn more easily than a lot of folk do, although I have of course then penalised in looks/hairgrowth/weight to make up for it) can sit down and set themselves a target to learn a new career, and then over a period of a few years work hard towards that without needing a massive amount of money or other resources besides an internet connection and a local library.
I dont understand how anyone who lives in a world with access to the amount of information that is on the internet these days can possibly justify comments like "If I had access to the knowledge" as its easier now than it ever has been.
For example, I personally have never had ANY form of education whatsoever specifically to do with engines or tuning them, but if I had the motivation to do so, I bet that I could use what Ive learnt purely in my own spare time out of interest about them, to set up a business earning a reasonable amount of money.
Likewise ive got utterly no journalism training of any sort, and yet have found a few mags prepared to publish what ive written, so could probably make a living doing that too if i was so inclined (and as a freelance its quite well paid, although risky of course as no set wages to rely on)
So thats three jobs Ive managed to teach myself how to do, and in all cases, purely cause I found it interesting, not even specifically looking for money, so I really do think that anyone with a modicum of inteligence (ok, I accept im actually lucky in this respect compared to a lot of people as I have been gifted in this respect, and can probably learn more easily than a lot of folk do, although I have of course then penalised in looks/hairgrowth/weight to make up for it
) can sit down and set themselves a target to learn a new career, and then over a period of a few years work hard towards that without needing a massive amount of money or other resources besides an internet connection and a local library.First things first, I wouldn't be able to do any of those things as I'm not smart enough.
Secondly, the only skilled jobs around here are trades, and you cant turn up to an interview for a sparky/plumber/joiner saying I learnt all I know by reading a book and looking on the internet, they'll laugh you out of the place
you need papers, and papers cost (a lot of) moneyas far as I'm aware there aren't any free training course locally that gain you a genuine skill, granted there are the courses for numpties on how to switch on a computer and how to use a digital camera but they're worth fuck all.
12-08-2008, 01:34 PM
#333
Matt J
Rubbish, there are LOTS of computer programming roles near to where you live, and thats just an example from the trade I happen to be most skilled in, im sure there are lots of other trades doing similar.
I beleive people in derbyshire also have windows too, so Tony's brother is another example of something that you could make work if you got off your arse and gave it a go
Rubbish, there are LOTS of computer programming roles near to where you live, and thats just an example from the trade I happen to be most skilled in, im sure there are lots of other trades doing similar.
I beleive people in derbyshire also have windows too, so Tony's brother is another example of something that you could make work if you got off your arse and gave it a go
12-08-2008, 01:36 PM
#334
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Matt - J
Part-time Courses at Derby College
This section will help you find more information about the part-time courses at Derby College. A comprehensive list of all the courses we will be offering from September including courses starting in January and Spring next year.
Simply type in the name of the a course or search by subject area to find out the basic information such as course name, site, duration. To read a more detailed overview of the coures content just click on the 'more info.' button .
Search on Course Title or Course Code using keywords
Search College CoursesEnter key words
Select a Curriculum Area
BTW - Click the links below and shows there are absolutely loads of different courses in each category
Here is a lsit of just the part time courses you can take...and if you look into the website.
http://www.derby-college.ac.uk/index...duleID=courses
There is also information on getting help with course fees etc...and it your a resident in the EU you dont pay too.
it may help or be complete bollox...but it is that easy to have access to information if you want
Part-time Courses at Derby College
This section will help you find more information about the part-time courses at Derby College. A comprehensive list of all the courses we will be offering from September including courses starting in January and Spring next year.
Simply type in the name of the a course or search by subject area to find out the basic information such as course name, site, duration. To read a more detailed overview of the coures content just click on the 'more info.' button .
