MikeR

As my post to Benni, if you valued say your mate AG's business and all his toys he must be worth a bob or two same goes for Stu or Jimbob's dad, on paper they are potentially worth a fair bit does it mean they have a million in the bank ? you would have to ask them

Mike

carlo

iTrader: (4)

Im sure there will be a few ppl on here a millionaire on paper

timrud

So chip your saying that believing in something that doesn't exist will make you happier than basically having what you want when you want it????

Ummmmm..... ok!

Staffi

iTrader: (1)

I,m quite happy with my/our money situation as we are, we,re lucky that we have NO Mortgage, no kids and have the best part of 60k a year coming into the house, ok i know there,s better wages etc but having no morgage does give you SO much more to play with, probably why i,ve blown over 100k on cars in 8-10yrs..

Twellsie

iTrader: (1)

best bet it to ask Tony;s ex-wife how she made her money, pretty sure she had a 'system'

carlo

iTrader: (4)

i can mind tony saying he had to give his wife something like 500k

Chip

iTrader: (3)

Yes I am saying that in my experience, that does indeed seem to be the case.

That these deluded idiots, are generally happy deluded idiots.


Obviously you need to REALLY believe this nonsense for it to work though of course, which rules out anyone with any inteligence IMHO these days.

MikeR

I can see what you are saying Chip, these people are content, most people are not

Mike

DanW@FastFord

iTrader: (1)

Apparently you can make a million by robbing copper, eh Chip

timrud

I see that side of your point chipper regarding contentment......

People who always strive for what they cannot have will never ulimatly be happy.

Chip

iTrader: (3)

Exactly, if you spend your life believing that you are part of a greater good and destined to spend your eternity in paradise, it natural promotes happiness.

If like myself you believe that your life will probably end in a painful illness or other slow death, and then you will simply cease to exist, its not so much to look forward to and hence those of us who believe it are at a handicap in the happiness stakes.

Chip

iTrader: (3)

You could mate, if you managed to successfully rob 300 tonnes of it and weigh it all in without arising suspicion, as its worth about 3 quid a kg (depending on price at the time)

Even half a dozen tonnes could see you netting about 18K, although I expect its hard to keep finding it in those quantities to rob

Chip

iTrader: (3)

It really is a no lose way of being happy too, because you never find out that you are wrong, as the first time you would be proved right or wrong, is your death, at which point it no longer matters and you have managed to spend your whole life being largely happy, something few rich people achieve I suspect.


I agree, maybe thats why my subconcious tells me I dont want to own a ferrari, possibly really I do want one, but know that I cant afford to comfortably own one, so I trick myself into thinking I dont want one.
So in that respect maybe im doing the same as the religious types by believing what I want to believe, but either way I do genuinely beleive there is NO material thing that I particuarly want to own or feel would make a significant positive difference to my long term happiness.

I get more enjoyment from learning something, than from owning something for example!

5t1g

You are interesting character Chip, i would like to meet you some day.

Chip

iTrader: (3)

Well as you are only in crawley, why not come to Surrey RS Owners Club tomorrow night in Cobham, and you can do so.

DanW@FastFord

iTrader: (1)

The whole 'money can't bring you happiness' is all subjective

It all depends on what you consider to be happy, and how much money you think the phrase refers too.

I'm sure that 10 squillion pounds wouldn't make me the happiest man alive, but I know that, say, an extra £20K a year would make my life easier, and more fun, and ultimately I'd be happier.

EDIT: Chip and 5t1G kissin' in a tree

Alan_D

Edit Tags
Tags chip gambling habbit, chip wishes he was loaded, chips full of wind, garage finished chip?, get chip or die trying, here chip goes again, millionaire chip?

Chip

iTrader: (3)

I think that doubling anyone's wages, is more or less 100% likely to make them happier to an extent, as it doesnt have any of the negative side effects psychologically of something like a lottery win.

I believe there is a massive difference between the amount of happiness you get from "earned" verus "unearned" income, but maybe thats just me as I believe that I wouldnt enjoy money from a handout the way I do when I have earned it.

I think if I won 10 million on the lottery it would have as much chance of ruining my current happy life in the long run, as it would have of making me significantly happier.
Obviously short term happiness would be pretty much guarenteed though until the novelty of being rich had worn off.

