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Old 12-08-2008, 12:37 PM
  #281  
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Originally Posted by Jim Galbally
christian, why can't you see that you have gotten yourself in this situation?

yes you didnt do it intentionally, but you still did. yes chip's highlighting this in a rather comedy fasion, but what he's saying is right.

i'm in the same boat, but i know full well it's my own fault for where i am!

I agree.

It must be incredibly annoying to be on the wrong end of Chip as he has an incredibly annoying way of being 'right'

but thats what he is mate....

As Jim and Tony are saying as well...

and read your first post again mate. It was very 'woe is me' and not my fault etc etc...

But as I said, I hope things do change as you and Becky are great people and I saw all the house threads and it looks a lovely place
Old 12-08-2008, 12:37 PM
  #282  
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Originally Posted by Jim Galbally
we're talking mean figures. i'm sure the modal would be a bit different, but it wont be FAR off 30k...

if you're just talking about central london (ie EC,WC,E1,W1,S1,N1 etc.) it's about 50k!
comes down to what you mean by average, ginge makes the point that the range is huge and this distorts the mean and hes correct.

the results would probably improve if you knocked off the top ad bottom 10% of earners in your average calcs.

anyone coming off a decent degree now should be walking onto 23K plus per year, even up here (and before anyone starts Im not talking about mickey mouse degrees or 3rd degrees!) so 30k in london a couple of years later in life doesnt seem unreasonable!
Old 12-08-2008, 12:39 PM
  #283  
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Originally Posted by dunketh

You should look into it more. It might not be as difficult as you fear.
Agree, we had a fantastic wedding for less than £3k, not inc honeymoon though
Old 12-08-2008, 12:39 PM
  #284  
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Originally Posted by Chip
Ginge, for people with significant skills, ie a degree or a professional trade, I dont believe that in the 30s in london is above average at all.

If you are talkin semi skilled jobs like you do that dont require specialist qualifications or experience, then yes it is more than you are likely to earn on average.

Jim was talking about folk like me and him, not like you.


(apologies for how patronising that sounds, not looking down on you or anything, just pointing out that you and jim have a different opinion of what constiutes "skilled labour" thats all)

well to be fair most places are paying less when there is more people to fill the jobs, hence network engineers now dont get the same income they did all that time ago and the computer industry has bust a little

jobs wise, i got paied well in the place im sort of with now ( on 2 weeks holiday before i start another job) ive just taken a pay cut to change my job due to people not wanting to pay based on what they can get others for

but working company smaller owned company will never pay the same as a large PLC i guess

i cant complain though as in 18 months ive bought a kitchen. new car, big tv, totally redone my little ones bedroom and about to refit a new bath room ( no room for the glass panel though im afraid)

im FAR from poor yet im far from rich,,,, but i AM happy and can afford to do most things i wish ( apart from a big luxury boat id like )
Old 12-08-2008, 12:40 PM
  #285  
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5k I wish!
Old 12-08-2008, 12:40 PM
  #286  
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Originally Posted by dumped
Christian - one of the reasons might be that in many other parts of the world people are working 15+hours a day 7 days a week just to barely survive. As the world has become so stable and the global economy being opened up a balancing is taking place imo. That on top of a reliance for finite resources that the world is competing over as our lifestyle and resource consumption is pushed higher and higher.
EXACTLY

This is what ive been expecting to happen for the last 10-15 years or so since ive been old enough to really consider such things, fuck knows how it is coming as a surprise to anyone.

We have been living an excessively priveleged life, what Christian considers to be "normal" is in fact nothing of the sort, he (like most of us on here) is part of a super rich minority in the grand scheme of things!

There are LOTS of people in the world who dont have
Food
Shelter
Medicine

THAT is "the bare essentials in life", clean drinking water is needed, a fancy bathroom tap to drink it out of isnt, thats a luxury item, so is a bath, let alone one with a 750 quid glass panel.

