Hi all,

As i'm looking to get a new car relatively soon, i'll be needing to get insurance quotes etc, however because i've had my works van to smoke about in for the past 3 years the company have sorted out the insurance,

The last car i was insured on was my 106 gti, around 3 years ago, but in the meantime i've moved house and lost all the paperwork etc associated with that policy.

Whats the best way to find out what no claims bonus i've got, i've got a rough idea that its around 9 years, but my potential new insurers will need to see proof of this.

Do i simply phone the old insurers that my last policy was with, and request proof of my no-claims, do thay keep that sort of data on file after a few years.

Any info would be appreciated.

Baz.

 

To put it frank you're fucked, I think iirc you previous ncb will only last a period of 12 months, if you don't insure a vehicle and put the ncb on that vehicle you ncb goes for a burton,

the maximum ncb is 5 years 60%


Luciano

 

your last insurer will keep your ncb details for a period of time. i got my old insurer to forward on my ncb proof to my current insurer. but i only left it 3 months.
but as said in comment above, 3 years means you prob ent got a chance because it will have expired by now
worth belling them tho.

 

I'm sure its a 2 years then your up the swanney. The plus side is get your works to do you a letter saying you have xx amount of NCB with them. I'm sure that'll help if you don't get anywhere with your private NCB's.

 

N.C.B usually lasts 2 years,
Insurance co, will accept letters from employers and give you some NCB in return.
As far as I know, you won't get 3 years though.

You will have to ring around and find an insurance co. that will give you the best deal for Ncb.

.

 

I hope it lasts 2 years or ive lost 6 years lol! Although Greenlight did tell me it was 2 years and they're usually pretty bob on!

 

correct, your no claims only last for upto 2 years; if your not using them

 

another confirmation for 2 years. your fooked.

 

it gets kept for 2 years afer that u loose them

 

Hi All,

As most of you have identified, the industry standard adopted by most Insurance providers (including Greenlight) is to accept your No Claims Bonus for up to 2 years. After which time it's expired.

Every Insurer that we deal with advises 2 year acceptability, so to try and ressurect your NCB may be difficult.

The best bet would be to first request the NCB proof from the last Insurer, you'll then know if you can actually lay your hands on the last NCB proof available.

Assuming you can, it's going to be monotonous from here on and will entail calling just about every Insurer and simply asking them whether they accept 3 year old NCB prior to making an application with them - which will save time for all concerned.

If you can find someone that will accept the NCB you'll need to go with them, as once you've completed the year your NCB will then be brought up to date for the whole market to use.

Kind regards

Tony