Its to do with car insurance

the thing is, can someone set me straight about somthing

most insurance companys if you have fully comp you can go tpft on another car if that car is insured. its this true

cheeRS

 

3rd party only - NO Fire & Theft

 

yeah thats what i meant 3rd party only

is that the case with the fully comp, is the 100% right

 

check the policy.

Some do some dont.

Mine states i am authorised to drive a insured car that does not belong to meunder third party only excluding for hire e.t.c

 

If you have fully comprehensive insurance in your name you are legally allowed to drive any other car that does not belong to you on third party cover only. That excludes hire cars, courtesy cars and anything to do with motor racing or time trials as per norm

 

all policies are different i was fully comp on my xr2 and i could drive anything but then swinton said no you've gotta be 25

 

yeah thats the thing im only 20 which might be my down fall

thanks for the help peps

 

I had to wait till I was 25 before ANY insurance company would let me drive other cars on my policy.

What is also very interesting is that Norwich Union Direct do a TPFT policy that also covers you to drive other cars TP - not sure if any one else does a policy like this but they quoted me before I was 25 too!

 

As said alot do, but alot dont!!!!! For some reason greenlight wouldnt insure me to drive 3rd party. Their reason was to do with the mods i had declared on the fez Also wouldnt protect my noclaims till i was 25!!! or was it the other way round cant remember now

 

Im an old git so dont have them problems anymore.

In 20 years of having fully comp insurance I have always been covered to drive other vehicles TP only. Seems like some have tighteded up

 

Nuts, it depends ENTIRELY on your individual policy and so you need to contact your insurer before doing so. There are not that many who do DOC (driving other cars) extensions and you'd be surprised how many folk drive other cars with zero cover because of this misapprehension.

 

NP mine always have