Things are going to continue to even out for the foreseeable future IMHO, as companies capitialise more and more on the opportunities that cheap foreign labour and cheaper foreign taxes offer them.
Old 12-08-2008, 12:41 PM
  #287  
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i cant find any stats on modal values, and the national statistics website PROPERLY confises me
Old 12-08-2008, 12:41 PM
  #288  
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TOTALLY agree with Chip and Dumped and thats what I meant right back in the beginning of this thread....
Old 12-08-2008, 12:42 PM
  #289  
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Originally Posted by Ginge !
i cant complain though as in 18 months ive bought a kitchen. new car, big tv, totally redone my little ones bedroom and about to refit a new bath room ( no room for the glass panel though im afraid)

im FAR from poor yet im far from rich,,,, but i AM happy and can afford to do most things i wish ( apart from a big luxury boat id like )
And you've got a spot on mrs and a healthy child, which is actually FAR more important wealth than houses and cars and stuff anyway.
Old 12-08-2008, 12:44 PM
  #290  
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Originally Posted by Jim Galbally
we're talking mean figures. i'm sure the modal would be a bit different, but it wont be FAR off 30k...

if you're just talking about central london (ie EC,WC,E1,W1,S1,N1 etc.) it's about 50k!
ok how many people in the city ACTUALLY get paid that ???

reason i ask is i LIVE in central london and i know a few people,, ive worked at ALOT of places and the companys ive worked and not many have earned that much cash,, its based on the income vs people remember

how much you think starbucks pay in the city ?

theres MORE unskilled people than skilled,,,, HENCE the big wages

remember ive had a few jobs and worked a few different types of places so have a good understanding of reality and not the " figures"
Old 12-08-2008, 12:46 PM
  #291  
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Originally Posted by Ginge !
well to be fair most places are paying less when there is more people to fill the jobs, hence network engineers now dont get the same income they did all that time ago and the computer industry has bust a little

jobs wise, i got paied well in the place im sort of with now ( on 2 weeks holiday before i start another job) ive just taken a pay cut to change my job due to people not wanting to pay based on what they can get others for

but working company smaller owned company will never pay the same as a large PLC i guess

i cant complain though as in 18 months ive bought a kitchen. new car, big tv, totally redone my little ones bedroom and about to refit a new bath room ( no room for the glass panel though im afraid)

im FAR from poor yet im far from rich,,,, but i AM happy and can afford to do most things i wish ( apart from a big luxury boat id like )


ginge has hit the nail on the head here, supply and demand.

if you can be replaced easily you tend to not pull in big bucks.

if youre invaluable you'll get some wonga

you made the example of IT stuff. the market is saturated with low-skilled IT people bidding for low level jobs (ie helpdesk work etc.) and s the salaries are somewhat low, minimum wage - 15k it may be quite skilled, but loads of people there with equivalent skills bidding for the same jobs.

when you look higher up in the skillsbase, there is a lack of really good people in IT, companies struggle to employ those with the top level skills so the salaries are MASSIVE.
Old 12-08-2008, 12:46 PM
  #292  
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Ginge, he specifically said SKILLED though, he isnt talking about all the people working in starbucks etc.

And half the people working in london in decent jobs live outside and commute anyway, so the figures will be bollocks anyway, "most" of the people living in london are doing so in scummy council flats on benefit I bet if you ran the numbers
Old 12-08-2008, 12:47 PM
  #293  
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Quite simply....... some peoples outlook really piss me off!!

Some people on here have not got a fooking clue what hardship is (whether it is self inflicted or not). Some people also like to bitch about things, but not actually be prepared to do anything about it.

It's all about survival of the fittest and you either sink or swim...... I certainly will never sink if I have anything to do with it.

I'm like Porkie...... if I had to clean the shithouses down the local public toilets to make ends meet, along with another 2 jobs that is what I would do.

And for those that are crying about inflation and interest rates, and not being able to have luxuries more than once a month (i.e. going out, as that IS a luxury), ask your parents what they did when the recession hit and interest rates were 15%!!!
Old 12-08-2008, 12:50 PM
  #294  
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Originally Posted by Ginge !
ok how many people in the city ACTUALLY get paid that ???

reason i ask is i LIVE in central london and i know a few people,, ive worked at ALOT of places and the companys ive worked and not many have earned that much cash,, its based on the income vs people remember

how much you think starbucks pay in the city ?

theres MORE unskilled people than skilled,,,, HENCE the big wages

remember ive had a few jobs and worked a few different types of places so have a good understanding of reality and not the " figures"
shit mate, you wanna see the payroll cheques

i'm looking around me in my office and i'm probably the lowest paid person in it, and i'm pulling in 30+ i've got middle-management on 100+ etc. and my company is a SHIT one.

