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Insuring a Cat D write off ????

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Old 26-02-2008, 08:51 PM
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gazcos
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Default Insuring a Cat D write off ????

I,m looking at buying a cat D write off to repair and use as my daily smoker. Does anyone think i'll have any problems with my existing insurance cover when i phone them to change vehicles? I know that in the event of a claim it,ll be worth a fair bit less but will they insure it?
The easiest thing would be to ring them and ask but i,d rather hear peoples opinions/experiences first .

Cheers Gaz
Old 26-02-2008, 08:53 PM
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Sideways_Sierra
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Yeah dont see why not

You have to MOT it, then put it through a VIC check. So if the car has done this, then its as safe as any other car in my opinion, so shouldnt be singled out and bullied!
Old 26-02-2008, 08:59 PM
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Ollie.
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No problem what so ever... they probably wont even tell you but beware they will offer you less in the event of a claim.
Old 26-02-2008, 09:06 PM
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RSKim
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I have had and insured a cat D and there were no probs there, my current BMW is a cat C and i have no problems insuring that either ....as said the only time it will matter is in the event of a claim...
Old 26-02-2008, 09:12 PM
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ScORTED
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as above, i've tried a few insurers and they're not fussed, but you'd get next to nothing in the event of a claim for the exact same sum of insurance money.
Old 26-02-2008, 09:12 PM
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gazcos
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Cool. Thats put my mind at ease.Thanks !!
Old 26-02-2008, 09:12 PM
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My 306 is CAT C, i had no problems. But as said above they won't mention that they'll pay out less.
Old 26-02-2008, 09:22 PM
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cat d you can repair and mot but do not req a vic check,cat c repair and mot but they do req a vic been doing this for years you can get a lot newer car for a lot less bought a fiesta climate for the misses over a year ago it was 11 months old and got it for £4000 changed a ns wing, nsf hub , repaired a dent under the osr light and ended up with a car less than a year old and £5000 cheaper than a main dealer.

Last edited by ballbag42; 26-02-2008 at 09:30 PM.
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