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ive passed my test :D

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Old 30-03-2010, 06:09 PM
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samsamz
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Default ive passed my test :D

i passed my test this mornin an i got my insureance on my xr2i costing me £4500 3rd party fire a theft know anywhere i can get it cheaper
Old 30-03-2010, 06:10 PM
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Ebonycossie4x4
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Well done.

You wont get it affordable.

Go and buy a 1.1 for 500 quid and swap it all over.

Although if you crash it i didnt tell you to do that!
Old 30-03-2010, 06:12 PM
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samsamz
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Originally Posted by Ebonycossie4x4
Well done.

You wont get it affordable.

Go and buy a 1.1 for 500 quid and swap it all over.

Although if you crash it i didnt tell you to do that!
to risky where i work mate
Old 30-03-2010, 06:14 PM
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BM08
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Well done on passing, i know how it felt when i passed(first time) all those years ago

Go on confused.com and fill in the info and it will search loads of company and tell you the cheapest, always worked for me
Old 30-03-2010, 06:15 PM
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samsamz
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Originally Posted by BM08
Well done on passing, i know how it felt when i passed(first time) all those years ago

Go on confused.com and fill in the info and it will search loads of company and tell you the cheapest, always worked for me
i cant drive til 8 cus thats when my insureance is valid im hyper cus i just want to go an drive lol

and ive been on all them sites an £4500 was the cheapest with qwin direct
Old 30-03-2010, 06:17 PM
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so you actually paid £4500, are you mad.

i and everybody else thought i was mad when i was 19 and paid just over 3k to insure a saff.
Old 30-03-2010, 06:17 PM
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£4500 for insurance on a XR2i, are you fucking insane?
Old 30-03-2010, 06:17 PM
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Originally Posted by BM08
Well done on passing, i know how it felt when i passed(first time) all those years ago

Go on confused.com and fill in the info and it will search loads of company and tell you the cheapest, always worked for me
i use this and it has been the cheapest everytime
Old 30-03-2010, 06:17 PM
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Steve the Plumber
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You paid £4.5k for 3rd party insurance!! you're mad

For fuck sake dont crash into anybody!!
Old 30-03-2010, 06:20 PM
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Originally Posted by Ebonycossie4x4
so you actually paid £4500, are you mad.

i and everybody else thought i was mad when i was 19 and paid just over 3k to insure a saff.
yeah adrian flux wanted £6000
Old 30-03-2010, 06:21 PM
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BM08
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only other way to bring down the cost is if you dont do huge mileage, you can ask about limited mileage policys, i know Adrian flux do it, but im not saying it will bring the price down to an affordable one, worth a try though.

Failing that sounds like you will have to buy a cheap smaller engined car until your abit older and have some no claims
Old 30-03-2010, 06:21 PM
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so is that 4.5k in a 1r or 450 a month over 10 months your crazy id rather walk or buy a more insurable car haha were do you live iraq?
Old 30-03-2010, 06:24 PM
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Originally Posted by Steve the Plumber
You paid £4.5k for 3rd party insurance!! you're mad

For fuck sake dont crash into anybody!!
Old 30-03-2010, 06:24 PM
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samsamz
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Originally Posted by BM08
only other way to bring down the cost is if you dont do huge mileage, you can ask about limited mileage policys, i know Adrian flux do it, but im not saying it will bring the price down to an affordable one, worth a try though.

Failing that sounds like you will have to buy a cheap smaller engined car until your abit older and have some no claims
im down for doin 2000k a year now an its just abit less on a 1.25 fiesta they wanted £3700 do i thought id pay the extra an have a xr2
Old 30-03-2010, 06:25 PM
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Originally Posted by patton16i
so is that 4.5k in a 1r or 450 a month over 10 months your crazy id rather walk or buy a more insurable car haha were do you live iraq?
smethwick which is mini iraq lol
Old 30-03-2010, 06:32 PM
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patton16i
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To be honest m8 i think its f*****g desgusting the prices young lads pay for insurence these days if you had a fanny it wouldnt be half as much £4.5k third party fire and theft thats insane!you must have a good job.....well done for passing did you do pass +? that normally knocks it down
Old 30-03-2010, 06:34 PM
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mate £3700 on a 1.25 fiesta is all wrong you would get that well under 2k something is a bit funny here.

Someone please show me an 18 year old that would spend nearly £500 a month on insurance even i wasnt that stupid.

and if you can afford to spend that why not buy a far better car and pay that. you could insure so many better cars for that money.
Old 30-03-2010, 06:37 PM
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Originally Posted by Ebonycossie4x4
mate £3700 on a 1.25 fiesta is all wrong you would get that well under 2k something is a bit funny here.