Chip

iTrader: (3)

Lol @ "get chip or die trying" for some reason

MikeR

It is amazing how quickly your lifestyle adjusts though and you find your self back at square one wishing for more, people typically live to there means, the percentages stay the same it is just the £ value of that percentage changes

Mike

kniterider

Chip

iTrader: (3)

Agreed, Ive never been rich as such but I went from 30K, to 80K, to 120K in the space of a year about 10 years ago, and it didnt take long each time for the novelty to wear off and me to be chasing more again, im sure that if I got to a million a year income at that point in my life I would still have been striving for more, even though even 100K is far more than I need to be happy.
I was very money motivated at that point in my life though, so totally different to how I am today.

sbd16v

i would love to be a millionare im a sure it would not last long with the cost of houses nowadays

but id love to be one for a few days

Char1ie

iTrader: (6)

Buy property on a mortgage, rent the property, buy more property, rent the property, etc etc until you are a millionaire.

As long as you can bring in more rent than the mortgage and your maintenance costs you then you will make money.

Charlie

dingocatcher

Gamling syndicate on here

Porkie

iTrader: (1)

bet there are more than you think!

I imagine a very good friend of Carlos is a millionaire for a start!

Chip

iTrader: (3)

Im doing a bit of that myself, the current base rate is making it very profitable for me at the moment, as my deal is a 25 year tracker, so im currently paying 115 quid a month mortgage on a property I rent out for 600 quid a month, so its a truely epic % profit at the moment.

I think getting further properties at the moment would prove difficult mortgage wise though, as obviously things have changed since I got that deal.

DanW@FastFord

iTrader: (1)

Fair point, but in my case, we were financially comfortable when my wife worked and we didn't have kids. Now she's a 'mum' and works from home money is tighter. With a few K more that would take the pressure off us, and she wouldn't have to work evenings and weekends. Our life wouldn't adjust in the way you're suggesting, it would just be more relaxed and make things easier. In that instance, money would bring happiness.

But then I've never been the sort to covet expensive cars or holidays etc. I knowingly chose a career path that wasn't going to make me rich, but would be fulfilling, and I've never regretted that decision.

Benni

People never live to their means. This is a problem I've found in a lot of people. Wanting all the best things when they don't need them, nor can they really afford them, yet a lot of them have them. If I can wake up in the morning and feel well, I'm in for a good day and nothing else really matters. To a certain extent of course.


Benni.

Porkie

iTrader: (1)

Sooooooooooooo true!

Chip

iTrader: (3)

I think everyone has a level up to which their income increasing does make you happy, but then after that point, it doesnt really make a lot of difference.

In my own case, I think that about 50K a year is the magic number, anything beyond that doesnt really seem to actually make any difference to how happy I am or not as it only buys me stuff that I dont really care about anyway.

Im sure there are quite a few people on here though, who 50K would seem like a prison sentance to and they just wouldnt know how to live on it, and likewise I am sure there are some people on here who would think that is being rich.

Its all relative I guess!

P_is_for_Paul

That's all fine in theory. Until you go to your property and the tenants have done an overnight flit, have pissed all over the place, ripped the wallpaper, put the taps on in the bath with the plug in, ripped your furniture, curtains etc and on top of all that, your paying the mortgage whilst your fixing it and waiting on new tenants coming.

And imagine you had a few houses lying empty paying 300 a month mortgage on each.

It's not that easy!

Porkie

iTrader: (1)

Plenty of people do. Look what Dan W just wrote for example.

I know lots and lots of people earning ALL kinds of different amounts who live perfectly within their means.

Chip

iTrader: (3)

I'll wager you know more who arent though, me for one

carlo

iTrader: (4)

I have everything i need in life its just when you look on pistonheads & think imagine what it would be like to have cars like that.

My goal is to have my mortgauge paid off so my wage is mine not paying for a house. pete staffi's situation is what im talking about. Anything over & above that would be great.

Luca

iTrader: (2)

Order a bike from me and you can!

Alan_D

50K a year up here is pretty good, as the cost of living is so low. Would imagine it doesn't go anywhere near as far in and around London though?

Benni

I don't mean everyone. I mean in general, there are loads of people who claim to have no money, when they should and could have. Running round with boss cars on finance, all the latest clothing, gadgets and accesories and then claim to be skint all the time.

Benni.

Mrs T

wasnt something like he went out for cereal and spent last pound on it

carlo

iTrader: (4)

Just imagine how much money we would all have if we wernt into cars! i know i prob could buy my house twice over & it isnt a small house. I have wasted alot of money ofer the past 12 years on cars