there IS money in the city, BIG money

i personally think of anything under 50k as "normal" 50-100 "doing well" and 100+ "can splash out a bit"

look back 3 years when i was working in bromley in the retail industry and i figured if i ever hit 20k salary i'd be PROPERLY WELL OFF it's jst what youre used to.
Old 12-08-2008, 12:50 PM
  #295  
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Originally Posted by Chip
And you've got a spot on mrs and a healthy child, which is actually FAR more important wealth than houses and cars and stuff anyway.
my little one actually has a big issue with her ear that we are sorting out so not exactly perfectly healty but theres other things that shes got i NEVER DREAMED of when i was a kid

shes got 3 tv's in her room for a start, when i was a kid i had to go tomy sisters room to watch a black and white tv if my old man wanted to watch the football

my little one as freeview on the tv on her wall ( bunk bed), tv for her dora computer so she dont have to take the leads out and a tv/dvd tv to watch HER dvd's

she also has tooo many pairs of shoes and a seperate wardrobe for her dressing up clothes ( allows us to tell her what clothes to wear outside and inside,,, helpfull for bad clothing presents from family !!!! )
Old 12-08-2008, 12:51 PM
  #296  
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chip, i always assumed the salary stats were based on the location you work at rather than where you live, would be interesting to know that tho
Old 12-08-2008, 12:56 PM
  #297  
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Originally Posted by Jim Galbally
shit mate, you wanna see the payroll cheques

i'm looking around me in my office and i'm probably the lowest paid person in it, and i'm pulling in 30+ i've got middle-management on 100+ etc. and my company is a SHIT one.

there IS money in the city, BIG money

i personally think of anything under 50k as "normal" 50-100 "doing well" and 100+ "can splash out a bit"

look back 3 years when i was working in bromley in the retail industry and i figured if i ever hit 20k salary i'd be PROPERLY WELL OFF it's jst what youre used to.
jim how can you class 50k as " normal " when you aint ever earned that,,,, now YOUR talking bollox

id say the ideal wage to live in london is 30k, but LOADS of people in london get paied less and get topped up due to government schemes

how much do your mates REALLY get paied,,,, not what they claim or flash the credit cards to make them look well paied ( this is the reason for inflation,,,, cant afford it then pay on credit and it extends the time for people to stop spending)

bollox do you think 50k is a average wage,,,,, how can anyone whos never earned that ffs
Old 12-08-2008, 12:56 PM
  #298  
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Originally Posted by Chip
Ginge, he specifically said SKILLED though, he isnt talking about all the people working in starbucks etc.

And half the people working in london in decent jobs live outside and commute anyway, so the figures will be bollocks anyway, "most" of the people living in london are doing so in scummy council flats on benefit I bet if you ran the numbers
Glad i aint like most them Chip lol....

Im glad im doing better than average then and at 24 im proud to say i am and thats through hard work and graft .

I also have an extra job of playing semi pro football and coaching kids football 2nights during the week..I never used to have to do this but living in a 2k a month rented flat and not being able to move to a cheaper one till the end of the year I HAD to make the extra effort and work a bit harder to keep myself in the lifestyle i am accustom to.
Times have definately got harder there is no doubt about it, but i wake up healthy have great mates and a very good life...i just now have to work abit harder for it and nothing wrong with that if you ask me.

Christian i dont think this has or was intended as a witch hunt...but people are just trying to use examples of how people could save money etc. by buying a cheaper glass panel or just some mdf and paint
Old 12-08-2008, 12:57 PM
  #299  
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Originally Posted by Jim Galbally
i'm looking around me in my office and i'm probably the lowest paid person in it, and i'm pulling in 30+
Fook me, that is low.

You pull £5k less than my missus and that is in Northamptonshire.

I will never say anything to my missus again about her wages!
Old 12-08-2008, 12:59 PM
  #300  
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dan MDF is expensive, plywood is MUCH cheeper
Old 12-08-2008, 12:59 PM
  #301  
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Originally Posted by Ginge !
dan MDF is expensive, plywood is MUCH cheeper
shows how much i know about building stufff
Old 12-08-2008, 12:59 PM
  #302  
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ginge, no i havent earned 50k but if you spend all day every day with people that do earn that, it becomes somewhat normal. it's not about what i'm used to spending, its about the world we see around us
Old 12-08-2008, 01:01 PM
  #303  
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Originally Posted by Jim Galbally
ginge, no i havent earned 50k but if you spend all day every day with people that do earn that, it becomes somewhat normal. it's not about what i'm used to spending, its about the world we see around us
thats bollox cos i sit in an office with my director whos company turns over £200m a year lol....i am FAR from that world and never will be
Old 12-08-2008, 01:03 PM
  #304  
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i'm very very impressionable
Old 12-08-2008, 01:03 PM
  #305  
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Originally Posted by Ginge !
jim how can you class 50k as " normal " when you aint ever earned that,,,, now YOUR talking bollox

id say the ideal wage to live in london is 30k, but LOADS of people in london get paied less and get topped up due to government schemes

how much do your mates REALLY get paied,,,, not what they claim or flash the credit cards to make them look well paied ( this is the reason for inflation,,,, cant afford it then pay on credit and it extends the time for people to stop spending)

bollox do you think 50k is a average wage,,,,, how can anyone whos never earned that ffs

I think the average wage in London is over £50k Ginge....

