General Car Related Discussion. To discuss anything that is related to cars and automotive technology that doesnt naturally fit into another forum catagory.

Classic insurance policy on under 25s?

Thread Tools
 
Search this Thread
 
Old Jul 21, 2004 | 02:14 PM
  #1  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default Classic insurance policy on under 25s?

sofar i only tried herritage/chris knott n they're 25+

ive tried the following companies for NORMAL quotes which were NOT competetive (all wanted 1k+!!):

Adrian Flux
Performance Direct
Liverpool Victoria
The AA
Direct Line

and the following that WERE competetive:

Elephant.co.uk
Chris knott (current insurers)

im currently paying 950pa, my renewal quote is 900pa (whoopdiedoo, i turn 21 and got another years NCB and they wnna knock a whole 4% off ) best quote sofar is elephant @ 750pa

thing is when i was getting quotes last month to see what it was gonna be like i was getting circa 600-800quid!
Reply
Old Jul 21, 2004 | 02:23 PM
  #2  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default

just tried C.I.S and the bloke said "because its a "high performance" car we cant take under 25s

"high performance? FPMSL ROFL LOL etc. etc. the thing dont even do 130... my dads DERV does 130 ffs
Reply
Old Jul 21, 2004 | 02:23 PM
  #3  
Oranoco's Avatar
Oranoco
Professional Waffler
 
Joined: Aug 2003
Posts: 25,425
Likes: 41
From: HertFORDshire
Default

Keep shopping around Jim mate. It's all you can do.

Liverpool & Victoria are usually quite competitive though

The AA are awful. I was with them for a year and payed just £620 TPFT at the age of 23 with 3 points and 1 fault. At the end of that years policy my points and accident no longer needed declaring and they then wanted £1600 TPFT and th eonly change in the details was th eupgrade from Cat 2 security to Cat 1. Oddly I didn't renew
Reply
Old Jul 21, 2004 | 02:28 PM
  #4  
GARETH T's Avatar
GARETH T
Professional Waffler
20 Year Member
 
Joined: May 2003
Posts: 30,980
Likes: 9
From: barry-south wales
Default

just tried C.I.S and the bloke said "because its a "high performance" car we cant take under 25s


dont worry jim i had the same last week, the old man bought a st170, and his insurer said i couldnt go on it, as its too powerful
Reply
Old Jul 21, 2004 | 02:31 PM
  #5  
Jon ERST S2's Avatar
Jon ERST S2
PassionFord Post Troll
 
Joined: May 2003
Posts: 3,297
Likes: 0
From: Kent
Default

phone

HIC
Brentacre
and greenlight.
Reply
Old Jul 21, 2004 | 02:32 PM
  #6  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default

tried HIC last month n they said they wouldnt be competetive

never heard of brentacre tho...
Reply
Old Jul 21, 2004 | 02:42 PM
  #7  
mark's Avatar
mark
PassionFord Post Whore!!
 
Joined: May 2003
Posts: 8,336
Likes: 2
From: HIGHBURY NORTH LONDON
Default

dident think you got a NCD on a Classic insurance policy
Reply

Trending Topics

Old Jul 21, 2004 | 02:44 PM
  #8  
Spiky's Avatar
Spiky
Professional Waffler
iTrader: (1)
 
Joined: May 2003
Posts: 26,931
Likes: 0
From: Cardiff
Default

Originally Posted by GARETH T
just tried C.I.S and the bloke said "because its a "high performance" car we cant take under 25s


dont worry jim i had the same last week, the old man bought a st170, and his insurer said i couldnt go on it, as its too powerful

sorry but thats fooking funny
Reply
Old Jul 21, 2004 | 02:44 PM
  #9  
Spiky's Avatar
Spiky
Professional Waffler
iTrader: (1)
 
Joined: May 2003
Posts: 26,931
Likes: 0
From: Cardiff
Default

Originally Posted by mark
dident think you got a NCD on a Classic insurance policy
you dont
Reply
Old Jul 21, 2004 | 02:46 PM
  #10  
mark's Avatar
mark
PassionFord Post Whore!!
 
Joined: May 2003
Posts: 8,336
Likes: 2
From: HIGHBURY NORTH LONDON
Default

thanx spiky will re reed jims first post then
Reply
Old Jul 21, 2004 | 02:49 PM
  #11  
Spiky's Avatar
Spiky
Professional Waffler
iTrader: (1)
 
Joined: May 2003
Posts: 26,931
Likes: 0
From: Cardiff
Default

no i was agreeeing with you, you dont use your no claims on classic policys, and if you have a classic for 2yrs+ you loose ALL your noclaims


Reply
Old Jul 21, 2004 | 02:53 PM
  #12  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default

didnt know that

still gotta be cheaper than 900 odd quid tho its only grp14!
Reply
Old Jul 21, 2004 | 03:10 PM
  #13  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default

HIC = got bored of waiting in a Q

brentacre = not competetive
Reply
Old Jul 21, 2004 | 03:16 PM
  #14  
Jon ERST S2's Avatar
Jon ERST S2
PassionFord Post Troll
 
Joined: May 2003
Posts: 3,297
Likes: 0
From: Kent
Default

www.quotelinedirect.co.uk

I was with them for my first year.
Reply
Old Jul 21, 2004 | 03:26 PM
  #15  
Tony Turbo's Avatar
Tony Turbo
www.ctuceilings.co.uk
 
Joined: May 2003
Posts: 9,370
Likes: 0
From: Kent
Default

Try HIC again, I hate their phone system too

But they did me a reasonably good quote on the S2 on a Classic Policy with all mods declared, agree value, driving other cars and track day use.

