Current financial situation.....
#401
Advanced PassionFord User
except we use more than we produce in winter and produce more than we use in summer probably, so you would need twice as many gas platforms, and all the drew working 6 months on 6 months off lmao
#402
Advanced PassionFord User
read it slow and understand perhaps or is this another one talking down to me to make there own lives feel better inside ?
im a REAL person remember, bad spelling and gramer i couldnt give 2 fucks about
i KNOW what i ment and am RIGHT in what i said
you cants PERSONALLY call the average as YOU look at something 35% more than you earn
the average generally YES,, but the comment " i look at the average wage of 50k" when you earn 30 dont makes sence, skilled is also not the point either as the average wage can be anything if you keep taking away other factors to make is sound better overall
average wage should be REAL,,, no change there and MOST people in london PER PERSON dont earn 50k or more
thats not shite... its reality
im a REAL person remember, bad spelling and gramer i couldnt give 2 fucks about
i KNOW what i ment and am RIGHT in what i said
you cants PERSONALLY call the average as YOU look at something 35% more than you earn
the average generally YES,, but the comment " i look at the average wage of 50k" when you earn 30 dont makes sence, skilled is also not the point either as the average wage can be anything if you keep taking away other factors to make is sound better overall
average wage should be REAL,,, no change there and MOST people in london PER PERSON dont earn 50k or more
thats not shite... its reality
you can have the average of anything, here we were talkign about the average wage of a skilled worker.
you talk utter bollocks
#404
Advanced PassionFord User
#405
PassionFord Post Troll
Theres a few billion people in the world probably asking that right now. None of them are lucky enough to live in a "developed" nation.
#407
Resident Wrestling Legend
iTrader: (3)
ok, being a bit pedantic in some peoles eyes, but you can afford to take that sort of hit a month as you are able to swallow the extra cost
then you say you live somewhere else and pay rent on that property
i know people who have done the same thing, indeed, a lot of my family have done the same thing, buy a house, rent it out, live in one room of the house, the house pays for itself, go out to work, earn enough money to buy another house, etc, etc, back in the 70's the old man and his 2 brothers did this and owned 7 or 8 properties between them, all working full time, all getting money from renting all the rooms out individulally
it works in that scenario, well, it did for them, but i can't see how you are benifiting from renting out a house while renting a place yourself
but if you can afford to do it then i'm not going to complain
or is it the other one who crashes all the time?
#408
*** Sierra RS Custard ***
iTrader: (3)
Dojj, 3 houses involved here:
I rent a room in a shared house that I rent with some mates to stay in during the week in london - very cheaply
I live in a house at the weekends down in somerset that is paid for
I have a house in somerset that has a mortgage on it that I rent out to some tennants, but the rent falls 150 short of covering the mortgage
hopefully that should be mega clear?
I rent a room in a shared house that I rent with some mates to stay in during the week in london - very cheaply
I live in a house at the weekends down in somerset that is paid for
I have a house in somerset that has a mortgage on it that I rent out to some tennants, but the rent falls 150 short of covering the mortgage
hopefully that should be mega clear?
Last edited by Chip; 12-08-2008 at 03:44 PM.
#411
Resident Wrestling Legend
iTrader: (3)
if jim earns Ł30k and everyone else earns Ł50k, then all it needs is for someone else int eh office to earn Ł70k and everyones average is Ł50k
this i think is where ginge is coming from
most of you are talking about the overall average in london, then slipt up into the city, then split up into skilled and unskilled and all sorts of other randomness, so while one person is arguing one thing, someone else is arguing another point which confuses the likes of me, who eanrs mroe than jim but not as much as chip used to
i'm going to give up now as, informative as this post has been, and highlighting the shortcomings of certain people in a financial sense has been enlightening for nearly everyone, there comes a time when the main point of why some peole will earn more than others, regardless of the jobs they do, is differenty from the orignial post of "why is everything going up in price"
the bottom line, as somene has already mentioned, spend less than you earn and things will get better, or get a better paid job if it's possible
#413
*** Sierra RS Custard ***
iTrader: (3)
With my finances yes, I have that luxury
Ironically, most of my mates with families who have similar earnings to me, are in a better position financially than me I reckon, as they arent eating out every night, and dont have enough spare time to waste building silly cars etc, lol
But yes, in principle I totally agree with you, far easier to be comfortable without expensive potentially outgoings like children.
But yes, in principle I totally agree with you, far easier to be comfortable without expensive potentially outgoings like children.
#414
Super Moderator
iTrader: (5)
Ironically, most of my mates with families who have similar earnings to me, are in a better position financially than me I reckon, as they arent eating out every night, and dont have enough spare time to waste building silly cars etc, lol
But yes, in principle I totally agree with you, far easier to be comfortable without expensive potentially outgoings like children.