Search on Course Title or Course Code using keywords
Search College CoursesEnter key words
Select a Curriculum Area
BTW - Click the links below and shows there are absolutely loads of different courses in each category
- Access Adult Studies
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Here is a lsit of just the part time courses you can take...and if you look into the website.
http://www.derby-college.ac.uk/index...duleID=courses
There is also information on getting help with course fees etc...and it your a resident in the EU you dont pay too.
it may help or be complete bollox...but it is that easy to have access to information if you want
12-08-2008, 01:37 PM
#335
just finding my feet
im with mattj on this, there aint any free courses worth looking at UNLESS you have been unemployed for a long time and need help getting back into work
that said driving jobs can pay well if you get the right company,,,,, i took a TEMPING job at fords for driving and worked with that, ended up full time working in parts on 20k a year just cause i had a interest in parts and due to my GENUINE interest i managed to learn alot and then went to another company, done well and ASKED for more money and got it, if your at the right OR wrong company you can get somewhere with NO collage
that said though the missus done 2 years at college and is about to START a new job on more than i get paied now..... which IS anoying but she does need genuine qualifacations to work in a neonatal hospital ward,,,, which i COULDNT do considering what shes gonna have to see
that said driving jobs can pay well if you get the right company,,,,, i took a TEMPING job at fords for driving and worked with that, ended up full time working in parts on 20k a year just cause i had a interest in parts and due to my GENUINE interest i managed to learn alot and then went to another company, done well and ASKED for more money and got it, if your at the right OR wrong company you can get somewhere with NO collage
that said though the missus done 2 years at college and is about to START a new job on more than i get paied now..... which IS anoying but she does need genuine qualifacations to work in a neonatal hospital ward,,,, which i COULDNT do considering what shes gonna have to see
12-08-2008, 01:47 PM
#339
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Our local college offer virtually no part time courses.
If you want to learn a new skill you have to drop out of work first which few could afford - even if the gamble paid off in the long term.
I think the older you get the more difficult it becomes. If I could have my time over again I'd take as much extra education as I could before I hit my 20s.
I still woudnt bother with uni as it doesnt appeal to me but I'd certainly have gone to college instead of taking the easy NVQ (Not Very Quick/Qualified) route.
If you want to learn a new skill you have to drop out of work first which few could afford - even if the gamble paid off in the long term.
I think the older you get the more difficult it becomes. If I could have my time over again I'd take as much extra education as I could before I hit my 20s.
I still woudnt bother with uni as it doesnt appeal to me but I'd certainly have gone to college instead of taking the easy NVQ (Not Very Quick/Qualified) route.
12-08-2008, 01:49 PM
#340
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Our local college offer virtually no part time courses.
If you want to learn a new skill you have to drop out of work first which few could afford - even if the gamble paid off in the long term.
I think the older you get the more difficult it becomes. If I could have my time over again I'd take as much extra education as I could before I hit my 20s.
I still woudnt bother with uni as it doesnt appeal to me but I'd certainly have gone to college instead of taking the easy NVQ (Not Very Quick/Qualified) route.
If you want to learn a new skill you have to drop out of work first which few could afford - even if the gamble paid off in the long term.
I think the older you get the more difficult it becomes. If I could have my time over again I'd take as much extra education as I could before I hit my 20s.
I still woudnt bother with uni as it doesnt appeal to me but I'd certainly have gone to college instead of taking the easy NVQ (Not Very Quick/Qualified) route.
12-08-2008, 01:49 PM
#341
Ps
When I was born my dad and mum lived in a council house they had just managed to buy after saving like mad while living in my dad's auntie attic for cheap rent and both working all the hours they could, and my dad had just given up lorry driving to take a pay cut to fix machine tools for a living instead, an unskilled job but with a good company, he was determined to make something more of himself than just sitting in cabs all day, and needed to find himself a break, and he was convinced this was it.
He had no qualifications at all, having left school at 14, but had learnt a bit about how mechanical stuff worked during his national service in the army and managed to secure an interview eventually by contacting lots of companies until one spoke to him for long enough to see how determined he was.
He then started building up a good relationship with some of his customers he was repairing tools for, and also by paying attention built up an excellent product knowledge, he started talking to them about other products they might like, and realised he could potentially sell them some things too as well as fixing their machines, so he approached the company he worked for and asked if he could be an assistant salesman in his own time just to prove he was capable, and he didnt want a wage for the time he put in doing so, but wanted the same comission that the salesman got if he made any sales, they went for it.
Within 3 years, he was actually outperforming the salesman who was working full time, depsite the fact my dad was still doing this part time only alongside his job, and when the salesman left, my dad was of course offered his job, and quit the machine repair side of things, he got a company car and a basic salary as a salesman and was now back to earning about what he had on the lorries, so the gamble and hard work seemed to be paying off at last, he then worked his way up from there, he had a very basic education, he could read and write, but wasnt particuarly great at either, but my mum helped him learn and eventually he became very competant at all the paperwork etc, and so his career kept going, he ended up as the national sales manager, and earning very good money, although as the company he worked for were based in nottingham, it involved a lot of travelling and staying away, so he had to make sacrifices in that respect.
