Some complete tosses has pulled out from a junction and hit the side of my rs1800 today

I'm not really clued up on the insurance side of things. Have everything to prove he was at fault

Now I want to keep the car regardless and get it sorted. I have notified the insurance but that's as far as it's gone so far. I really don't want it to go through the insurance as they will probably write it off.

Minimal damage to his car, probably a respray of his bumper would sort it. Mine needs new door and rear quarter.

What's my options? Can I fix it myself? If I don't claim and he does on his will that effect me?

I know I'll have to foot the bill if it doesn't go through the insurance but I'm prepared to do that so that it doesn't get written off

Advice needed before I speak to the insurance

Cheers!

 

Assume you have a comprehensive policy inc legal insurance/ uninsured loss component. If so, don't claim on your policy. Instead, invoke the unisured loss recovery service in order to pursue the third party fir the cost of repairing the damage. You will need to provide evidence of the relair cost but you don't actually need to have the repair carried out befire seeking recovery.

 

my only advice would be to make sure the car is at your house and not taken away to be inspected

always best to go through the insurance, it's the other drivers fault so why should you bear the cost?