But yes, in principle I totally agree with you, far easier to be comfortable without expensive potentially outgoings like children.
#415
just finding my feet
i would say kids are FAR from expensive over all tbh, as the stuff others buy for them helps alot
i used to worry that having a kid would be SOOO much money,,, but its not true overall on my general bills anyway
i used to worry that having a kid would be SOOO much money,,, but its not true overall on my general bills anyway
#416
Resident Wrestling Legend
iTrader: (3)
Dojj, 3 houses involved here:
I rent a room in a shared house that I rent with some mates to stay in during the week in london - very cheaply
I live in a house at the weekends down in somerset that is paid for
I have a house in somerset that has a mortgage on it that I rent out to some tennants, but the rent falls 150 short of covering the mortgage
hopefully that should be mega clear?
I rent a room in a shared house that I rent with some mates to stay in during the week in london - very cheaply
I live in a house at the weekends down in somerset that is paid for
I have a house in somerset that has a mortgage on it that I rent out to some tennants, but the rent falls 150 short of covering the mortgage
hopefully that should be mega clear?
i thought the one you went back to was the one you were renting out during the week
another million points for you
#417
Super Moderator
iTrader: (5)
no one ever bough a thing for my kids i have had to provide everything and i worked my nuts off 7 days a week 18 hour days to give them the best start in life I could shame their mother gave up on that idea once they became adolescent
government figures are a child will cost you over 150k up to the age of 18 giving them a minimal lifestyle.
girls are tougher to bring up emotionally but tend to flea the nest much earlier boys tend to stay at home till well into their 20's so will cost the provider far more
#418
is awesome
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Join Date: May 2005
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what a load of bollox
no one ever bough a thing for my kids i have had to provide everything and i worked my nuts off 7 days a week 18 hour days to give them the best start in life I could shame their mother gave up on that idea once they became adolescent
government figures are a child will cost you over 150k up to the age of 18 giving them a minimal lifestyle.
girls are tougher to bring up emotionally but tend to flea the nest much earlier boys tend to stay at home till well into their 20's so will cost the provider far more
no one ever bough a thing for my kids i have had to provide everything and i worked my nuts off 7 days a week 18 hour days to give them the best start in life I could shame their mother gave up on that idea once they became adolescent
government figures are a child will cost you over 150k up to the age of 18 giving them a minimal lifestyle.
girls are tougher to bring up emotionally but tend to flea the nest much earlier boys tend to stay at home till well into their 20's so will cost the provider far more
#420
just finding my feet
mate you aint talking to someone who lives at home with mummy you know, the government figures are ALSO bollox on this count, 10 years ago it was 75 grand also
my little one dont cost half as much as I cost if that makes sence, we spend on her as you do but FAR from what i waste on shite has to be said and not as much as i always thought they would
ok shes almost 5 now so i guess i got a long way to find out,,,, but so far i prob spent more on childcare than i have my little one
my little one dont cost half as much as I cost if that makes sence, we spend on her as you do but FAR from what i waste on shite has to be said and not as much as i always thought they would
ok shes almost 5 now so i guess i got a long way to find out,,,, but so far i prob spent more on childcare than i have my little one
#422
Super Moderator
iTrader: (5)
mate you aint talking to someone who lives at home with mummy you know, the government figures are ALSO bollox on this count, 10 years ago it was 75 grand also
my little one dont cost half as much as I cost if that makes sence, we spend on her as you do but FAR from what i waste on shite has to be said and not as much as i always thought they would
ok shes almost 5 now so i guess i got a long way to find out,,,, but so far i prob spent more on childcare than i have my little one
my little one dont cost half as much as I cost if that makes sence, we spend on her as you do but FAR from what i waste on shite has to be said and not as much as i always thought they would
ok shes almost 5 now so i guess i got a long way to find out,,,, but so far i prob spent more on childcare than i have my little one
my average food shopping bill is 180 per week
#426
just finding my feet
we sometimes need bad things to remind us of what can happen,,, not good news but true
secret is always showing theres someone there, i know someone whos mum moved out and never was seen for 2 years till there dad found someone else,, they she was back to stir trouble,,,, turned out she lived a few streets away, theres LOADS more to it too but this person then had there dad forget about them to take on his new birds kids,,, this person was then back with mum and lost contact with dad
this person was emotionally screwed and still is affected by it,,,, but is the BEST parent in the world,,, the best person with kids also and has a natural interest in small people