Someone please show me an 18 year old that would spend nearly £500 a month on insurance even i wasnt that stupid.

and if you can afford to spend that why not buy a far better car and pay that. you could insure so many better cars for that money.
2 jobs help me afford it an i had the xr2 cus it was cheap to buy an i want oldskool ford if i insure it at my nans it goes down to £2500
Old 30-03-2010, 06:38 PM
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Originally Posted by patton16i
To be honest m8 i think its f*****g desgusting the prices young lads pay for insurence these days if you had a fanny it wouldnt be half as much £4.5k third party fire and theft thats insane!you must have a good job.....well done for passing did you do pass +? that normally knocks it down
ive booked my pass plus cus u have to book it
Old 30-03-2010, 06:40 PM
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more money than sense lol. fuck that right off,
how much is that a week lol?
well done on passing your test, all my mates have passed or are doing lessons, i have to wait til july as im not 17 til then lol!
Old 30-03-2010, 06:40 PM
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congratulations mate,

but the insurance company saw you coming, 4.5k for an xr2 FUCK THAT
the car wont even be worth that lol

Last edited by steviecossie; 30-03-2010 at 06:42 PM.
Old 30-03-2010, 06:42 PM
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Originally Posted by samsamz
im down for doin 2000k a year now an its just abit less on a 1.25 fiesta they wanted £3700 do i thought id pay the extra an have a xr2
have you been caught speeding or sumit before you passed lol?
on average its guna be about 2 grand for me 2 insure a 1.2 etc etc according to go compare lol!
Old 30-03-2010, 06:43 PM
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Go on your dads insurance that's what I did saved me loads my saphs still under my dads name after six years of having it all that about building your no claims is bull going on my dads allowed me to have a cossie at 19 for 2k go on your own at 21 that's what I did gotto be better than paying 4.5k!
Old 30-03-2010, 06:45 PM
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I'm 17, have a 1.1 fiesta and pay a shade under £2k a year......£4500 is nutty, I hope you enjoy the car so its worth it!
Old 30-03-2010, 06:56 PM
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Originally Posted by speedy-tom
have you been caught speeding or sumit before you passed lol?
on average its guna be about 2 grand for me 2 insure a 1.2 etc etc according to go compare lol!
i got 3 points befor i passed for driving without L plates
Old 30-03-2010, 07:00 PM
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Originally Posted by patton16i
To be honest m8 i think its f*****g desgusting the prices young lads pay for insurence these days if you had a fanny it wouldnt be half as much £4.5k third party fire and theft thats insane!you must have a good job.....well done for passing did you do pass +? that normally knocks it down

my girlfriends 17 and drives a xr3i and pays £1300.
Old 30-03-2010, 07:01 PM
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Originally Posted by samsamz
i got 3 points befor i passed for driving without L plates
well thats one of the reasons for it being so much then
Old 30-03-2010, 07:07 PM
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well done man, but way too much to pay..

most ive ever paid ever is around 600... that was from the start aswell..

4.5k...

ive never even had that kinda money...
Old 30-03-2010, 07:09 PM
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4.5k for an old fiesta? You must be fucking mental!
Old 30-03-2010, 07:13 PM
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well done on passing as for the insurance is a bit OTT
Old 30-03-2010, 07:13 PM
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I know your first car is important and to show off to your mates etc but £4.5k that could have bought a Sapphire cosworth and used as a track car (tow it there) until you could afford to drive it on the road
Old 30-03-2010, 07:21 PM
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congrats on passing your test mate, no its time to learn how to drive, my advise would be to get a cheap run around for a year or so get your no claims up then get something more sporty if thats the way you want to go.
Old 30-03-2010, 07:22 PM
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Originally Posted by samsamz
i got 3 points befor i passed for driving without L plates
Why didnt you say that at the start then? thats why its sky high, you only have yourself to blame
Old 30-03-2010, 07:32 PM
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lol I got insured on a Renault 21 Turbo (2litre) a month after passing my test, for £1400 I think, TPFT. Get your parents on your policy as named drivers, helps ALOT.

Had my renewal through with 1yr NCB its down to 500. Although I was 20 when I passed my test.

Try confused and the like then which ever company comes out cheapest go directly to their site and fill out a quote and it will more than likely be cheaper
Old 30-03-2010, 08:32 PM
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Originally Posted by BM08
Why didnt you say that at the start then? thats why its sky high, you only have yourself to blame
3 points barely puts it up, if at all...insurance companies see it as a 'normal' thing now due to speed cameras and the like...
Old 30-03-2010, 08:38 PM
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i got 5 points for driving with undue care and attention and thats only knocked mine up a little bit, but now got a years no claims again it should be fine to insure my next car...

insurance is a swine tho but its good to have, in new zealand its optional, and my brother got hit by someone without it and got ripped off by them
Old 30-03-2010, 08:40 PM
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hah how funny u actuali payed that
i can relat to u im 17 passed about 6 months ago i had a heavily modded fiesta mk6 1.4 that was £1400
and now ive got a renault megane 1.6 and that is £1350 this is with quinn
you are gettin a new arse hole ripped at them prices mate
Old 30-03-2010, 08:41 PM
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4.5 k to insure a xr2i? whats your agreed value on that? fucking hell you must really love that car.
Old 30-03-2010, 09:52 PM
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That's fucking a wounder. I bet the car isn't even worth half that!
Old 30-03-2010, 10:29 PM
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congratulations mate on passing...if you enjoy the car and are happy paying 4.5k then fair play mate i wish you all the best.

best feeling in the world when ya first pass...my first car was a black escort rs turbo which cost me 1300 fully comp 10 yrs ago.


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