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If your car got damaged at a show, who do you claim off?

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Old Apr 18, 2006 | 09:05 AM
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Default If your car got damaged at a show, who do you claim off?

For those that show your cars and anyone that may know the answer, if you have your car on show and for example a woman scratches your car with her handbag or a kid with his new stile multi zipped combat trousers walks passed and scratches your mint car

What would you do if you caught them? Would you get them to pay?

Or

If you didn’t catch them, would you expect the organisers of that show to pay up?

The reason I ask if that someone that is organising a show has been asked off a couple of car clubs if he has insurance in place to pay out for this type of incident I’ve never heard of claiming off the organiser and am worrying as I am helping to organise a show local to me

Cheers for any info on this

Steve
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Old Apr 18, 2006 | 09:08 AM
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show at your own risk imo
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Old Apr 18, 2006 | 09:11 AM
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I doubt event organisers have insurance for this kind of thing, and as said, show at your own risk IMO.
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Old Apr 18, 2006 | 09:13 AM
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Originally Posted by DaveEscos
show at your own risk imo
Thats what I thought, and if you didnt want anyone near the car most people just put a rope type barrier round the cars

Its just straige how two car clubs expect the organiser of a show to pay up for any damage as I've never heard of that before
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Old Apr 18, 2006 | 09:14 AM
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Originally Posted by smidsy
I doubt event organisers have insurance for this kind of thing, and as said, show at your own risk IMO.
The guy that asked me doesnt, thats why he asked me to try and find more out about this
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Old Apr 18, 2006 | 09:16 AM
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I've never heard of claiming from a show's organisers for damage done to a car while there. It could never be proved that it had happened at the show either

It's at the owner's risk taking a car to a show and especially as most shows are on private land.

If you caught someone yourself doing it, don't really see what you could do to *make* them pay, they are hardly likely gonna admit to it, so your word against theirs, plus they're more than likely to give a false name and address if you want to pursue it.

Just ensure on all advertising and/or tickets that it's at owners own risk.
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Old Apr 18, 2006 | 09:20 AM
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Originally Posted by Redkop
I've never heard of claiming from a show's organisers for damage done to a car while there. It could never be proved that it had happened at the show either

It's at the owner's risk taking a car to a show and especially as most shows are on private land.

If you caught someone yourself doing it, don't really see what you could do to *make* them pay, they are hardly likely gonna admit to it, so your word against theirs, plus they're more than likely to give a false name and address if you want to pursue it.

Just ensure on all advertising and/or tickets that it's at owners own risk.
Cheers for your replys and I think I will be putting the above text on all advertising now
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Old Apr 18, 2006 | 11:41 AM
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You can get special insurance policies to cover show vehicles but if you also have regular road insurance on the vehicle you have to make it clear to both underwriters the terms under which each policy is valid
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Old Apr 18, 2006 | 11:43 AM
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Originally Posted by Cam
You can get special insurance policies to cover show vehicles but if you also have regular road insurance on the vehicle you have to make it clear to both underwriters the terms under which each policy is valid
Cheers Cam
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Old Apr 18, 2006 | 12:49 PM
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been there, done that

the show organisers have to have insurance to cover anyone who gets hurt at the event, so if someone falls over the rope you have put up the insurance will cover that person who's fallen over

if that person just happens to fall over a bit of bunting and lands on your car and your car breaks their teeth they can still claim off the events organisers insurance, but your teeth dented bodywork with the £5000 per litre paint job will be down to you

i'll have a little look at the paperwork but as far as i'm aware, it was explained that way to my by footman james who do this sort of thing
give them a bell and get a word direct
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Old Apr 18, 2006 | 12:53 PM
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Originally Posted by dojj
been there, done that

the show organisers have to have insurance to cover anyone who gets hurt at the event, so if someone falls over the rope you have put up the insurance will cover that person who's fallen over

if that person just happens to fall over a bit of bunting and lands on your car and your car breaks their teeth they can still claim off the events organisers insurance, but your teeth dented bodywork with the £5000 per litre paint job will be down to you

i'll have a little look at the paperwork but as far as i'm aware, it was explained that way to my by footman james who do this sort of thing
give them a bell and get a word direct
Thanks Dojj
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Old Apr 18, 2006 | 03:52 PM
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http://www.footmanjames.co.uk/site/default.asp

can't find the paperwork at the moment, i'll have a look when i get back from the lirbary
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Old Apr 19, 2006 | 08:04 AM
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Originally Posted by dojj
http://www.footmanjames.co.uk/site/default.asp

can't find the paperwork at the moment, i'll have a look when i get back from the lirbary
Cheers mate
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Old Apr 20, 2006 | 05:36 PM
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From: Little India
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right then, i've had a look at, short of scanning it, it seems to be all about personal injury protection, of up to £1mill for attendee's and upto £10mill for peole who are working at the show

some of the things not covered are:

terroism stuff
damage to stuff by the weather
damage to property lef tout in the open or under a marquee unless pecifly covered
poreperty in transit
machanical and electrical breakdowns
theft from unattended vehicles
the first £50 losses
collectrs items of antequies etc unless passing a risk assesment


so, basily, it means that if you claim for osmethng they will have lots of reasons not to pay you out unless it is a personal injury, someone dropping over a bit of rope and smashing your car up WILL be covered, because it's a personal injury, but if they have been blown over by some wind or the like your car WON'T be covered
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Old Apr 21, 2006 | 08:03 AM
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Originally Posted by dojj
right then, i've had a look at, short of scanning it, it seems to be all about personal injury protection, of up to £1mill for attendee's and upto £10mill for peole who are working at the show

some of the things not covered are:

terroism stuff
damage to stuff by the weather
damage to property lef tout in the open or under a marquee unless pecifly covered
poreperty in transit
machanical and electrical breakdowns
theft from unattended vehicles
the first £50 losses
collectrs items of antequies etc unless passing a risk assesment


so, basily, it means that if you claim for osmethng they will have lots of reasons not to pay you out unless it is a personal injury, someone dropping over a bit of rope and smashing your car up WILL be covered, because it's a personal injury, but if they have been blown over by some wind or the like your car WON'T be covered
Thanks for this info Dojj I will also pass this on to the guy that asked me about this
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