Hi, fingers crossed me and the missus have got our hands on a lovely new detached pad nearer our works.. still has the same IP postcode so i shouldn't imagine a serious difference in the policy price..

But...

My Saff is insured to sit on a driveway overnight (garage at my mum's house is full of my brothers shit!) But this new pad has got a brand new garage... As i only started my policy under 3 weeks ago.. Looking to hopefully get in there about 1st/2nd week of May.

Now i've measured up and the Saff fits with plenty of room! Now how would i go about concerning price of my policy. Surely i would be entitled to some kind of rebate of some sort now it will be locked in a secured garage? How much cheaper would it be? 40%?? As i've no idea!

Anybody point me in the right direction? As there seem to be insurance reps on here all the time... Cheers,

Smit.

 

Just call your insurance company up and ask?

 

40% cheaper? try 4% maybe

 

They will give a discount but then charge a "change of policy" fee. thieving scum

 

I find it amazing that when i asked around before renewing that only 1 company out of 20 i tried would insure a driveway sitting cosworth... Not joking only 1! And that one and was £££££££.. with a 750 excess... I promptly told them to get bent

Surely there would be a hefty discount as i only drive it really once/twice o month if i'm lucky. Rest of the time it'll be locked up in the garage!

 

I aways do limited mileage on the cossie, more for the fact it spends more time broken but is also insured as being kept in a locked garage.....

 

er... it costs me more to have my car in the garage than in the car park

 

I rekon you will get 40 quid back.

 

never had a problem insuring our saff cos to be kept on the drive..... maybe an area thing.

 

Same here

 

How does that work then? Surely a cossie sitting in a carpark overnight would be an open target... (from a theif point of view)

 

Dunno mine wasn't cossie though, happened on 3 of my cars rs2000, williams clio, mg zr160

 

just got a quote on a evo 5 and was cheaper on the road than in the garage

 

up for Tony?

 

not sure you will get a discount as such on an existing policy.

Its more that you can get other (cheeper) policys like classic/cherished

which stipulate you have to do less than x miles a year, a garage and have another car.

 

on the roads it is more likely the person would be spotted easier than in a garage, so not suppries really its not cheaper to be in a garage as alot of things are stolen from a garage.