Originally Posted by tabetha

"FRONTING", where a car is insured by someone else, normally a parent and has the younger driver added as a NAMED driver, where they are in fact the only or MAIN DRIVER.
This is done as the younger person cannot get/afford the insurance as themselves as the POLICYHOLDER taking out the policy.
Insurance rules when listened to are quite clear, and the policyholder is assumed to be the main user, where this is NOT the case, FRONTING has occured, which is illegal, and I hope you get caught if doing this.
tabetha