General Car Related Discussion. To discuss anything that is related to cars and automotive technology that doesnt naturally fit into another forum catagory.

What does cat D write off mean?

Thread Tools
 
Search this Thread
 
Old Oct 17, 2004 | 10:31 AM
  #1  
Jon(m600)'s Avatar
Jon(m600)
Thread Starter
Too many posts.. I need a life!!
 
Joined: Apr 2004
Posts: 686
Likes: 0
From: home
Default What does cat D write off mean?

Been looking at a cheap van which is on hpi as a cat d write off,just wanted to know what cat d means and what other categorys are they
Reply
Old Oct 17, 2004 | 10:46 AM
  #2  
The DIVA's Avatar
The DIVA
PassionFord Post Whore!!
iTrader: (3)
 
Joined: May 2004
Posts: 8,201
Likes: 0
From: West Lancs
Default

Hi M8
Cat D means that the insurer decided not to repair for whatever reason(uneconomical,owner did not want it back,they could bridge the gap with the salvage value...etc etc)this is the category for the lightest damaged vehicle and means that it is repairable but they just did not bother....
there is usually no bother re-insuring these,occasionally the insurance company will ask for an engineers report,but not always.....so if its cheap and it looks repaired ok its probably a decent buy.........
Rob........
Reply
Old Oct 17, 2004 | 10:52 AM
  #3  
Jon(m600)'s Avatar
Jon(m600)
Thread Starter
Too many posts.. I need a life!!
 
Joined: Apr 2004
Posts: 686
Likes: 0
From: home
Default

Cheers m8 its a low mileage van that was repaired 3 years ago by the guy im buying it off it looks and drives A1 hes got all the reciept for the work and the van has fsh so i will probably buy it.
Reply
Old Oct 17, 2004 | 11:03 AM
  #4  
JBcos's Avatar
JBcos
PassionFord Post Troll
 
Joined: May 2003
Posts: 2,687
Likes: 0
From: Wales
Default

thought CAT D meant Destroy never to be allowed back on the road
Reply
Old Oct 17, 2004 | 11:04 AM
  #5  
Moose 130's Avatar
Moose 130
Advanced PassionFord User
 
Joined: Jun 2003
Posts: 2,435
Likes: 0
From: Berkshire
Default

cat A means totally destroy the car
Reply
Old Oct 17, 2004 | 11:05 AM
  #6  
The DIVA's Avatar
The DIVA
PassionFord Post Whore!!
iTrader: (3)
 
Joined: May 2004
Posts: 8,201
Likes: 0
From: West Lancs
Default

No M8............thats cat A....(totally destroyed...fire etc)..........Cat B(break only)....
Cat C(heavy damage)..........And Cat D(light damage).........
Reply
Old Oct 17, 2004 | 11:07 AM
  #7  
Alvyn's Avatar
Alvyn
PassionFord Post Whore!!
iTrader: (1)
 
Joined: Jun 2003
Posts: 5,076
Likes: 0
From: Essex
Default

D is the lowest Cat and A is the worst! D could be only interior missing etc!
Reply

Trending Topics

Old Oct 17, 2004 | 11:07 AM
  #8  
JBcos's Avatar
JBcos
PassionFord Post Troll
 
Joined: May 2003
Posts: 2,687
Likes: 0
From: Wales
Default

ahhh
Reply
Old Oct 17, 2004 | 11:13 AM
  #9  
Anonymous's Avatar
Anonymous
Banned
 
Joined: Dec 2002
Posts: 142
Likes: 1
Default

Yeah they are right cat d is the lowest so probably was not too bad when written off.
Reply
Old Oct 17, 2004 | 12:41 PM
  #10  
TIFF's Avatar
TIFF
Chasing Radders
 
Joined: May 2003
Posts: 37,253
Likes: 2
From: WARWICK
Default

Alot of performance cars become Cat D because the trim and wheels have been stolen
Reply
Old Oct 17, 2004 | 12:57 PM
  #11  
SEAN's Avatar
SEAN
I'm Finding My Feet Here Now
 
Joined: Jul 2003
Posts: 140
Likes: 0
From: IRELAND
Default

My 1996 Escort Cossie with 9000 miles is on Cat D.was stolen when 9 mths old with the keys-house was broken into.Was found 4 yrs later in a barn along with a porsche bentley and a ferrari no damage was done to the car and all paperwork was with the car but the insurance had paid out.

Cheers Sean.
Reply
Old Oct 17, 2004 | 01:00 PM
  #12  
Smit's Avatar
Smit
The 60ft Launch King
iTrader: (5)
 
Joined: May 2003
Posts: 23,682
Likes: 9
From: Ipswich, Suffolk
Default

Originally Posted by SEAN
My 1996 Escort Cossie with 9000 miles is on Cat D.was stolen when 9 mths old with the keys-house was broken into.Was found 4 yrs later in a barn along with a porsche bentley and a ferrari no damage was done to the car and all paperwork was with the car but the insurance had paid out.

Cheers Sean.
Spooky old barn then
Reply
Old Oct 18, 2004 | 01:54 AM
  #13  
Kelv's Avatar
Kelv
Almost there!
iTrader: (4)
 
Joined: Jun 2003
Posts: 7,434
Likes: 0
From: Gatwick (ish)
Default

my escort was classed as a cat D write off and that rolled down a motorway embankment, had dents in the roof where it had almost crushed me to death!
there were splits in the sills where the fencing had broken thru into the car and was burried into the rear seats, basically the car was beyond fooked and people seemed to be astounded at how i managed to escape the car alive so id guess CAT D would not allow the car back on the road again! ie Destroyed!

a mate who works for a motor finance company did a check on my car about a month later just out of curiosity to see what it would come up with and it came up 'awaiting to be destroyed'

When the claim had finally paid out and they came to take the car away i was told that the car was only heading to one place due to the severity of its condition and that was to be crushed!

Kelv.
Reply
Old Oct 18, 2004 | 05:29 AM
  #14  
tracktoy's Avatar
tracktoy
Advanced PassionFord User
 
Joined: May 2003
Posts: 2,106
Likes: 6
From: south wales
Default

Originally Posted by nightdavva
No M8............thats cat A....(totally destroyed...fire etc)..........Cat B(break only)....
Cat C(heavy damage)..........And Cat D(light damage).........



he's right you know
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
abz474
Cars for Sale
9
Nov 1, 2015 06:53 PM
IainRS1700T
Cars for Sale
9
Sep 25, 2015 06:44 AM
richierich1986
Cars for Sale
0
Sep 18, 2015 03:29 PM
mike elsome
Ford Sierra/Sapphire/RS500 Cosworth
3
Sep 14, 2015 04:08 PM
mike elsome
Ford Range
0
Sep 9, 2015 05:05 PM




All times are GMT. The time now is 08:17 AM.