I have a traders policy with 5 years no claims: they will only pay out a maximum of 5k per vehicle, and my 3 dr, even though it is mine, has to be put on the policy as 'in trade' and not my personal vehicle, plus it is only 3rd party

I need a policy that will not need my no claims (as that will have to stay with my traders policy), and give me an agreed value of 10K fully comp. It is a weekend standard 3 door, but immaculate.
Anyone know of anywhere who could do this?
cheers

 

our traders policy is like that, because we have SD&P on it we cant have cossies, subarus ect. on it because i'm 22

bit of a bitch really

 

PM Tony from greenlight, im sure he will help you out.

Prepared to be raped on a premium for the fact you are a car trader though obviously I would imagine!

 

If you just want to insure the Cossie on a separate policy, try either Peter D. James Ltd (you may need to be 30 or over though) or HIC (which will cover you).

Neither will want your no claims bonus from the traders policy to cover you either.

 

yeh

A 25 year old with no claims say £400-500

A 25 year old trader you can easily add a grand to that!

My sisters ex boyfriend who worked in insurance was with a trade company, and as I had my work truck, the wifes car and my other toys he set me up a traders policy. Was about £1750 i seem to remember, and worked out nicley with the tax side of things.

I got the escort cossie added and it went to £3200.

I was 24 and paying £200 to insure the poxy thing to drive it probably 4-5 times a month!

This year ive stoped the traders policy as i refuse to pay another £1700 for the 6th year running!

So I basicaly insures each car with a different company who each specialise in that specific vehicle, ie the Golf gt on admiral for the young driver, My landy is with NFU etc. Worked out much cheaper.

And I found a lot of companies would honour the NCB and not actually take it allowing you to keep it where it was. All they needed was written proof that you had them.

Quote from tony on here was about £350-400 for a sapp cossie.

Thats with 7 yrs honoured NCB (not actually taken)
Fully comp
All mods declared
Aggreed milage (only down side) and valve.

The RSOC also do a discounted insurance scheem, but i never bothered to look into it as i gave up on the club as all that memebrship money you only get a shit bimonthly mag