Other than that I think you have spoken alot of sense in this thread

But you are wrong about the money mate.

oh and the ideal wage to live in London is indeed £30k.....



PER week!!!

In fact! scrap that! thats well under £1m after tax!! screw that if you are talking ideal!

To Lord it around London... the 'ideal' amount is MASSIVE!

Last edited by Porkie; 12-08-2008 at 01:07 PM.
Old 12-08-2008, 01:04 PM
  #307  
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Originally Posted by Jim Galbally
i'm very very stupid
dont be so harsh on yaself Jimbo
Old 12-08-2008, 01:05 PM
  #308  
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The more you earn the more you spend, the trick is not to get too carried away!
Old 12-08-2008, 01:06 PM
  #309  
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Originally Posted by Jim Galbally
ginge, no i havent earned 50k but if you spend all day every day with people that do earn that, it becomes somewhat normal. it's not about what i'm used to spending, its about the world we see around us
thats rubbish, thats living in a FAKE world mate

i manage to drink and eat with people who earn big money, i aint skint and live a good life, can afford decent clothes ect ect ect but dont mean i look at the " average wage" of anything OTHER than what i get paied

how the hell can you see 50k as a average when your wage slip reads 1700 quid at the end of the month ???

ok living at home is cheeper and wont show the reality of living,,, with my outgoings BASED on where i live im on equvikent to 50k a year but that dont mean its the average,,, i KNOW what im paied and others around are also

my office had a millionaire sitting in anther glass office above and also ive got directors on what ever in my office,,,, you think i EVER thought i was more than a call centre operator when i went to work ???

its people with your " how i see it" that makes all this rubbish, you earn 30k,, what do your mates and neighbours earn is the reality ( though the houses on my road and around are all worth 300k for a 1 bedroom flat upwards,,, but i know where MY flat is located )
Old 12-08-2008, 01:07 PM
  #310  
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Originally Posted by rog
The more you earn the more you spend, the trick is not to get too carried away!
i need to learn this trick QUICK before barclaycard catch up with me
Old 12-08-2008, 01:10 PM
  #311  
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PMSL been there done that about 8-1/2 years ago! They almost took me to court until I finally got a payment plan sorted out that left me with hardly anything a month, it was a good mistake to make though, it gave me a good boot up the arse that i needed, i'm glad i did it then and not in the future.
Old 12-08-2008, 01:10 PM
  #312  
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ginge i don't understand?

i'm not saying i think 50k is an average wage for me. i'm saying based on the world i live in and the circles i move in it's more or less average and how i see it. i'm not under the impression that i earn that or anything (altho i do live beyond my means but thats irrelevant to this convo).

i've got a lot more exposure to a corporate environment than you remember. nowhere near as much as some people, but working in the city and dealing with business gives you exposure to that world
Old 12-08-2008, 01:11 PM
  #313  
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MattJ, I taught myself to be a computer programmer from the age of 8 by reading about it in books I borrowed from the local library and putting a lot of time and effort into getting better at it.
I dont understand how anyone who lives in a world with access to the amount of information that is on the internet these days can possibly justify comments like "If I had access to the knowledge" as its easier now than it ever has been.

For example, I personally have never had ANY form of education whatsoever specifically to do with engines or tuning them, but if I had the motivation to do so, I bet that I could use what Ive learnt purely in my own spare time out of interest about them, to set up a business earning a reasonable amount of money.
Likewise ive got utterly no journalism training of any sort, and yet have found a few mags prepared to publish what ive written, so could probably make a living doing that too if i was so inclined (and as a freelance its quite well paid, although risky of course as no set wages to rely on)

So thats three jobs Ive managed to teach myself how to do, and in all cases, purely cause I found it interesting, not even specifically looking for money, so I really do think that anyone with a modicum of inteligence (ok, I accept im actually lucky in this respect compared to a lot of people as I have been gifted in this respect, and can probably learn more easily than a lot of folk do, although I have of course then penalised in looks/hairgrowth/weight to make up for it ) can sit down and set themselves a target to learn a new career, and then over a period of a few years work hard towards that without needing a massive amount of money or other resources besides an internet connection and a local library.
Old 12-08-2008, 01:11 PM
  #314  
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Originally Posted by Ginge !

how the hell can you see 50k as a average when your wage slip reads 1700 quid at the end of the month ???
because its a statistic?