He now lives in (IMHO) one of the nicest 4 bed detached houses in the town he lives in (taunton in somerset), double garage and a nice plot of land with it etc, he has a very good pension (he made the maximum volentery contributions possible all through his working life to plan for his old age) and has a few foreign holidays a year.
Thats based on the following:
Leaving school at 14 with no real education
Living in one of the poorer parts of the country
NO ONE doing him any favours to get him into jobs etc
LOTS of hardwork and determination to provide as well as he could for his family
Never getting any inheritance, in fact quite the opposite when my nan on my mum's side died she was so poor that my dad spent his savings on giving her a good service as she didnt even leave enough money to bury herself!
And he did it all alongside being the best fucking dad and the best husband in the country in my very biased opinion.
He then paid to put me through uni, so I could get the sort of start he didnt get!
So as far as I can see it, the only thing he had going for you that you dont MattJ, is that he was determined to make the best out of life for me and my mum etc, and you arent!
When I was born my dad and mum lived in a council house they had just managed to buy after saving like mad while living in my dad's auntie attic for cheap rent and both working all the hours they could, and my dad had just given up lorry driving to take a pay cut to fix machine tools for a living instead, an unskilled job but with a good company, he was determined to make something more of himself than just sitting in cabs all day, and needed to find himself a break, and he was convinced this was it.
He had no qualifications at all, having left school at 14, but had learnt a bit about how mechanical stuff worked during his national service in the army and managed to secure an interview eventually by contacting lots of companies until one spoke to him for long enough to see how determined he was.
He then started building up a good relationship with some of his customers he was repairing tools for, and also by paying attention built up an excellent product knowledge, he started talking to them about other products they might like, and realised he could potentially sell them some things too as well as fixing their machines, so he approached the company he worked for and asked if he could be an assistant salesman in his own time just to prove he was capable, and he didnt want a wage for the time he put in doing so, but wanted the same comission that the salesman got if he made any sales, they went for it.
Within 3 years, he was actually outperforming the salesman who was working full time, depsite the fact my dad was still doing this part time only alongside his job, and when the salesman left, my dad was of course offered his job, and quit the machine repair side of things, he got a company car and a basic salary as a salesman and was now back to earning about what he had on the lorries, so the gamble and hard work seemed to be paying off at last, he then worked his way up from there, he had a very basic education, he could read and write, but wasnt particuarly great at either, but my mum helped him learn and eventually he became very competant at all the paperwork etc, and so his career kept going, he ended up as the national sales manager, and earning very good money, although as the company he worked for were based in nottingham, it involved a lot of travelling and staying away, so he had to make sacrifices in that respect.
He now lives in (IMHO) one of the nicest 4 bed detached houses in the town he lives in (taunton in somerset), double garage and a nice plot of land with it etc, he has a very good pension (he made the maximum volentery contributions possible all through his working life to plan for his old age) and has a few foreign holidays a year.
Thats based on the following:
Leaving school at 14 with no real education
Living in one of the poorer parts of the country
NO ONE doing him any favours to get him into jobs etc
LOTS of hardwork and determination to provide as well as he could for his family
Never getting any inheritance, in fact quite the opposite when my nan on my mum's side died she was so poor that my dad spent his savings on giving her a good service as she didnt even leave enough money to bury herself!
And he did it all alongside being the best fucking dad and the best husband in the country in my very biased opinion.
He then paid to put me through uni, so I could get the sort of start he didnt get!
So as far as I can see it, the only thing he had going for you that you dont MattJ, is that he was determined to make the best out of life for me and my mum etc, and you arent!
Last edited by Chip; 12-08-2008 at 01:57 PM.
12-08-2008, 01:50 PM
#342
just finding my feet
think its cause the OLD quals took longer,,, due to kids fucking about and rushing the last year into a few weeks to get the job done
the missus has a NNEB and a NVQ, one took longer than the other,,, but needs BOTH for her job !!!
the missus has a NNEB and a NVQ, one took longer than the other,,, but needs BOTH for her job !!!
