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CAT C write off......

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Old Oct 28, 2010 | 09:04 AM
  #1  
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Default CAT C write off......

What's the crack with buying a CAT C? Are they more expensive to insure or anything else like that I need to be aware of? I'm handy with a spanner so not too fussed about it being a CAT C other than if it's gonna bite me in the wallet, I'm aware the re-sale value will be low when I come to sell it on, but the car I'm looking at is plenty cheap enough as it is.

Any input / experience appreciated.

Thanks
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Old Oct 28, 2010 | 09:15 AM
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Originally Posted by GTi-R23
What's the crack with buying a CAT C? Are they more expensive to insure or anything else like that I need to be aware of? I'm handy with a spanner so not too fussed about it being a CAT C other than if it's gonna bite me in the wallet, I'm aware the re-sale value will be low when I come to sell it on, but the car I'm looking at is plenty cheap enough as it is.

Any input / experience appreciated.

Thanks


Nothing to worry about at all besides the stigma of it being cat c.

Repair the car as usual,either Mot it first or vic it first,up to you.if it doesnt come with numberplate/s order them online as you can't get them without a v5c,then you'll be issued a form to tax the vehicle with while you await the full v5c,simples.

Sometimes,if your very lucky,you won't need to do a vic check even though it's cat c.

Ignore the idiots who tell you you cant insure them,or tax them and the vic check will go thru all the repairs to check their done to a certain standard as it's a guy with a clipboard,no mechanical training simply checking the cars not rung.

You don't have to show recipts or anything else,easy process that takes 10 minutes and gives the government £42!!!
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Old Oct 28, 2010 | 09:22 AM
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Some insurers will charge a premium. As with all things though, you need to shop around.

I buy a lot of Cat D cars to repair and sell on, which sell pretty easily if priced well and backed up with a CD full of pictures of the car pre-repair and the during the repair process.

Cat C's are generally harder to shift, and I usually steer clear of them to sell on unless the price is silly low or it's a specialist car. If you want one for a keeper though, Cat C's can represent a good buy.
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Old Oct 28, 2010 | 09:22 AM
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cat c can be anything,scratched paint,a broken bumper etc.depends on the cars value as if it costs more to repair than what the assesor thinks its worth it will get a cat d or c,and it could be minimal damage.
when i got my cossie it was stolen recovered and i thought it was cat d,but it turned out it was cat c.there was absolutely no damage to anything,locks etc but the interior was completely missing.i didnt need a vic check for that.
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Old Oct 28, 2010 | 10:04 AM
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Originally Posted by 155lee
cat c can be anything,scratched paint,a broken bumper etc.depends on the cars value as if it costs more to repair than what the assesor thinks its worth it will get a cat d or c,and it could be minimal damage.
when i got my cossie it was stolen recovered and i thought it was cat d,but it turned out it was cat c.there was absolutely no damage to anything,locks etc but the interior was completely missing.i didnt need a vic check for that.
My s1 was the same i had it a week before it was nicked and just the interior was missing when i got it back, was put on a cat c but no check as it was 13 years ago, they paid out the full value i paid £5,250 and it cost me 1k to buy it back and £200 quid for trim, load of bullshit on insurers as i got back ended a couple of years ago and insurers paid £2k to fix it, i was with rsoc insurers tho.
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