He didn't make it up mate.

What does it matter what he earns?

I don't play for Chelsea but I can tell you what Micheal Ballack earns! or what the average wage for a premiership footballer is etc etc.
Old 12-08-2008, 01:13 PM
  #315  
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Originally Posted by Fagin
Quite simply....... some peoples outlook really piss me off!!

Some people on here have not got a fooking clue what hardship is (whether it is self inflicted or not). Some people also like to bitch about things, but not actually be prepared to do anything about it.

It's all about survival of the fittest and you either sink or swim...... I certainly will never sink if I have anything to do with it.

I'm like Porkie...... if I had to clean the shithouses down the local public toilets to make ends meet, along with another 2 jobs that is what I would do.

And for those that are crying about inflation and interest rates, and not being able to have luxuries more than once a month (i.e. going out, as that IS a luxury), ask your parents what they did when the recession hit and interest rates were 15%!!!
no need to ask your parents you can ask me i rode that storm
Old 12-08-2008, 01:13 PM
  #316  
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I think jim is correct about the wages in the CITY of london.......maybe you're talking about greater london Ginge?
Old 12-08-2008, 01:13 PM
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DanCossie
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Chip your my Hero : ) lol....

But very true..if you want something that hard you can get it ...I didnt have a clue about what i do now but i learnt..done courses in my own time and am now reaping the rewards.
There are absolutely SHIT loads of after work FREE government courses at universities etc that you can do..so there is access to anything you want..IF you want it
Old 12-08-2008, 01:13 PM
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Originally Posted by Porkie
I think the average wage in London is over £50k Ginge....

Other than that I think you have spoken alot of sense in this thread

But you are wrong about the money mate.

oh and the ideal wage to live in London is indeed £30k.....



PER week!!!

In fact! scrap that! thats well under £1m after tax!! screw that if you are talking ideal!

To Lord it around London... the 'ideal' amount is MASSIVE!
lee the average for london,, not talking about the city like you are

the average wage in islington for MOST people,,,, not the average based on the higher paied people is not 30k based on the people there

and theres NO WAY you think the average wage is higher than what you get paied as thats a dream world and the same type of person who thinks that will be the same one talking about what he earns a year whilst paying for hes starbucks on credit card

also the more you earn dont mean the richer you are always,,, as generally you get bigger bills to waste the money

i remmeber telling you lee i DONT need sky or broadband as its a waste of money,,,, and im on 20meg bb and watching my xl package virgin with the V+ hd box on a 50 ins tv

shows how much I talk shite dont it

back soon as rory the racing car is on pmsl
Old 12-08-2008, 01:17 PM
  #319  
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Matt J, have you not said this a few times on this forum. I'm really trying not to judge but what have you done about gaining the knowledge since the last time this came up. Often the main problems people face are getting stuck in a comfort zone(funny name as these are the complainers) and lack of motivation.
Old 12-08-2008, 01:18 PM
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Chip
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Originally Posted by Ginge !
and theres NO WAY you think the average wage is higher than what you get paied as thats a dream world and the same type of person who thinks that will be the same one talking about what he earns a year whilst paying for hes starbucks on credit card
Fucking hell you are a STUPID cunt at times ginge, it amazes me sometimes you have enough braincells to actually type the shite you come out with.

So you think that Rod should consider the average height of a person in the UK to be under 5'6 and I should think that the average size of a blokes cock is over 8", and Porkie should think an average looking girl is Maria and hadland should think an average car takes 6 seconds to get to 100mph?


Do you have ANY concept of what average actually means (ANY of the types I mean here mate!)

Average number of folicles on a human head IIRC is about 90,000, but I have to consider it 40,000 cause thats all Ive got left do I?

I have a below average number of those hairs, but that doesnt change what the average is, and Jim is below average paid for the circles he moves in vocationally but he can still see what the average is and how far he falls short of it.


Quick Reply: Current financial situation.....



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