no insurance was mostly young and stupid, wanted the nice cars but couldn't afford the insurance, older and wiser now.
At no point have I driven without a licence.
Defective vehicle wise, the cu20 was for a loose battery, the case that was dropped was from an accident in a works van, I'd taken it into the workshop in the morning to have the brakes looked at, it was booked in for work at end of day and I was told it was safe to drive, couple of hours later was coming up to some roadworks at 50mph, put my foot on the brake and nothing happened! Ploughed through the bollards, hit big metal sign and came to rest with aid of the handbrake. So the 1st one was my fault, 2nd one wasn't, I was told it was safe to drive.