FAO Bank Charge Guru's
18-12-2006, 12:17 AM
#1
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FAO Bank Charge Guru's
Lloyds TSB are trying to charge me £30.00 for going 42p overdrawn, which I promptly paid off as soon as I realised what had happened.
From what I gather the charge is supposed to be proportional to the amount you have gone overdrawn, which this certainly isnt.
I know there are a few websites with draft letters etc on, has anyone got any links to them or some general advice? Do I have a case for the charge to be cleared?
Cheers in advance
From what I gather the charge is supposed to be proportional to the amount you have gone overdrawn, which this certainly isnt.
I know there are a few websites with draft letters etc on, has anyone got any links to them or some general advice? Do I have a case for the charge to be cleared?
Cheers in advance
18-12-2006, 07:30 AM
#2
PassionFord Post Whore!!
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For single charges just go into the bank and moan - they will give it you back!!! They can't be arsed and normally put it back in as a 'goodwill' gesture. 
18-12-2006, 11:30 AM
#4
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ring the bank (just the callcentre will be fine) complain, and they'll refund it.
they normally do this for one offs, no need to bother with letters etc.
they normally do this for one offs, no need to bother with letters etc.
20-12-2006, 10:14 AM
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20-12-2006, 10:24 AM
#8
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Originally Posted by Stu.H
Ive recently had all my statements from last 6 yrs...........
I went into the bank as i went over my overdraft 8 times in one month
they halfed the charges thank god Plus i only have a bank scoring of 25
22, and really bad credit, go me!!
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