Right I need a daily hack. And it needs to be sporty. Something to do with my insurance underwriters only offering to mirror my ncb to another ‘sports’ model car.

The budget is around £1000-1500 and its for use to drive to work everyday. I’m not gonna bother modding it to keep it reliable, diesel would be a bonus but, its probably not gonna fulfil my insurance criteria.

As my ncb is tied up with my FRS I have zero ncb to use on this car, with my postcode, that equates to £600 a year in insurance on even the most basic of fiestas. If I go for something sporty, it saves me £200 on insurance as they offer me an introductory discount. (2 litre MR2 was £400 fully comp).

Answers on a postcard please for cars you would reccomend.

alternatively if anyone knows of any insurance companys that mirror no claims on normal cars, can they let me know?

 

mrk 4 golf gti 1.8t use mine every day has never let me down put 22k on it in a year and it still drives mint

 

my daily hacks a mondeo tdci 130 6speed and its never let me down.

 

i was looking at these but its gonna be pretty minging for £1000

cant find any nice mk3 gti's either

 

look in the back of fast ford mags for insurance companies who will mirrow you NCB im with performance direct £250 for my FRP on limited milage etc but you could also ring adrian flux there pretty good. just tell them you need your NCB mirrowing from one to another should be able to sort it !

 

ST24

 

how are these, there are a few round near me for sale. for well within budget...are they prone to rust. any particular MOT failure points

 

Chris knott insurance will mirror no claims. Also if you contact first point insurance, they too will assist in mirroring.

I have a policy via them that actually takes into account the no claims I have with one car with one insurance company and will mirror that same discount onto another vehicle that is insured with a different insurer.

If your insurance needs are any more complicated than one car two drivers, give them a call and see if they can help.

 

great cars, just keep an eye for rust on arches, round filler cap and sills, and ticking from engine bay, i believe this can be head gasket or the practically impossible manifold gasket. Also check clutch is ok as big expensive job to sort. Most people upgrade water pump to one with a metal impellor as the factory one has a plastic one and is prone to failing and then car overheating.

However they are comfy, reasonably quick, handle well and look smart in my opinion!

 

as far as the MOT goes, bar rust and bottom arms, there pretty good mate. mine's 13 year old, done 108k, and it just sailed through its mot a month ago. it has been garaged most of its life, so there isnt a spot of rust on the sills, chassis legs, floor, nothing. obviously there are rusty old sheds out there, but with your budget, you should get a really good one. there a little bit thirsty if your heavy with your right foot, get about 30 to the gallon combined, around the doors, low 20's, will get more if you drive like miss daisy, bust obviously, you wont be lol.

 

Saxo vts?

 

Pug 306 XRDT/DTurbo. Citroen ZX Volcane TD. Both getting a little long in the tooth but very chuckable, 45mpg all day long and releatively cheap to buy and insure. Plenty about for under a grand.

 

octavia vrs 180bhp standard, you may find a high milage model for around 1500-1800
mine returns combined 37mpg and 45mpg on a long run.

 

The best e36 coupe your budget will allow

 

agree. bad image. CRACKING fun car.


or a Clio 172?

ph1's are cheap now!

 

good shout!

 

Or a Leon cupra

 

most being suggested in this thread are a bad idea for £1000-1500 because sporty number in that price range usually need another grand or 2 spending on them to put them right, and many of the above mentioned are very complex cars with alot of common faults. how many people have i seen buy old v6 mondeo's on the meg forums who scrap them 6 months later when faced with a £1500 HG or big-end repair bill - err quite alot. also seen plenty scrap them when faced with a £100 repair bill tbh. 2.5V6 with 20-25mpg for a daily hack when its £1.20 per litre? wouldnt be so bad if they had the power to justify the engine size/weight.

get something more sensible, 4-pot, with adequate oomph, avoiding VAG's, bmw, merc, rover, vauxhall, italian, and french.

a guy at work has a 56 plate cupra turbo with 150k miles, he's had recent bills of £1800 and £1000 yet it still has the same faults (and has developed more since dealership repairs)

i'd go for something ford, nissan, volvo or toyota.

 

lol@image. I Hated them. Used to call them maxo's. Then bought one, had it 18 months as my daily drive and loved it

Surprisingly economical, reasonably nippy to the point where i embarrassed a couple of subarus, pretty agile too.

but DOH i forgot about 172's. Forget the maxo

 

https://passionford.com/forum/cars-f...wner-mint.html

 

Fiesta 1.25 mk4, thats what i got cost peanuts to buy, insurance and tax, and runs on air most of the time, had it a year and its never let me down, will even fit a 3.5 metre ladder in, with a bit of a overhang

 

Id investigate the insurance and mirroring options before spending money on a car just to get the discounted insurance from the current provider. A few phonecalls cant hurt.

 

gonna do this tonight.....not holding out much faith though, havent had anyone else thats been able to touch greenlights prices in the last few years

 

you know what I think,pmd

 

Citroen AX 1.5 diesel, bloke at work has one, bought it for £250 about 3 years ago, has never spent a penny on it, refuses to do less than 60mpg. Not really something you want to be seen driving, but very little will beat it for cheap motoring!!

As for the saxo vts idea, wouldn't a 106 gti be better? Pretty much the same car apart from the acconotations with being a yobbo!

 

You and other are surely missing the "sporty" part with suggestions like ax diesel?

Yes a 106 is probably better image wise but always seem to be that bit more expensive. For top end budget of £1500 you'll get a lot better saxo than 106. Or at least was the case 2 years ago when i had mine.

 

I payed £1300 for my Ph1 172 and i addore it!

Its never let me down, Its epic fun down the back roads and once re-mapped very good on fuel.

 

+1
I've had 1 for nearly 2 years as a hack. I actually owe IT money

 

Set of 4 spoke GT alloys and your away chopster

 

leon cupra
had 1 last year, paid £1600 for it with full history,
was cracking fun, would buy another no prob,
more car than a golf for less money,
not to bad on fuel either