just saved loads on my mortgage
09-03-2006, 09:32 PM
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just saved loads on my mortgage
been with Halifax for last 3 years, Very good mate recommended a independant guy alot of my mates use........
Got a new mortgage still pay the same per month but he knocked 3 years off and got £10,000 back
fookin qaulity
Got a new mortgage still pay the same per month but he knocked 3 years off and got £10,000 back
fookin qaulity
09-03-2006, 09:40 PM
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well i was going to buy some 4 me rhys until found out they dont do right size yet,
going pay off my c/card and a few other things, have a holiday and blow the rest on the cos as usual
going pay off my c/card and a few other things, have a holiday and blow the rest on the cos as usual
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09-03-2006, 11:16 PM
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You must have cleared of some debt mate! to be paying the 'same';,
Is your new mtg payment the same as your old mtg payment or the same as what you were paying on your old mtg & debt
I arrange mortgages like this every day!
Rich
Is your new mtg payment the same as your old mtg payment or the same as what you were paying on your old mtg & debt
I arrange mortgages like this every day!
Rich
10-03-2006, 12:01 AM
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i was paying £472 a month on mortgage with halifax over 25 years on £65000
Been paying for 2 years
Just got qouted £475 a month on a £75000 over 20 years and i owe £64400
so apart from a few fees i shoud get £10k back and ive lost 3 years off
and he saved me £22 on my insurances aswell.
i keep thinking it to good to be true but i got it here in B&W
Been paying for 2 years
Just got qouted £475 a month on a £75000 over 20 years and i owe £64400
so apart from a few fees i shoud get £10k back and ive lost 3 years off
and he saved me £22 on my insurances aswell.
i keep thinking it to good to be true but i got it here in B&W
10-03-2006, 12:06 AM
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don't see the rush to pay it off early!!
money in pocket or other investment now I reckon.
if you'd of had the new mortgage deal but dropped your payments how much would you of lost out?
10k is a good saving at £500 a year estimate... but your payments only have to be £40 a month lower to give you that in your pocket now.
my mortgage is currently 24% of my topline wage...
in 20 odd years time with an average cost of living rise of 2.5% it will be down to 14% - im not going to be sweating about the cost of my mortgage then - where as I am more likely to be now?
just a thought!
money in pocket or other investment now I reckon.
if you'd of had the new mortgage deal but dropped your payments how much would you of lost out?
10k is a good saving at £500 a year estimate... but your payments only have to be £40 a month lower to give you that in your pocket now.
my mortgage is currently 24% of my topline wage...
in 20 odd years time with an average cost of living rise of 2.5% it will be down to 14% - im not going to be sweating about the cost of my mortgage then - where as I am more likely to be now?
just a thought!
10-03-2006, 08:10 AM
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this new ones fixed for 2 yrs, aint going blow it mate, got c/cards and some other bits i can pay off, should leave a bit for a rainy day aswell 
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