Si_Xander

Can peeps help me out in this.

what are the likely chances, and likely costs in insuring a sierra cossie 2wd @ 20 years old ??

im thinking out loud at the moment, but it is a possibility i could lay my hands on one, the only concern i have is the cost of insurance, well not so much the cost, the actual likeliness of getting insured !!

any help from peeps who have done it would be greatly appreciated

cheers

Xander

Rab

Your best bet is fit all sorts of security stuff, make sure it's limited milage, and DON'T CRASH...

Si_Xander

lol, sounds like a plan of sorts

me thinks i've got 2 hopes, No hope and Bob Hope, and correct me if im wrong, but bob is out of town

got my heart set on it as well godamnit

Xander

Rolls

iTrader: (2)

Jim- have a ring round, do limitied mailage, all tjhe security etc... under the sun, and you may just get lucky!

Martyn

Get some quotes off churchill, tescos etc online, doesnt cost a thing and will give u a rough idea

RichardPON

Both my brother and I have had stage 3 cossies at 20 years old.

I got mine because I saved, and worked hard for a no-claims bonus.

My brother got his by using my mum's insurance.

Still was quite a lot for both of us - I was Ł1200+ in my first year, with 3 points.

Cossiep

I insured the saff at 20 with 1 years NCB, 6 points, 1 fault claim (Ł4k value) and it cost me Ł1900 with Greenlight but that was by FAR the cheapest and like you suspect some companines wouldn't even quote at any price

Best of luck mate

Si_Xander

cheers for the info guys, much appreciated, gonna tackle the insurers tonite and try and get some quotes !!

if i can get a decent one im having the cos, if i cant, ill have to make do with zetec turbo'ing the fiesta !!

Xander

Oranoco

Sorry mate it's gonna hurt at that age. Only thing I can suggest is some good lube for when the insurance man pulls your pants down

As said above limited mileage policy and loads of good security and not having it modded. You may find after just the first year the premium will drop to a more sensible level. My bro got his FRST at 20 and it cost Ł1600 to insure TPFT after just one year and an extra years NCB it fell to Ł930

Si_Xander

yeah i know steve, but i think i can handle the insurance costs due to the price i'd be paying for the cossie !!

and its rather hush @ the mo, so keep it off topic

Xander

Gaaables

im 21 and got quoted Ł1300 tpft, but found it would be even cheaper to put it in the old mans name, get him 2 insure it for Ł300 a year, and i insure my rs turbo for Ł550 and get 2 drive any other car thats not owned by me

Si_Xander

gaaables - who you insured through chap?

xander

cossie1

sabre will insure a 17 yr old on a modded cossie

but it will cost ya

There is loads of companies that will do but they will charge a lot

I had my first cossie at 21 stg1 saph and I think I paid about Ł1100

now im 24 and HIC insure my stg3 saph with all mods agreed value etc on limited mileage for Ł457 so it is possable

Si_Xander

cheers chap, do you have any contact details for these companies, not getting much luck with a net search

just rang performance direct, have to be 25 and over, so thats that one out !!

gonna try HIC later, and others when i can get details etc

fingers crossed !!

cheers

Xander

cossie1

sabre only deal with brokers so ring a few
highway and zennith are other companies that are worth a try but they only deal with brokers so places like adrian fulx and hic should help
poss worth a try with greenlight and if all else fails by a cheapo nova or summot and get tpo cover on any other car not in your name and reg the cossie in ya mum or dads name

~nomad~

iTrader: (4)

ello Xander, this the cossie i think it is?

Robin

jim what happened to the zetec turbo plan then?

SassyRS

We pay Ł600 but i am 25 & a lady and have 5 years NCB

Adrian flux insurance

the saint

iTrader: (1)

i payed 1900 pounds last year when i was 20 with 2yrs ncb and a clean licence

had some obvious mods insured as well

go for it mate................

Si_Xander

nomad - yes it is the "said" cossie your thinking of

rob - it still might be a plan if i cant get insured on the cossie, but i've grown extremely fed up of the fez of late, it is generally fooked and i wanna change !!

cheers for the input guys, if anyone does have contact info (ie- websites, and telephone numbers) to people they've used thatd be great, i really wanna sort it out and get a reasonable quote cos id be gutted if i miss out on this chance !! ill have to see wether the parents will let me insure it in their name if i cant myself ( the only problem is i wanna boost my NCB, and by doing that i wont be )

Xander

Robin

well gd luck to ya mate what ever u do, just make sure i'm 1 of the first for a spin

Gaaables

im with hic mate, but there quotes are pretty high t the mo as some1 wrote off an esc cossie and put in a BIG claim. there number is 01279506090

Si_Xander

blimey they still got problems with "that" claim. i remember i tryed getting insurance on my current car (fiesta si) back in april with HIC, and they had those problems then. couldn't offer me around 40% of the discount i was entitled too !!

ended up with liverpool victoria at the mo, alrite for the fez, not sure about a cossie though, might have to ring them and try !!

ill keep plodding on, just hoping i can find a decent quote at the mo !! if i cant might try and get the parents in on the act for a while !!

rob- you know you'll be the 1st chap, dont worry about that !!

Xander