im in the trade i do repair salvage etc, but ive decided to buy a 51 plate golf gti turbo from a mate for the wife as shes got a newish laguna diesel and she wants somin sporty, so thought fook it ill buy her thats its 2k so not massive money but it is a v clean car

it was a cat c year or so back vic inspected on logbook

question is say if it gets nicked wrote off what they like on payouts? really try it on reducing the amount or if you argue the toss saying didnt have a clue owned it in good faith etc they payout book price ok?



just something ive never thought about b4,

 

if its been a cat c and gets stolen or written off again sure you get 40% of the bottom book price

 

what happens if youre car does not have a book price?

 

heard u get so many times the scrap value at the moment but dont know if theres any truth in it

but sayin that a sold someone a xr3i with a rs turbo coversion recently for £500 with mot and tax etc and it got stolen then found and they offered him peanuts for it think it was bout £100 or the car back , he took the car back

 

Harsh if you only get 40% of the bottom book, because realistically there only 25% cheaper most of the time to buy, is it myth that insuring a cat c/d is cheaper?

 

50% value deffo, also cant buy it back either !

i know this as its JUST happened to my sister on her first car !

 

i got really good price on my s2 few weeks back