Best intrest rate (savings account)
#1
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Best intrest rate (savings account)
Sorry for being a bit off topic but there are lots of folks on hear seriously clued up on money issues.
Who's offering the best intrest rate for a savings account at present? I'm thinking of taking my money out of premium bonds (only won £200 in the last year) and thinking of a savings account.
Cheers muchly
Who's offering the best intrest rate for a savings account at present? I'm thinking of taking my money out of premium bonds (only won £200 in the last year) and thinking of a savings account.
Cheers muchly
#2
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Have a look here : www.moneysavingexpert.com
How much you got? If i was you i would chuck 3k in ISA as its tax free.. I got mine with ns&i as offering best deal atm You can only have 3k per yer tax free.. so do 3 now then 3 in April. Thats what im doing.
As for Savings account im with ICICI which was the best rate offering bank the other month. Have a check on that site if they still are
How much you got? If i was you i would chuck 3k in ISA as its tax free.. I got mine with ns&i as offering best deal atm You can only have 3k per yer tax free.. so do 3 now then 3 in April. Thats what im doing.
As for Savings account im with ICICI which was the best rate offering bank the other month. Have a check on that site if they still are
#3
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Have you got a link to a comparison of all the best rates of interest to invest say 3 grand?
Im sure i seen someone on here a while ago saying theres 1 that offers 10%
Im sure i seen someone on here a while ago saying theres 1 that offers 10%
#6
Rhys,
ISA rules are changing as of April 2008.
They're getting rid of the mini and maxi thing, and making it much more simple.
It will be £7000 a year tax free, with £3000 to put into cash ISAs, and the remaining available to be put into stocks and shares ISA.
ISA rules are changing as of April 2008.
They're getting rid of the mini and maxi thing, and making it much more simple.
It will be £7000 a year tax free, with £3000 to put into cash ISAs, and the remaining available to be put into stocks and shares ISA.
#7
PassionFord Post Whore!!
Can someone explain what an ISA is and why it's good?
Cos i really haven't a clue
I think nationwide are offering a 5.9% savings account with no charges, no minimum payment amount and able to withdraw from a cashpoint whenever you want.
Cos i really haven't a clue
I think nationwide are offering a 5.9% savings account with no charges, no minimum payment amount and able to withdraw from a cashpoint whenever you want.
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#8
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Rich where did you read that mate? Be interesting to read up on that, even though its a year off yet.. Sounds good.
James an ISA is a take free saving. But at the momeny the government only allows you to save 3k tax free. Anything more and your taxed on it. However if say you put 3k in and draw 500 out.. u cannot put anymore back into it. I have just put 3k in one and in April (next financial year) im going to put another 3k over..
I got mine atm with National Savings and Invesment, which at the moment offer the best rate. 5.8% and they dont sting you for withdrawels etc
James an ISA is a take free saving. But at the momeny the government only allows you to save 3k tax free. Anything more and your taxed on it. However if say you put 3k in and draw 500 out.. u cannot put anymore back into it. I have just put 3k in one and in April (next financial year) im going to put another 3k over..
I got mine atm with National Savings and Invesment, which at the moment offer the best rate. 5.8% and they dont sting you for withdrawels etc
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