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how much is YOUR insurance

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Old 16-03-2006 | 09:53 PM
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Default how much is YOUR insurance

i am with adrian flux, and aged 35 LOL with 3 yncb its 310 fully comprehensive.....

so what about yours ?
this threads mainly to help people thinking about buying an rs at a young age
Old 16-03-2006 | 09:57 PM
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im still relatively young.

20years old.
1 YNCB
3 Points
3 years driving
TPF+T
£1000 of Security
175bhp filter exhaust chip

Adrian Flux £1080
Old 16-03-2006 | 10:59 PM
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24 years old
Classic Car Policy
Limited mileage
Up to 350bhp
£15,000 agreed value



£1000 a year
Old 16-03-2006 | 11:07 PM
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got a quote ready for when its back on the road...Late july hopefully

i'm 19
2 yrs NCB
will be 3yrs driving
All mods to 300hp+
Limited miles
TPFT

£1190

It's a stinger but worth every penny
Old 16-03-2006 | 11:26 PM
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23
4 Years NCB
3 Points
No Accidents / Claims
Fully Comp
4K Agreed Value
Limited Milage Policy
Currently Insured For Standard Power (As It Is )
All Mods Declared

Just over £500
Old 16-03-2006 | 11:33 PM
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6ton,from big tel down the road,no-one touches it,and i dont get to drive it,oh and hes got the keys till i pay back the 30grand i embezlled from his night club.













not. havent been qouted happy yet,recon around 350,2 drivers clean licence,wifes no-claims,shes gonna be the policy holder,as its cheaper,as my bikes are dear enough to insure aswell.
Old 17-03-2006 | 12:23 PM
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24
HIC policy
6 years NCB
8'000 miles a year
All mods declared, turbo, intercooler, chip, alloys, exhaust etc

£1000 a year


Was previously £480 with a couple of mods with Privilege

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Old 17-03-2006 | 12:28 PM
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37
4 yrs NCB
10,000 miles a year
every mod declared and insured
9.5k agreed value

£557
Old 17-03-2006 | 12:34 PM
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S1 RS Turbo (Group 20!!!!! )
23
3 yrs NCB
7,500 Miles per year
Limited Mileage

Andrian Flux

£760 TPFT
Old 17-03-2006 | 12:44 PM
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24
1 years NCB
9 Points
All mods declared (including the planned engine transplant)
Upto 200bhp
6,000 miles limited
Agreed value of £1,000

£1,400 TPFT

Can't afford that thou so gonna take the car of the road for a year to wait for my points to clear and build up some NCB
Old 17-03-2006 | 02:08 PM
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31 yrs old
Got 9yrs no claims on another car.
S1 under classic insurance (don't use no-claims ..but can't build any up neither )
Limited mileage 5000
Agreed value £5000
All mods declared.
Fully Comp with Adrian Flux: £203


Altho I think it will be going up this yr as I have a non-fault against me now after a truck forced me off the road in my other car and it got damaged
Old 17-03-2006 | 02:15 PM
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27 yrs old limted mil 4000 year all mods declared with higeway motor insurance 490 yr
Old 17-03-2006 | 04:54 PM
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19 years old 1 yr NCB

878 equity red star on the s1

1800 with privelege on the cossie
Old 17-03-2006 | 05:06 PM
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23yrs old..3 years ncb, payin £700 tpf&t, 10k miles a year, agreed value of 4k, all mods declared, 200bhp.
Old 17-03-2006 | 05:37 PM
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FAO Andy, hey i'm 19 with 2 years ncb,interesting 2 see them prices.seems very cheep,good stuff.1800 4 a cossy????sweet
Old 17-03-2006 | 05:54 PM
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29
Full no claims
Clean license (not for the want of trying )
All mods declared (up to 320bhp)
Agreed value
Mileage limited to 5000
Classic policy
£490

They didn't even get upset when I told them it had a roll cage unlike most companies.


£550 Fully comp on my FRST with all mods declared

£250 on my Audi Fully comp
Old 17-03-2006 | 05:54 PM
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25, classic policy with HIC, all mods and previous points declared, 7k mileage, £600 fully comp so to speak.

Mk 3 1.1 fiesta on a 92 plate, £300 fully comp with 7 years no claims slapped on it
Old 17-03-2006 | 05:58 PM
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239 fully comp 30 9yrs ncd cat one mods declared i.e exhaust chip intercooler blah blah blah valued at 2k with axa and my cossy is 279 clasic policy with heritage fully comp
Old 17-03-2006 | 06:13 PM
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23yrs old
1yrs ncb
ltd milage 6000
elephant insurance
driving for 5 yrs

1300 quid for s1 Rst
Old 17-03-2006 | 06:27 PM
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Originally Posted by gordyshreds
FAO Andy, hey i'm 19 with 2 years ncb,interesting 2 see them prices.seems very cheep,good stuff.1800 4 a cossy????sweet
yes, i was suprised my self

Old 18-03-2006 | 09:01 AM
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22 years old
been driving since 17
1yrs ncb
0 points/cons
limited to 5k a yr
North West London postcode
£989 fc with elephant
Old 18-03-2006 | 09:04 AM
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27
No no claims bonus
All mods declared
£8000 agreed value
limited milage 6k

