plynchy

Sick of paying £400+ every year for my Saff that I hardly use. I'm 33 FFS, its garaged constantly and does about 2-3k miles a year.

Who do people use to get quotes around the £300 mark? Just rang Heritage and they wanted £520!!

Any ideas?

lamb chops

Im suprised Heritage wanted £530, they insure the 3door for £330 which went up because of the higher agreed value.. You got many points?

edited to add im 34 with clean license

Ridgey

iTrader: (5)

Thats life, paying about the same for my Saff £500 ish on limited miles. Didn't have any NCB though, got some discount for having a previous 3dr on classic insurance with them. (Boncaster, RSOC).

Ridgey

iTrader: (5)

3drs on classic status, Saffs NOT so cost alot more as they are std policies.

lamb chops

No Heritage wil also insure a saff on a classic policy, i had my old one with them.

Plus for my £330 i get breakdown cover and also track cover

plynchy

Have 3 points and full NCB on the Saff. And full NCB on the FRS too!

Coldo

STFU!

Im 19 and pay nigh on a grand a year for an E30 316i
Bet i earn about a third of what most of you earn aswell

Jay,

iTrader: (4)

chops u declaring all mods to ? minute i mention my mods the fone goes dead lol

JamesH

iTrader: (21)

Tried Ford Insure?

Tangodeltasierra3

I paid £254 for my 3 dr with Boncaster, however for a modded 350bhp 3dr they wont do it on a classic, quoted me £609 which aint so bad i dont think.

plynchy

STFU?? I was 19 once too, and paid shitloads of insurance as well mate. Get another 14 years driving under your belt and see if you're happy with £4-500 a year for a 17 year old Sierra that hardly moves.

Heard of too many people getting quotes around £2-300 to be happy paying £400+.

Income has fook all to do with it, got a mortgage have you?

KSA-Cossie

iTrader: (4)

My premium was £358 with the AA m8.

plynchy

Any more?

Coldo

Was just havin a girrafe mate, i feel your pain.

Good luck with it

RWD_cossie_wil

iTrader: (9)

greenlight have seen me right for my escos, £797 fully comp, std, 7 years ncb and no points/smashes and I'm 25

Andreas

Im just a foreign goon but its interesting to compare the prices. Ive also had the car for quite some time, 14 years.

I was looking forward towards a lowered price when I was getting older but it just increases every single year. Probably becuause more young people can afford these cars. Off course the price gone down quite a bit since I was 19 but the last 6 years its just gone up every single year.

I pay £550 for a full year and im 33 years old, was £400 the year before. Stupid thing is that I could insure a brand spanking new Audi RS6 for the same amount, whats wrong with this world....

plynchy

Coldo

Andreas
I know, my Porsche was cheaper than the Cossie, and the FRS is only £350 yet is worth 3 times as much as the Cossie!!?

Will be doing some digging today...

Bullett

iTrader: (2)

thats what my insurer said to me!! i laughed and said thanks alot but are they going to but it for me and run the bloody thing? servicing ansd maintainance aint as cheap on the porker.
i was paying 650 last year with all mods declared,t34 greens etc and thats with me n trace on it im 29 she 28 and both had performance cars for ages.not too bad i spose but still annoying.sweems to me that the cossie still has the red light against them on their computers since the 80,s

gingeRS

my renewal came through at £680 for my car

3 years ncb, 26 years old, north london postcode

stage 3 saff agreed value 6.5k and normal mileage, not bad i thought

that was with greenlight

gingeRS

just checked the heritage site and it says the insured vehicle MUST NOT BE MODIFIED

not much use to me then

Bullett

iTrader: (2)

thats who i was with. thats a good quote.for area etc. i live in nrth essex and im 29 with 9yrs no claims so you aint doing bad

rstoughy

iTrader: (5)

32, 10+ years no claims, no points and all mods declared.

£825 on my Escort

carlo

iTrader: (4)

Try Footman james i dont have the number i insured my G plate saph last year for £250 through them as a classic car mind you it had a 3 thousand mile a year cap..it was a second car policy.might not be any good to you if its your daily driver.

plynchy

Not the daily driver mate, hasn't been for years. Got the blue shopping trolley for that.

Will give them a try.

stonehavencossie

25 - HIC classic policy - £350 for my cossie

carlo

iTrader: (4)

Defo try footman james mate they were gr8 with me

Dan Cossie

i was 18 yo and my 2nd car i paid

£5528 which was

£498 a month and £1500 DEPOSIT!!!!!

although did have a car i always wanted at just 18 yo i cud never go out though always skint

RWD_cossie_wil

iTrader: (9)

fookin hell, you are either minted or daft

PeterD

M S1 is 600 p/a fully comp, very good cover as well, legal expenses, courtesy car and overseas (like it would make it that far without any probs!)

i have 1 yr ncb

charlie luciano

iTrader: (3)

Paid £105 for a lay up policy with Boncaster and when I get the car out end of this month it will be around £200-£300 for the rest of the year fully comp, I'm pleased with that as I have been paying around the grand mark or over since I bought the car in 2001,

Cossie's are still money to insure even though most of them are over a decade old, that's because insurance companies know that most people that own them will not be adhering to the national speed limts and are nutters looking for more power to tear every other fucker up on the road, just like me lol

C L

Dan Cossie

RWD Cossie will na im not minted well wasnt at the time i just worked fcukin hard for somethin i really wanted now i can afford one a still afford to eat haha

Mr S1

iTrader: (2)

£1000 a year and all he has to keep is his prick...........as Plynchy says, try paying a mortgage every MONTH mate for 25 years that's 3/4 of your annual insurance premium................then come back and whine about £1000 a year to insure a car.

charlie luciano

iTrader: (3)

Well said Stu my mortgage is a grand a month

C L

plynchy

Well, I got a decent deal from Boncaster eventually, been with the scheme 11 years! Renewal was £460, got it down to £309 on their classic policy with a 3k limit and thats with all mods declared. That includes RS trackday cover and protected NCB etc etc
That'll do.

Lisa is a star BTW.

TIFF

Greenlight were awesome for me on my 3DR

370bhp 3DR
ALL mods decleared
Fully Comp
1 years NCB
9 points
27 years old

£650

PeterD

TIFF thats a fucking steal mate , 50 quid more than my S1 and i dont have points

Mr C

iTrader: (2)

Thats good TIFF

At 27yrs old, 5yrs no claims, fully comp, mods declared (17"alloys, filter exhaust), Privelege £750 Fully comp on my council estate

TIFF

Aye Peeps, it was a deal of the centry, That is why i always use them.

I think i am paying just over £300 for the Series 1

peteh

iTrader: (3)

I only paid £411 on a stage one 3dr

Limited to 3k and i was 26!

nellyscossy

im 33 and i took out a policy last year with ccc. insurance based in ireland i paid £264 on a 3dr cossy (agreed value) i then crashed the fookin thing ,they couldnt source parts for the car so they paid me out and let me keep the car (unrecorded) total cost of the claim to them was £7900

i brought another 3dr and i have just had my renewal premiun through(same company)......................£196:00
needless to say ive renewed!!!!!!!!!!