12-08-2008, 01:50 PM
#343
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Thanks for the link Dan, but its catch 22 with any of those, if I was still living at home and had no bills to pay then a starting any of those wouldnt be an issue, how do you fit one of those courses in around a full time job? most of those listed need the occasional full day attendance, employers of unskilled workers aren't to keen on giving their staff regular days off to better themselves.
Ginge, driving is what I've been looking out for, but they seem thin on the ground at the minute, unless you have 7.5t licence in which case you're laughing. nice little van driving job would suit me down to the ground if I could find one.
Ginge, driving is what I've been looking out for, but they seem thin on the ground at the minute, unless you have 7.5t licence in which case you're laughing. nice little van driving job would suit me down to the ground if I could find one.
12-08-2008, 01:55 PM
#344
A career option most wont have considered.....
Get a job in mcdonalds / BK and work hard Matt, and as they are shift work you can easily fit in college courses.
My ex's brother did this, left school at 16, and went to work for burger king.
Worked his bollocks off, did some qualifications in his own time, got a shot at assistant manager, did well, became store manager, did well became area manager, he's now earning about 50K a year or so at age 30, and thats in somerset, where the average wage is MUCH lower than that.
Or is there some reason why you cant get a job with burger king as well?
Get a job in mcdonalds / BK and work hard Matt, and as they are shift work you can easily fit in college courses.
My ex's brother did this, left school at 16, and went to work for burger king.
Worked his bollocks off, did some qualifications in his own time, got a shot at assistant manager, did well, became store manager, did well became area manager, he's now earning about 50K a year or so at age 30, and thats in somerset, where the average wage is MUCH lower than that.
Or is there some reason why you cant get a job with burger king as well?
12-08-2008, 01:56 PM
#345
just finding my feet
chip ANYONE whos old will have a similer story though, may not end up as good as yours but still have some form of a story, my old man lived in a childrens home from the age of 7 till he was 16 years old and started a business with my uncle ,,,,, then lost it and moved back to london,, had a house fire in 89 with no house insurance ( low wages, cut corners and make gambles) then bought another flat and worked every hour he could and retired,,, ok hes blind in one eye and going blind overall so got a large pay out for that aswell but hes still doing fine,,,, was a shite parent though but considering he never had any parents and started REALLY with fuck all he never done that bad IMO
12-08-2008, 01:57 PM
#346
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Thanks for the link Dan, but its catch 22 with any of those, if I was still living at home and had no bills to pay then a starting any of those wouldnt be an issue, how do you fit one of those courses in around a full time job? most of those listed need the occasional full day attendance, employers of unskilled workers aren't to keen on giving their staff regular days off to better themselves.
Ginge, driving is what I've been looking out for, but they seem thin on the ground at the minute, unless you have 7.5t licence in which case you're laughing. nice little van driving job would suit me down to the ground if I could find one.
Ginge, driving is what I've been looking out for, but they seem thin on the ground at the minute, unless you have 7.5t licence in which case you're laughing. nice little van driving job would suit me down to the ground if I could find one.
and you can do the courses in the evening...my mates gf was travelling from Milton Keynes to london 2 evenings a week for a year as she wanted a job in marketing and guess what she has one now... cos she put the effort in.
Were the is a will there IS a way
12-08-2008, 01:57 PM
#347
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lee the average for london,, not talking about the city like you are
the average wage in islington for MOST people,,,, not the average based on the higher paied people is not 30k based on the people there
and theres NO WAY you think the average wage is higher than what you get paied as thats a dream world and the same type of person who thinks that will be the same one talking about what he earns a year whilst paying for hes starbucks on credit card
also the more you earn dont mean the richer you are always,,, as generally you get bigger bills to waste the money
i remmeber telling you lee i DONT need sky or broadband as its a waste of money,,,, and im on 20meg bb and watching my xl package virgin with the V+ hd box on a 50 ins tv
shows how much I talk shite dont it
back soon as rory the racing car is on pmsl
the average wage in islington for MOST people,,,, not the average based on the higher paied people is not 30k based on the people there
and theres NO WAY you think the average wage is higher than what you get paied as thats a dream world and the same type of person who thinks that will be the same one talking about what he earns a year whilst paying for hes starbucks on credit card
also the more you earn dont mean the richer you are always,,, as generally you get bigger bills to waste the money
i remmeber telling you lee i DONT need sky or broadband as its a waste of money,,,, and im on 20meg bb and watching my xl package virgin with the V+ hd box on a 50 ins tv
shows how much I talk shite dont it
back soon as rory the racing car is on pmsl
But I think Chip pointed that out
I think you walk around thinking that EVERYONE who has ANYTHING cool or expensive MUST have bought it on credit just because thats what a few people who try to be flash down YOUR local do!?!?!! and I think you do that to make yourself feel better?
