Hi -

I'm in the process of getting insurance quotes for my esc cos and looking for companys to try any ideas??

The car is pretty modified 450bhp(at some point hopefully )

Fully comp, Limited milage and all mods declared

I would normally use Greenlight but the've come out expensive at £757 and when I called back to say I've had a better quote they UP'ed the price to £777 .

Performance Direct has been the best so far at £690
The Policyshop £727

any ideas of other companys to try?

also what are you paying for insurance on your spec Cosworth?

 

HIC mate

 

Performance direct for me Dan they seem to be good on cossies at the mo, just insured my magenta saph with agreed value of 8k for £490, that was 150 less than the nearest rival .

Steve.

 

I forgot about them, I'm gonna try them now

they do seem good they are in the lead at the moment whats the spec of your car? and they do agreed value too?

I thought Greenlight was gonna be the best as they normally sort my insurance out, but I suppose they get a bit lazy when they have your insurance for a good few years with no claims

the person on the phone told me that under £700 for my spec car is good and I should take it I don't need to be told that less is better

 

Have you tried speaking to Tony or Neil at Greenlight, as they "may" be able to sort you out. It's ALWAYS best speaking to the top people within any company, as only they will have the authorisation to tweak the quote.

Greenlight have always been good to me .

 

spec is your norm stg3 m8, ap 6pots, retrim, lots of ice and dvd screens.
no one could get near them so they have my vote, just going to go with them for a people carrier i have as the company i use want £409 this year and performance direct can do it for under £200

Steve.

 

it also depends on age and ncb, and postcode

mine last year was £650

3 years ncb, i was 26 and the car is stage 3 1992, london postcode

have had my renewal through and its just under £600 (greenlight)

will be making some calls tonight though and will let you know how i get on tomorrow

 

I've spoke to Darren first who told me the increase to £777 then to Neil (who I normally speak to) who confirmed it and didn't really have much to say apart from under £700 is good for the power and normally when I ask to speak to Tony he doesn't talk on the phone

They used to be good for me too I've insured my cars recommended friends/family since I was 23ish makes no odds

but either way I'm gonna have to move my insurance now bit shit but hey I've saved £70+quid.

 

My policy is based on

I'm 29 8+years NCD no points valid but 1 Conviction 6pts sp30 not passed 5years yet. Home owner, garaged overnight, limited milage 5K +security

car is very modded last time the car was insured it was cheaper than this quote

 

Dan,
Make sure you are being quoted like for like - eg policy excess etc. Saving £70 now won't be much good if you have to make a claim and the excess is more....

Also if you are prepared to take a higher excess (say for example the cheapest quote that you have is based on this), you might find that the Greenlight one would be cheaper as well (if you asked for a higher excess to be applied).

I'm not saying this is the case, but many people forget that when the excess changes, the premium can change significantly as well.

I have a £500 excess and with all mods declared is just under £700 . However, I have a TOTALLY clean licence with all my points being over five years old. I'm also an old fucker approaching 40 and live in deepest darkest Norfolk .

 

I've just checked the excess from Greenlight in £100 more than the quotes from other companys and they can't increase the excess to reduce the policy price.

As much as I don't want to I think I'm gonna have to move.

Hic wasn't competive either

 

That really does surprise me that they won't match the quote to keep you, given what you have said above.

 

I was suprised too - I dunno, I'm not gonna worry about it. As much as I don't want too there are a few other reasons why it would be a good idea to move companys TBH

the cars been off the road for too long and I'm gonna just insure it now

 

Dan if ur a RSOC member try Boncater

They were the Daddies for me

 

There isnt any customer loyalty any more in insurance, it pays you to switch every year and get the benefits of a new customer.

Steve.

 

dan see if diamond insurance can do anything for you 01442825481

 

I found Greenlight to be wank

 

just tried www.confused.com

and out of their whole panel of insurers, not one of them would quote.

rediculous really!!!

 

tesco:

Your quote
Step 2 of 7
Your car insurance quote is £132.95 a month
Premium includes Insurance Premium Tax where applicable
Your payment breakdown Deposit (Credit/Debit card) £296.10 1st instalment (Direct Debit) £132.95 Remaining 9 instalments £132.94 APR 24.1 % Total amount payable £1,625.51
Or you can pay by one lump sum either by Direct Debit or Credit/Debit card. The amount payable is £1,504.65

 

I use Pace Ward for my evo, all mod's declared bonuses protected - £660 fully comp

 

Holy shit,

Have you tried Performance direct.


Steve

 

they are supposed to be giving me a call back later

my renewal with greenlight was competive, but obviously would like to pay less, though dont think i'll get it any cheaper

 

Mines cheaper than yours with Pace Ward and we have same spec and same other mods

One thing with Pace Ward that I like, is that all mods are covered like for like including on a trackday if you take out the trackday ins.

 

tried them they won't touch it if the car has been lowered that was a conversation stopper

also tried Pace Ward they couldn't do it either but did advise me to get back to them if I buy a Evo

I think I'm gonna go with Performance Direct TBH

I won't go to Greenlight out of principle now, I've been with them for years and I managed to beat their quote from a company I've never used before.

 

Just got mine down massively this week with Adrian flux. Try them mate, theyve definitely got my renewal no problem

I was paying £767 with Asda and Adrian Flux have come up with £539. No claims protected,like for like mod replacements, breakdown cover, and lots more.