Looking to get an ford focus st, but insurance is abit high. Is it worth becoming a member and phoning the insurance and saying I am a member? Does it make a difference? Cheers

 

Hi,
If you need any help with insurance at all then please feel free to drop me a line.
Regards,
Dan.

 

It will make a slight difference with some insurers but not all.

 

I don't find the insurance too bad, but I guess it's all down to your age, area you live, years experience, ncd etc.
My wife and I do a multi car policy with Admiral, she has a 2002 focus 1.8tdci ghia and I have a 2007 5Dr Focus ST. We are both named drivers on each others policy, both do about 10k a year, my St is modified, both cars are kept on the road and we have kids (which actually makes your insurance more expensive). I'm 35 and she is 34.
Just renewed our policy for £491 for both cars. Would've been cheaper had I not added extras to the policy.

 

I'm only 23 and my partner is 21 and we both have 1 year ncb but av been driving for 5 year and for a focus st they are wanting £1900.

 

Wait a couple of years until you a bit more NCD and you are over 25.

 

hi there. can you not get a black box in your can I have one from drive like a girl and I still drive like a dick every where and it was at lot cheaper to start of with and then after 3 months they took £350 of my insurance

 

A thought if u get the box it puts ur insurance up if u drive more miles than u say and drive fast?

 

yes that what I though but when you get a quote it will never go up it will stay the same or go down. and I have spoke to a lot of people who went with drive like a girl and they all said they drove bad and it still went down loads after 3 months. they only time they got you by the ball is if you have a crash they know if you was speeding you can't just say I was doing 30mph lol