When I see someone with something ubercool that I can't afford... I think 'wow, good for them! and sweeeet. I'd love to be able to afford that! Maybe if I work harder, or win the lottery I can get one!
Wow even maria is better at admitting she is wrong that you! 
Glad to see you are finally accepting the truth
P.S are you gonna stomp into work and demand a pay rise tomorrow?
Last edited by Porkie; 12-08-2008 at 02:04 PM.
12-08-2008, 01:58 PM
#348
chip ANYONE whos old will have a similer story though, may not end up as good as yours but still have some form of a story, my old man lived in a childrens home from the age of 7 till he was 16 years old and started a business with my uncle ,,,,, then lost it and moved back to london,, had a house fire in 89 with no house insurance ( low wages, cut corners and make gambles) then bought another flat and worked every hour he could and retired,,, ok hes blind in one eye and going blind overall so got a large pay out for that aswell but hes still doing fine,,,, was a shite parent though but considering he never had any parents and started REALLY with fuck all he never done that bad IMO
12-08-2008, 02:02 PM
#353
Marrying her was the best thing you did financially, as it was living with her which gave you the motivation you needed to be never at home, in order to avoid her, this led to you putting in the hours required to setup your business selling turbosystems sunstrips that made you rich, and also the other little bits and pieces you did with cars and engines etc.
12-08-2008, 02:03 PM
#354
just finding my feet
dont need to mate, my last day was friday and now im on holiday for my notice and start a new job on LESS money after that, money is great but no good if you aint going anywhere and i was at the highest wage i was ever gonna earn and was never gonna get another job due to me being good at what i done if that makes sence
but in 2 years i WILL be on 35k a year in a job I love, but i dont need to earn that as im lucky in a few ways but id like to own a boat at some point in my retirement,,,,, and not a canoe
but in 2 years i WILL be on 35k a year in a job I love, but i dont need to earn that as im lucky in a few ways but id like to own a boat at some point in my retirement,,,,, and not a canoe
12-08-2008, 02:04 PM
#356
just finding my feet
My guess:
Marrying her was the best thing you did financially, as it was living with her which gave you the motivation you needed to be never at home, in order to avoid her, this led to you putting in the hours required to setup your business selling turbosystems sunstrips that made you rich, and also the other little bits and pieces you did with cars and engines etc.
Marrying her was the best thing you did financially, as it was living with her which gave you the motivation you needed to be never at home, in order to avoid her, this led to you putting in the hours required to setup your business selling turbosystems sunstrips that made you rich, and also the other little bits and pieces you did with cars and engines etc.
12-08-2008, 02:06 PM
#358
My guess:
Marrying her was the best thing you did financially, as it was living with her which gave you the motivation you needed to be never at home, in order to avoid her, this led to you putting in the hours required to setup your business selling turbosystems sunstrips that made you rich, and also the other little bits and pieces you did with cars and engines etc.
Marrying her was the best thing you did financially, as it was living with her which gave you the motivation you needed to be never at home, in order to avoid her, this led to you putting in the hours required to setup your business selling turbosystems sunstrips that made you rich, and also the other little bits and pieces you did with cars and engines etc.
12-08-2008, 02:09 PM
#360
just finding my feet
anyone can earn ANYTHING,,,, some people can be lucky too
i was far to busy having a good time for years to chase having a good wage, now im in a different situation where im ok at what i actually do and the game you work in is ALWAYS a small world so always got chances to do something if your face fits
chip i used to earn 30k a year when i was 22 years old training traffic wardens the RTA of 1991, hated the job though and was draining for me
i need a job im intersted in as otherwise it seems to affect who i am,,, hard to explain but i will ALWAYS have a job i enjoy