Reply
Old Jul 21, 2004 | 03:34 PM
  #16  
Sticky.'s Avatar
Sticky.
20K+ Super Poster.
20 Year Member
iTrader: (4)
 
Joined: Apr 2004
Posts: 23,349
Likes: 0
From: Liverpool
Default

Try Carole Nash Jim, there usually quite cheap

Carole Nash 0800 298 5555
Reply
Old Jul 21, 2004 | 03:37 PM
  #17  
gingeRS's Avatar
gingeRS
PassionFord Post Whore!!
 
Joined: Jun 2003
Posts: 7,443
Likes: 26
From: london baby!
Default

you 21 and have 1 years ncb??

phone greenlight dummy, use your passion ford discount, easily the cheapest for me

i had a xr4i when i was 21 and with no ncb was just 650 a year to insure. with admiral

Reply
Old Jul 21, 2004 | 03:42 PM
  #18  
Tony Turbo's Avatar
Tony Turbo
www.ctuceilings.co.uk
 
Joined: May 2003
Posts: 9,370
Likes: 0
From: Kent
Default

Originally Posted by Sticker Paul
Carole Nash 0800 298 5555
Don't bother Jim, 25+ only when I rang them last week. The car is old enough, but I am not
Reply
Old Jul 21, 2004 | 03:47 PM
  #19  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default

ok existing company are happy to go to £830 (70 less) and will match any other quote i can get if i can prove it...

ive just done one that came out at 800 on elephant.co.uk but the bloke at chris knott cant get it to come up with that value... lol so gonna try it again

an jon that quoteline place quotes 1700quid
Reply
Old Jul 21, 2004 | 03:49 PM
  #20  
Jim Galbally's Avatar
Jim Galbally
Thread Starter
20K+ Super Poster.
 
Joined: May 2003
Posts: 20,599
Likes: 0
From: Ramsgate, Kent Drives: E39 530D Touring
Default

ginge, greenlight were nowhere near competetive even with the discounts!

and ive got 2yrs NCB

thing is i'm actually only 20... but ill be 21 precisely 16 days after i want the policy to start but due to holiday commitments (ie im the designated driver for a road trip taking place in that 16 day period) i cant have the car un-insured during this time
Reply
Old Jul 21, 2004 | 04:09 PM
  #21  
mark's Avatar
mark
PassionFord Post Whore!!
 
Joined: May 2003
Posts: 8,336
Likes: 2
From: HIGHBURY NORTH LONDON
Default

sure sumone els will drive to save you money jim lol
Reply
Old Jul 21, 2004 | 05:06 PM
  #22  
AndyRST's Avatar
AndyRST
PassionFord Post Whore!!
 
Joined: May 2003
Posts: 5,719
Likes: 0
From: Kent
Default

Originally Posted by Spiky
Originally Posted by GARETH T
just tried C.I.S and the bloke said "because its a "high performance" car we cant take under 25s


dont worry jim i had the same last week, the old man bought a st170, and his insurer said i couldnt go on it, as its too powerful

sorry but thats fooking funny
Nothing funny about that! My ST170 was a pain in the arse to insure! Insurance companys see the 170 bhp bit and load it right up

TBH i could prob insure a 330bhp stg 3 Esc Cos for around the same price as 90% of the quotes i got for the ST170.
Reply
Old Jul 21, 2004 | 05:14 PM
  #23  
POPEYE's Avatar
POPEYE
FAIRY CAKE
 
Joined: May 2003
Posts: 15,206
Likes: 0
From: THE BEACHES, AUSTRALIA
Default

spiky you only lose you ncb's if you dont use them
my 3dr is on a classic policy
and i use my full ncb's on my mondy
Reply
Old Jul 21, 2004 | 05:26 PM
  #24  
Spiky's Avatar
Spiky
Professional Waffler
iTrader: (1)
 
Joined: May 2003
Posts: 26,931
Likes: 0
From: Cardiff
Default

Originally Posted by popeye
spiky you only lose you ncb's if you dont use them
my 3dr is on a classic policy
and i use my full ncb's on my mondy

yeah sorry didn't expalin it quite right
Reply
Old Jul 21, 2004 | 05:28 PM
  #25  
Tony Turbo's Avatar
Tony Turbo
www.ctuceilings.co.uk
 
Joined: May 2003
Posts: 9,370
Likes: 0
From: Kent
Default

Originally Posted by popeye
spiky you only lose you ncb's if you dont use them
my 3dr is on a classic policy
and i use my full ncb's on my mondy
That's what Im gonna do
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Mark RS
Ford RS Turbo Parts for Sale
5
Mar 5, 2021 06:08 PM
orion88
Restorations, Rebuilds & Projects.
18
Oct 11, 2015 02:56 PM
SMILER258
Restorations, Rebuilds & Projects.
36
Sep 28, 2015 09:04 AM
IainRS1700T
Cars for Sale
9
Sep 25, 2015 06:44 AM
pabloXR
General Car Related Discussion.
9
Sep 21, 2015 12:42 PM




All times are GMT. The time now is 11:45 AM.