The mother in law has had her E39 stolen and recovered, but the insurance are refusing to pay out on the basis that the steering lock is not broken and that when the car was recovered, the doors were locked and the ignition barrel is undamaged.

The only way I can see that this car was stolen was with a replacement key.

Suggestions welcome!!

 

Why does the insurance company need to pay out?

Forgive me for being stupid but IF the car has sustained no damage then surely.

Go with your key and get it back.

Jake

 

Sorry - I should have mentioned that the car was stolen from Sheffield and found badly crashed in Birmingham

 

what insurance company is she with????

 

MMA

 

mixed martial arts ? surely if your cars insured by the chinese mafia, you dont need to be asking here

 

 

Key copied whilst in for a service.
Key retained by previous owner/dealer who sold it and sold on to others.

Was it deadlocked or just doors found to be closed?

Maybe picked up with hiab then dumped off the back of a lorry when they realised it was only a BMW

.

 

possibly changed the windows / door locks / ignition etc after they had nicked it ready to be ringed and sold on , how long was it gone for before it turned up in brum

 

sorry but wouldnt it need the coded key done too,,,, so it was nicked with a key that was also coded


do any of your family have any bruises they got " fighting" in the pub as no offence,,,,, it sounds like a classic drink drive crash,,,,, no offence btw but my mate used to steal his dads e39 535i when he was away on business and he also crashed it down the side and drove it back and parked it up that side sticking out for his old mans return


think what im saying is it sounds a inside job

 

AND REPROGRAMED but they never bothered the really akward job of changing the number plates

 

I might be wrong here but i think you can order bmw keys already programmed and ready to go?

 

doesnt say it was found with original plates on

 

that was merc keys in gone in 60 seconds mate

 

ahhhhhhh,,,,,, so he also swopped the plates too,,,,,, well in that case find where they was made as all plates are registered when made if for road use


im still laying money on someones little brothers mate has jacked the spare keys from the keyrack that everyone seem to have these days so they dont loose the spares and they aint paying out as you cant tell them where the spare now are,,,,, i might be wrong though

 

 

if you know certain people or use the internet you can get plates made with no ID

 

i agree mate,,,, but surly if the car was rung then the old bill would have told the insurance company


think boxing day is a good time to tell mumsy about your bird you been shagging in black country before you introduce her and the penny drops

 

can see it now,,,, shes gonna be 6 foot with long dark hair wearing a birmingham city scarf

either that or the CSI crew are gonna find a zoo adjustable rear beam in the boot and a signed picture of martin hadland in the glove box then ya gonna be fooked

 

who knows , wouldnt be the first time a insurance company tried to get out of paying out , they probably spent all the money in the pot on the christmas party

 

theres technicalitys and then theres,,,,,,,,,, well the cars been crashed in drink driving season,,,,, the cars got no damage apart from the flying propeller has been replaced by a lampost and he vehicle is now mid engined,,,,


sorry but my first thought is,,,,, WHERES THE SPARE KEY THEN MATEY !

after that i then would start asking about service history but i know that 80% of crimes start when people have kids who grow up and get mates and realise there thingy has another use other than to dribble pea pea down ya trouser leg

 

maybe its KIT and drove itself everywhere and got a bit pissed christmas day and had a little moment in brummyland .......well u ever know

 

northerner


how old are you

and

what car do you drive?

 

tbh i cant blame the insurance for not paying out its probs like ginge says either pissed and crashed it and panicked and says it been nicked lol or someone who has been in the house has took the spare key lol and gone for a long joyride etc.

 

 

WTF? What relevance does this have?

 

If they drove your E39 then they HAD the key.

Alex

 

how much is the salvage??

 

you sure mate,,,,, they could just be really shit hot car theives who can nick anything with a paper clip but just havent got a clue how to drive yet



has your little brother been staying at his mates house over christmas,,,, did he eat all his christmas dinner,,,,,,,,,,, did you dad pay hes cab fare on christmas eve totallying over 100 quid


now im no columbo but,,,,,,,,, " something here just doesnt seem to fit right"


but dont worry think we all done something wrong in our times,,,,,, just confess in the start of the summer and you wont have a long cold walk to work

 

fucking hell,,,,,, you aint fucking about are ya mate,,,,,,,,


the poor blokes be a victim of crime and your trying to buy his salvage from him


atleast let him reply to my PM first before he gives you a price

 

TBH - I agree with most of the comments on here that something is not right, but I can only state what I've been told.

I'm gonna step away from this and leave it to the mother in law to sort this mess out.

 

 

does sound rather weird, stolen,crashed and no sign of forced entry.

 

[quote="northerner"]TBH - I agree with most of the comments on here that something is not right, but I can only state what I've been told.

I'm gonna step away from this and leave it to the mother in law to sort this mess out.[/quote

somebody is gonna have a smacked botty

 

that happens alot when peoples kids borow there dads car keys

OH RIGHT,,,,,,,, your talking about a car in liverpool with no signs of forced entry,,,,, that would be strange i agree

 

Sherlock Ginge.

 

Ginge....

unless they know how to crack BMW EWS I don't think a paperclip powered laptop will help!

BMWs are very hard to steal - hence the number that get car-jacked.

Alex

 

what about the keys? do they need to be re-programmed?

 

BMW's are easy to steal! You only need a VIN and a dodgy worker at a BMW dealership BUT there would be a record of the key being supplied. Doubt this has happened in this case though!!!

 

true - but thats the same as any manufacturer!

alex