right my insurance is due soon and just wondered who people under 21 are with and how much does it cost u and how many ncb and if you have any points.
thanks rich

 

i'm 21, 2 years ncb as a second driver with direct line (dad's insurence) just payed £300 for about 8 months on a c220

 

when i was 20 i paid £1500 on a 375bhp saph cossie. 8000miles a year with 0 NCB

 

what the fuck? who with???

 

yea with who?

 

im just 20 and 2yrs ncb on a audi a4 group 13 and it was £1700

 

with who?

 

 

when i was 19 i paid just over £700 a year on my 3 door with zero no claims AND 2 claims under my name

 

Is that bullshit I can smell

yeah who the hell with??

I have 5 years no claims am 23 years old and just got quaoted on my 2wd saph thats apparently standerd to them!!

£1300

 

thought id say it for u smerth

 

btw i'm in the 35-45 category when peole ask for my age so it was a fair long while ago

 

you ask him who the hell with, yet you dont say it yourself

 

lol i dont c how people are getting quotes so low the best ive been getting under my dads is 2000 and thats not declaring my mods

 

thought no 1 would want to know at that price!

Admiral, 12 months policy

not the Bonus eccelerator policy! (10 months=1 years no claims)

 

Try Admiral or elephant, they are both owned by the same company but give good quotes on the 10 month bonus eccelerator policy

 

tried elephunt and they wouldnt do it because of the youger driver

 

Try Quinn Direct

 

ok, try this-

I was 21 when i got my cos with 2-3 years no claims!!
I got quoted £2800 and thought FUCK!
but paid it for 2-3 months till I was broke just because I wanted to drive my car!!

I cancelled the policy on the cos, and was stuck with my shitty work car, girly 206 hdi, in black though!!

I then decided to try and get tempory cover on the cos, from my insurance company (admiral). Phoned them up and said I'd like some tempory cover, minimum they said was one week so thought thats enough for now and thought is this gonna cost £100 for one week!! but to my dis beliefe my indian friend on the phone told me £16!! (works out at 700ish a year)I thought it was a mistake but have been doing it for nearly 2 years now!

Try it I use tempory cover all the time now! your only allowed 125 days of it a year but its better than getting a mogage to pay ur insurance! plus my car only works for that about that much of a year cos it's a ford

 

tried them they wouldnt do it

 

thats not a bad idea after i made sense of it lol

 

try insuring a shit car say 1.1 popular, then they will let you do tempory cover!

 

im 19 with 2 years no claims and no points and i pay about 900quid on my series two third party fire and theft with adrian flux.

 

how did u get insurance with adrian flux they said i have to be 21 to get insured with them, also is that delcaring your mods?

 

mines standard apart from a stainless exhaust and lowered suspension which is declared and didnt add anything. i don't do many miles in the car as its a piece of shit and is always fukin broken so i have it on a limited mileage policy, plus its garaged.

 

oh rite thats y uve got it so cheap then

 

yeah i thought it was pretty good too.

 

im sure what area you live in has to do with insurance prices. Am i wrong?

 

yea its does but my areas quite a gd area i think. better than wot im gettin and not declairin any mods

 

i'm 19, 3 points, 2ncb and pay £800 on my frp with bell

 

when i was 20 the insurance company wanted £2000 TPFT to insure a standard saph with 3 years no claims so i dint bother insuring it or driving it, when i was 21 i insured it fully comp for £1200, when i was 22 it cost me £900 and im nearly 23 and the renewal wil be £750 with mods declared kept in a garage less than 5000 miles and thats with 5 years no claim i think maybe 4

 

i was with HIC, this was 4 years ago mind you.

 

hic as in herts insurance?

 

i got a blinding deal with hic the other week

but i'm still waiting for the paperwork to come through s i'm a bit miffed

 

Could be, i just knew them as HIC

never had any problems with them in the 2 years i was with them.

 

At 21 i insured my saph for £1450 fully comp with Greenlight. That was all mods listed too. Couldn't get cover for anything remotely sensible at 20 though, everyone either said call back when your 21 or £3k+. Got the renewal through and it's £950 but didn't renew because the stupid thing is broken.