Any credit cards got 0% at the mo?
18-12-2004, 12:43 PM
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18-12-2004, 12:52 PM
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Cheers boyz, just i heard on radio one yesterday about transfering your crdeit card balance to a 0% one, those saving paying interest as im paying lots of with barclays 
Just don't understnd all the technical stuff, will i get charged for transfering the money?
Just don't understnd all the technical stuff, will i get charged for transfering the money?
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18-12-2004, 01:01 PM
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alot of the card companies will let you transfer the balance for either a standard rate or you can get balance transfer cards that offer 0% but you can only transfer your balance over not make payments using it
hope that makes sense
Scott
hope that makes sense
Scott
18-12-2004, 01:14 PM
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so you can tarnsfer your existing balence for nothing, but then if you buy something on it you'll be cahrged the 14.9% say, but some will let you transfer the money across and still have 0% on anything you buy?
18-12-2004, 01:20 PM
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https://www.citicards.co.uk/exec/cit...B0B3C89FD1BBC7
so this one is pretty good, 0% on transfers and 0% on purchases
but what about cancelling the card, bet they charge a fortune or something
Afternoon mr b!
so this one is pretty good, 0% on transfers and 0% on purchases
but what about cancelling the card, bet they charge a fortune or something
Afternoon mr b!
18-12-2004, 01:29 PM
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All depends on the deal!
The majority will show 0% on ballance transfers...
Idealy you want a card that will give the above and 0% on purchases...
There will also be another figure quoted which shows the % after the introductory rate ends.
If changing between cards like on a rolling basis its best to leave 5weeks before the end of the introductory rate to transfer to save you acruing intrest charges.
There is not normaly a charge for transfering Balances! As the CC companies hope you will forget about transfering after the introductory rate and gain by charging you interest.
Example
http://www.find.co.uk/credit_cards_c...st_Buys_Table/
Danny your with BOS so the top 1 is no good for you! But for others it may be of interest giving 9months on Purchases and Transfers.
Danny TSB may be ideal for transfering any current ballance you may have to! All depends if you plan spending more on your card!
HTH
The majority will show 0% on ballance transfers...
Idealy you want a card that will give the above and 0% on purchases...
There will also be another figure quoted which shows the % after the introductory rate ends.
If changing between cards like on a rolling basis its best to leave 5weeks before the end of the introductory rate to transfer to save you acruing intrest charges.
There is not normaly a charge for transfering Balances! As the CC companies hope you will forget about transfering after the introductory rate and gain by charging you interest.
Example
http://www.find.co.uk/credit_cards_c...st_Buys_Table/
Danny your with BOS so the top 1 is no good for you! But for others it may be of interest giving 9months on Purchases and Transfers.
Danny TSB may be ideal for transfering any current ballance you may have to! All depends if you plan spending more on your card!
HTH
18-12-2004, 02:35 PM
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https://passionford.com/forum/viewto...090&highlight=
some good links here, a couple of 12month ones
some good links here, a couple of 12month ones
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