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what happens if you dont pay ya mobile phone bill?

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Old 07-09-2004, 09:47 PM
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Gaaables
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Default what happens if you dont pay ya mobile phone bill?

the mrs has racked up a bill on her mobile (contract) phone. if she doesnt pay it will they proceed with court action, or just cut her off and be done with it?
Old 07-09-2004, 09:50 PM
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Physio
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If it was that easy i'd never pay my monthly bill which is usually anywhere between £50 - £150! Court action if you dont pay mate im afraid.
Old 07-09-2004, 09:51 PM
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Remember it will effect your credit rating BADLY whatever
Old 07-09-2004, 09:53 PM
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kevsrs
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I didn't pay my bill for 2 months. They barred the line and sent the balance to a debt collectors to chase me, and chase me they did

I eventually started paying it when they told me a 'door to door agent' will come round to discuss it

Start payin
Old 07-09-2004, 09:55 PM
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lol not good news then
Old 07-09-2004, 09:56 PM
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PhilM
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As Kev says, they will cut you off sharpish, then after a while, itll be passed to a debt collection agency who send someone round........(hide your TV, DVD player etc!)

Switched to PAYG, best thing I ever did
Old 07-09-2004, 10:00 PM
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reminds me i gotta pay mine ,
Old 07-09-2004, 10:09 PM
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right mate this is how it works i managed to run up a bill of £1048 and no thats not a mistake it realy was £1048 over 3 months then they cut me off sent me many letters which i ignored then threatend me with involing bailiffs so went to a solicitior gave some big loada bollox about loss job skint and all that and am still paying it off now at £10 a month lol (this is 100% genuine)
Old 07-09-2004, 10:16 PM
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lol, now thats more like it
Old 07-09-2004, 10:21 PM
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kevsrs
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If it goes to a debt collectors they will also give you the option of a repayment plan, just make sure you stick to it
Old 07-09-2004, 10:24 PM
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Big G
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I didnt pay orange £150 as they wouldnt give me my ENTITLED upgrade. After about 3 months I recieved letter's from a solicitor and sent a cheque for £20 to keep them happy, more letter's so 2 month's later i sent a 10er and so on.
They cammot take you to court if you offer or make payment's but it could affect your credit rating, but I myself aint arsed about credit ratings.
Old 07-09-2004, 10:51 PM
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Yep, as Big G says, providing you are seen to be making an effort to pay it, allbeit even small amounts at a time they cannot take you to court.

They will however notify Equifax and Experian that you (or your missus) have defalted on a payment, which could cause problems for you in the future.

Best thing to do is tell them you cannot afford it all in one go and come to an agreement with them to pay it back.

The worst thing you can do is just ignore them - that goes for any Company you owe money to. Most Companies will be more than willing to help provding you keep them up to date on your circumstances.
Old 07-09-2004, 10:54 PM
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Jim Galbally
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i had debt collectors chase me over an orange bill... it was only about 40quid but in the end i paid them about 120quid including all the fines n stuff


pay it off before it gets that far... trust me!

i'm abck on PAYG now and i spend about £10 every 2 months, but then i do abuse the phone at work a LOT
Old 07-09-2004, 11:45 PM
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Iain Mac
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The thing about not being able to take you to court if you pay a minimal amount isn't correct.

In a past life, I have taken lots of people to court, even if they were paying £5 or £10 quite regularly.

Don't know about England, but up here the Sheriff has the discretion to order the whole amount payable or by instalments. If he allows instalments and the debtor misses just one payment by just one day, all bets are off and the whole balance is enforceable.
Old 08-09-2004, 06:48 AM
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Cosworth4388
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I just pay my bill just like the rest that come through the door
Old 08-09-2004, 08:09 AM
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I didnt pay O2 for ages, in fact i still owe them anout £250... and they seem to have forgotten about it, they sent me red letters and stuff... demanded money but i knew £17 of that i didnt owe, so kept phoneing them and complaining... then the letters just stopped... thats was about a year and a half ago... but i dont recommend it as this deffo wont happen with everyone, i was just lucky!!!
Old 08-09-2004, 11:56 AM
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DaveEscos
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DIRECT DEBIT FROM YOUR ACCOUNT THEN YOU WONT MISS YOUR PAYMENTS
Old 08-09-2004, 11:59 AM
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Shell
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i didnt have an account i was unemployed at the time, and O2's attitude was horrible...


with Vodafone now and they are
Old 08-09-2004, 12:04 PM
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Originally Posted by Cosworth4388
I just pay my bill just like the rest that come through the door
I don't, work does (for the phone that is)

In answer to the original question, pay as soon as you can and don't ignore anything you receive from them.
Burying your head in the sand only means your arse gets kicked harder
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