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Best Mortgage deals!!

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Old 27-07-2007, 12:28 PM
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Mark 3D
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Default Best Mortgage deals!!

Guys,

My mortgage is nearing the end of its 2 year fixed interest rate, and i therefore need to source a new deal.

Can anyone reccomend some good deals to me or give me examples of what you managed to find!!

This really is such a pain in the arse so any help would be greatly appreciated!!

Cheers,

Mark
Old 27-07-2007, 12:33 PM
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Jamz
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I sorted mine out via London & Country.

http://www.lcplc.co.uk/
Old 27-07-2007, 02:12 PM
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Originally Posted by Jamz
I sorted mine out via London & Country.

http://www.lcplc.co.uk/
cheers for that m8 just spoken to them and they seem very helpful.

anybody else know of any good deals about?
Old 27-07-2007, 04:30 PM
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melzieann
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ive just bought an house (my first 1 )

i have just fixed it for 3 years as all the advise's i spoke to think the interest rate will go up again before it comes down
Old 27-07-2007, 04:38 PM
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how do you go about getting a swap then?
mine is coming up to the end in 4 months and i'm looking and looking, but no one is going to beat a starter rate of 4.29% and, at the moment the replayement is just under a grand with the normla rate going up to 6.9% so i'm looking at another few hundred quid more a month

don't think so
Old 27-07-2007, 05:16 PM
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youre right!! you wont get a rate anywhere near 4.29%

best ive managed to get offered is 5.37% thats on a tracker mortgage for 2 years!!

Dojj just get yourself on the net or speak to the guys that jamz posted the link for.
Old 27-07-2007, 06:26 PM
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Old 27-07-2007, 07:16 PM
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Dave Henshall
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a quick tip....

make sure you sort out your new deal a month BEFORE your current fixed deal ends, as they take about a month to sort out in which case u had left it until the end, you will have to pay the full rate interest to your current lender for at least a month - whichh could be as much as a few hunded quid extra for nothing - just extra interest because your new deal is still being sorted out....
Old 27-07-2007, 08:22 PM
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good tip Dave, i have about two months to go so have given myself plenty of time to get it sorted
Old 27-07-2007, 08:28 PM
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didn't realise that, thought they would sort things out there and then so

what is it classified as then?
a remortgage or a new morgate?
Old 28-07-2007, 08:25 AM
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a remortgage i think m8
Old 30-07-2007, 08:09 AM
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yep, there are quite a few companies now that dont charge for remorgages like a new morgage (ie valuation fees, setup fees, etc)
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