£400
Old 18-03-2006 | 09:06 AM
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That's not a bad price with no-NCB discount. Is that on a personal policy as well ?
Old 18-03-2006 | 09:15 AM
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Classic policy Only reason i have none is i have always had trade insurance. But i can build ncb on this classic policy to a max of 3 years
Old 18-03-2006 | 02:18 PM
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28
3 years no claims
All mods declared
Agreed value soon
Mileage limited to 3000
Classic policy hic
£311 tpft
and mine is a non rs shell
Old 18-03-2006 | 02:55 PM
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Just got a quote on a standard Series 1 (well Magnex Exhaust) today, Fully Comprehensive, Nil NCB (as its on another car), Garaged and i'm 22, £750 for the year with a 10k mileage limit!
Old 18-03-2006 | 03:04 PM
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Originally Posted by originalcabbie
S1 RS Turbo (Group 20!!!!! )
Incorrect, there Grp 15, XR3i is only Group 13, whoever told you that don't know shit, if an RST is Grp 20, what would that make Cossie's and beyond?

Get a new quote elsewhere I would! lol
Old 18-03-2006 | 09:08 PM
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series one b plate insured through hic

29
5 years no claims
sp30 3 points
cornwall
agreed value 6k
no restrictions on mialage all mods declared 200bhp with track day cover £250 excess
£450 a year

datapost group a touring car £115 a year agreed value £15000 excess is 5k when on track
Old 18-03-2006 | 09:20 PM
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Originally Posted by sexy-aRSe
27
No no claims bonus
All mods declared
£8000 agreed value
limited milage 6k

£400
Who's that with Faye?
Old 18-03-2006 | 09:29 PM
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33
full NCB (suspended as on classic policy through RSOC)
All mods declared
£7200 agreed value
£248

1.25 Zetec Fiesta
£414 - work that one out !!!!!
Old 19-03-2006 | 08:05 AM
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Originally Posted by rswoza
datapost group a touring car £115 a year agreed value £15000 excess is 5k when on track
How cheap is that premium!
But then if you can only drive it on the track....
Quite a bit on excess tho. I take it you didn't claim for this engine rebuild ?
How's that going btw ?
Old 19-03-2006 | 08:36 AM
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hello shawn, i need to get it revalued in the summer as i think the valuation is a bit on the low side.the excess is high but the insurance is there if i need it regarding track days.

my other s1 is taking priority at the mo so work has stopped on the datapost for the time being,fingers crossed it will be done this year
Old 19-03-2006 | 08:43 AM
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Old 19-03-2006 | 10:12 AM
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Originally Posted by Dan
Originally Posted by originalcabbie
S1 RS Turbo (Group 20!!!!! )
Incorrect, there Grp 15, XR3i is only Group 13, whoever told you that don't know shit, if an RST is Grp 20, what would that make Cossie's and beyond?

Get a new quote elsewhere I would! lol
Dan,

You might find if you ask your insurance company what group they class an RST as you will find 95% of companies have re-classified them as group 20!!
Old 19-03-2006 | 11:25 AM
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Originally Posted by John Laverick
Originally Posted by Dan
Originally Posted by originalcabbie
S1 RS Turbo (Group 20!!!!! )
Incorrect, there Grp 15, XR3i is only Group 13, whoever told you that don't know shit, if an RST is Grp 20, what would that make Cossie's and beyond?

Get a new quote elsewhere I would! lol
Dan,

You might find if you ask your insurance company what group they class an RST as you will find 95% of companies have re-classified them as group 20!!
John, really?

And Dan....pitty for you not knowing that working in car insurance!
Old 19-03-2006 | 11:47 AM
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Originally Posted by Dan
Originally Posted by sexy-aRSe
27
No no claims bonus
All mods declared
£8000 agreed value
limited milage 6k

£400
Who's that with Faye?
HIC Beat all other quotes by mile's! I was shocked it was so cheap Especialy being a drop top as they bung a lot on top of normal policys as they are so easy to break into slash and your in
Old 20-03-2006 | 12:08 AM
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s2erst all mods declared upto 260bhp(zvh2.0)
classic policy
29 yrs old
limited mileage 5k yr
agreed value £4k
£168 f/c
Old 20-03-2006 | 08:01 AM
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Originally Posted by PAULDPALMER
s2erst all mods declared upto 260bhp(zvh2.0)
classic policy
29 yrs old
limited mileage 5k yr
agreed value £4k
£168 f/c


HIC Classic Policy
23 yrs old - 2yrs no claims under current policy / 5yrs total
5k limited miles
All mods declared up to 330bhp
£650 FC - Currently sorting out agreed value.

1.1 Clio - £168
Old 20-03-2006 | 03:39 PM
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thats what i thought, ive always had good quotes i was only paying £800 f/c on a 300bhp 4x4 cossie when i was 21 with 2 yrs n/claims
Old 20-03-2006 | 06:30 PM
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HIC classic policy 26 no no claims 250 tpft series one value 3000


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