Crazy prices for the XR3. Whats can I do!

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Old Jul 2, 2010 | 11:38 AM
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Default Crazy prices for the XR3. Whats can I do!

I've been trying to get quotes for the XR3 this morning and so far come up with nothing.

Insurance is up on the 10th July

I'm 22 (23 on the 13th July), been driving 4 years, 2 years no claims, SP30 in Sept 06, do 3,000 miles a year as I have a company car, social use only no commuting valued at £800. I've got a managment job, very secure postcode and the car is garaged and the cheapest quote I've had so far is £668 fully comp or £661 TPFT but they have ranged right up to £1700 TPFT I don't want fully comp TBH as if I knock it I dont care and wouldn't claim anyway, I'm turning it into a track car soon anyway so was expecting a quote TPFT for about £3-400

It was only £500 odd to insure my RST valued at £4,500 odd with 1 Yrs NCB! The RST will be back on the road Aug/Sept so hardly worth re-insuring TBH

Does this seem a little excessive or just me being tight?
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Old Jul 2, 2010 | 11:45 AM
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Have you tried Need2Insure ?

Got a very good quote for my FRST from them which is limited to 3000 miles

Scott
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Old Jul 2, 2010 | 11:47 AM
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Insurance has gone up massively recently so wouldn't be surprised if you were getting properly shafted on some quotes. Keep trying mate. Try a specialist company. No one could touch Flux when I renewed.
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Old Jul 2, 2010 | 11:48 AM
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try being 19 with a 1.1 "cough" 2100 "cough"
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Old Jul 2, 2010 | 11:52 AM
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I will give Need2Insure a call, they are next on my list. SkyInsurance are cheapest so far.....just not cheap enough lol
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Old Jul 2, 2010 | 11:54 AM
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I'm starting to get nervous about insuring the RST now. "any modifications sir" "erm..... how long you got"
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Old Jul 2, 2010 | 12:02 PM
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tried HIC?
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Old Jul 2, 2010 | 01:26 PM
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Originally Posted by pepa.xr.mi
try being 19 with a 1.1 "cough" 2100 "cough"
that's how my fiesta insured......still a "1.1" lol

Last edited by waynefrst235; Jul 2, 2010 at 01:29 PM.
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Old Jul 2, 2010 | 01:31 PM
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Originally Posted by waynefrst235
that's how my fiesta insured......still a "1.1" lol
Then your an idiot sorry.
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Old Jul 2, 2010 | 01:33 PM
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is it standard? try peter best classic car insurance
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Old Jul 2, 2010 | 01:39 PM
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Standard bar my Compomotive MO's off the RST. That's probably the limiting factor that they are worth more than the car! I could of course not tell them then when i accidently prang my mate John's Ferrari Scuderia I'll try explaining to him I'm technically uninsured.
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Old Jul 2, 2010 | 10:11 PM
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need to insure deffo worth a call the chap that owns the company - think its Paul - has a concourse S1 so knows all about these Fords... asppy with modded and uprated cars.....they insured my old escos and were cheaper by half than adrian flux agreed value also

Last edited by gazm; Jul 2, 2010 at 10:12 PM.
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Old Jul 3, 2010 | 09:33 AM
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Ring gary Moulson @ Keith Michaels plc. . .

Tel 02082880275

Tell him Chris sent you
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Old Jul 4, 2010 | 12:15 AM
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My misses 3i is very expensive to insure, should think companies are scared to cover due to their past history .
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Old Jul 4, 2010 | 01:34 PM
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im looking at gettin a xr3i atm but the quotes i been gettin are for more around £500 which i thought was expensive. considering i used to have a track preped car with all the mods insured for around that
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Old Jul 5, 2010 | 10:20 PM
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i got the cheapest insurace through adrian flux this year muz.on the black fiesta with all mods declared and 4000miles per year think it was £700 and somethink not to bad for me and was around £3-400 cheaper than most other places.
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Old Jul 5, 2010 | 10:39 PM
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well the escort cabs are coming out at around 1200 at the mo for us but thats fully comp
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Old Jul 5, 2010 | 10:47 PM
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i use swinton and to re new mine at end of month is £575 so shopped around today and found one for £142 fully comp bargin and thats with 1st central and thats cheap for a rs turbo cabriolet
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Old Jul 8, 2010 | 01:14 PM
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I've just renewed through flux as they were only a few quid a year more and I still need the car to run around in for now. Had by the bollocks comes to mind.
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Old Jul 8, 2010 | 01:48 PM
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Originally Posted by muz
I've just renewed through flux as they were only a few quid a year more and I still need the car to run around in for now. Had by the bollocks comes to mind.
What price did Need2Insure come back with ?

Scott
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Old Jul 8, 2010 | 02:03 PM
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They didn't. I rang them they took my details, didnt ring back so I called and he said, I've sent your details off to our brokers, I'll have some quotes by the end of the day and never phoned back.
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Old Jul 12, 2010 | 11:25 AM
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Default Xr3 Insurance

Muz, I had the same problem as you nut need to insure gave me a full comp policy for only £385. limited milage of 6000.

they class the Xr3/3i as classic.

well worth it
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Old Jul 12, 2010 | 12:01 PM
  #23  
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I'm 22 though (23 tomoz) so can't get classic insurance
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Old Jul 15, 2010 | 05:19 PM
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Got a very good quote for my FRST from them which is limited to 3000 miles
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