pee vee

Hi all.. just wondering how much harder (if at all) it is to insure a cat D
write off.. the reason it was written off being it was Stolen...
(and not recovered before the insurance was paid out i spose?)


do insurance companies draw breath thru gritted teeth when you say Cat d??
or will it be easy enough?

Cheers!

Dan

They have it on a register mate, you don't have to declare it as they will know

So long as the car has an MOT and is all road legal then no probs.

Rossco

Ive never had any problems

rssteve

when i tried they wanted an engineers report that was CIS

pee vee

ok, thanks guys!!

just read,
think the car i was gonna ask to go look at soon has been sold now though . bugger!

Dan

What was it mate?

Dan

BTW I've just done a Cat C at work, no problems at all and didn't do anything differently so you know!

pee vee

there is an imperial blue Esc cos in the for sale section
i saw the advert the other day..

but just noticed that someone has bought it!! lucky guy!!


had a look at another imperial blue one last week.
i really shouldnt spend the money.. but the more i think i shouldnt have one..
the more i want one!!

Dan

Fair enough, lovely cars mate but I wouldn't buy a written off Cossie!

You will end up breaking it when you want to sell it too!

tabetha

I tend to buy cat d anyway, no problem with insurance never been asked for engineers report either, I'm with Privilege, so you will have to get your butler to phone!!
tabetha

SassyRS

Its cost me Ł40 extra thats it!

andyescos

My wifes Land Rover is a Cat C, insurance company didn't even bat an eyelid, I doubt they even know? It's Ł9000 worth of TD5 Discovery, had it resprayed in the new LandRover Sport Orange(you need to see the paint in the sun to appreciate it) and only cost Ł5000 all in, looks ace. Getting some black 20's for it next. It only had superficial damage, best deal ever!



Andy

mechanic28

iTrader: (5)

dont beleive all the rubbish that cos a cosworth is hpi clear it is a better car then one that aint cos its bollocks i looked at a few sapphirecossie when i was lookin for one and the best one i looked at was one on the hpi list it drove looked A1 so i bought it still got her 7 years later although i am on the look out for a A1 3 door cossie in black or moonstone blue cossie if anyone knows one for sale!!

Fudgey

iTrader: (4)

peevee, just buy that other one gaylord!

Graceland

My old Cossie was a cat D - had absolutely no problems with it at all

dave cos4x4

iTrader: (5)

that would go for nearly all the other highly modded cossies too....no difference there then.

pee vee

Thing is, its just another car, same as any cat D write off at the end of the day.

tabetha

I think you will find ANY loading due to a cars past, cat c/d etc is illegal anyway.
tabetha

Dan

You got had then!

Dan

Dave ya fooker!

dave cos4x4

iTrader: (5)

but its true Dan.

imo, if i want a car for hard usage then a car being on the list would not bother me at all.

fordrs2005

iTrader: (4)

there is no problem insuring a written off car but wit till u go to claim if u smash it or someone runs in to u an it gets written off u only get 40% of the bottom book price of what it,d be worth

and a dont mind buyin write offs had loads but would,nt buy another write of cosworth had one and ended up takin a kick in the stains , couldny give it away when they know its been written off thought a was goni have to break it

dave cos4x4

iTrader: (5)

fordrs2005

if it has been fixed properly then why the smaller payout.

should be the going rate surely.

fordrs2005

iTrader: (4)

thats there policy now they dont tell u that when they insure it but thats what they do

think it was bout a year an a half ago when they started shaftin u like that

bout the same time they brought out cat c identity checks know how uve to take them to a vosa station

as a write of just used to be a write off but now when u go to the auctions there all catigorised

cat b is a breaker not to go on the road again(sold with no id)

cat c may need a id check afore sein the road again (bout 90% of them do)
and on the logbook will say this car has beeen substansualy repaired

cat d just straight forward fix then back on the road

hope this helps so if u go look at a write off ask to see the log book first

RS500/364

Me mum brought a brand new car
but she had a knock done one off the doors going though the insurance
i took a picture because it will be a cat d
so anyone looks they can see what the damage was
wish more others would would keep better value