Been looking at getting myself a focus rs or st170. just recived two quotes with exactly the same details, mileage, age etc and the st170 insurance is £300 higher!! Im 23 with 4 years no claims and no points. my postcode is ch43. Does anyone have an idea how they work this?? the rs came back at £1700 and the st170 @ £2000!

 

It all works on statisites, so they may of had more claims from drivers in st170's. Insurance is quite strange in how it works, i'm 19 with 2ncb clean license and i had my volvo 850R insured for £990 (which for my age is ridciously cheap i my eyes) fully comp and thats a group 18 car with 250bhp standard and limited to 155MPH, its mad how it works!

 

ST170 is a bigger risk to insurers somehow as said above more claims been put in for them stolen and stuff.

 

rs it is then?

 

ye your quote still seem high. im paying about £1000 for mine at 21 with 2yrs no claims
focus rs was about £100 cheaper. it is pretty mad.