im sure you had some tough times when you was young tony, its not nice but WILL build character even though it should never happen
#428
just finding my feet
porkie i wouldnt say there THAT expensive, people seem to be frightened by the price of them which tbh aint as bad as people sugest,,, remember i HAVE a child not some weekend dad comming by with 50 quid and a few hours at the park
my little one costs OBV but my car costs more each month
#430
*** Sierra RS Custard ***
iTrader: (3)
porkie i wouldnt say there THAT expensive, people seem to be frightened by the price of them which tbh aint as bad as people sugest,,, remember i HAVE a child not some weekend dad comming by with 50 quid and a few hours at the park
my little one costs OBV but my car costs more each month
my little one costs OBV but my car costs more each month
#432
Super Moderator
iTrader: (5)
porkie i wouldnt say there THAT expensive, people seem to be frightened by the price of them which tbh aint as bad as people sugest,,, remember i HAVE a child not some weekend dad comming by with 50 quid and a few hours at the park
my little one costs OBV but my car costs more each month
my little one costs OBV but my car costs more each month
come back in 10 years time bet you won't be saying kids are cheap then
#433
just finding my feet
example:
this last 7 days ive put 120 quid in my tank, 90 quid on insurance by the end of the month my tank will need another 60 quid fuel
my little one,,,,,, shoes yesturday 2 pairs 14 quid, combat trousers 20 quid for a few pairs, some stupid mags that she cant even read 6 quid, drama class 5 quid, dance class 3 quid, food,,,,, well that bill was 140 quid but me and the missus would eat most of that
dont think there THAT expensive
compare that to what you actually get back,,,, she gets the remote for me, finds my shoes, gets the dirty washing in the basket that im too lazy too
seriously value for money !!!
though im about to have just over 300 quid removed next week for a appointment
i
this last 7 days ive put 120 quid in my tank, 90 quid on insurance by the end of the month my tank will need another 60 quid fuel
my little one,,,,,, shoes yesturday 2 pairs 14 quid, combat trousers 20 quid for a few pairs, some stupid mags that she cant even read 6 quid, drama class 5 quid, dance class 3 quid, food,,,,, well that bill was 140 quid but me and the missus would eat most of that
dont think there THAT expensive
compare that to what you actually get back,,,, she gets the remote for me, finds my shoes, gets the dirty washing in the basket that im too lazy too
seriously value for money !!!
though im about to have just over 300 quid removed next week for a appointment
i
#434
Super Moderator
iTrader: (5)
considering you don't believe me perhaps you might be best asking your parents and your wives if they think kids are cheap to bring up
it is cheap for you at the moment because your child is 5 and you only have one of them
Last edited by Turbosystems; 12-08-2008 at 04:25 PM.
#435
just finding my feet
my little one gets most things she wants (within reason) but overall in 5 years i would say shes about as expensive as a mobile phone contract and running a small car
#437
Super Moderator
iTrader: (5)
no i never said everyone buys everything, im saying they aint THAT expensive compared to what we spend on
my little one gets most things she wants (within reason) but overall in 5 years i would say shes about as expensive as a mobile phone contract and running a small car
my little one gets most things she wants (within reason) but overall in 5 years i would say shes about as expensive as a mobile phone contract and running a small car
ginge if you think your 5 year old will cost you the same in ten years time you are seriously deluded
#438
just finding my feet
I've high lighted in bold the bit you clearly missed
considering you don't believe me perhaps you might be best asking your parents and your wives if they think kids are cheap to bring up
it is cheap for you at the moment because your child is 5 and you only have one of them
considering you don't believe me perhaps you might be best asking your parents and your wives if they think kids are cheap to bring up
it is cheap for you at the moment because your child is 5 and you only have one of them
i actually have 2 mate, but wont go into that here
my point was they aint as expensive as people claim, even when growing up i KNOW what i cost as my parents never had much, im pointing out that i spend more on my car than i do my little one and its not cause i dont spend on my little one, just that kids seem to need less and want things but it aint silly prices at first
in a few years i will be better off financially and prob not wasting cash asmuch so again will not affect me
im not on the bread line for having a kid,,,, infact im prob better off for it if im honest
#440
just finding my feet
im a little different, what then NEED yes,, what they want depends on how they act,,,, thats how ive ALWAYS done it
my little one wants a pony,,,,, shes got a fish and shes happy,,,, infact the fish in mine from work pmsl
shes a little spoilt but all kids are i think these days but im trying to keep a limit based on ME as a kid,, what ever she wants as a first car ill pay half towards aswell as half to her driving lessons to teach her to earn her cash rather that if given
i had mates who where given things when they broke them/worn them out and they used to break them/scrape trainers on purpose