My mate has a 1.4 Escort Van and has now brought a cossie but he said he is goin to put the cossie in his dads name and insure it fully comp in his dads name then put his van on fully comp and then he can drive the cossie to ? or is that crap because he has only been driving 2 years

so thats like me insuring a 1.1 fezzy when i pass then driving my dads cossie
if it is true y aint more people doing it

 

its can be done but he will only be 3rd party when driving the cosworth.

mark

 

He wont get any car cover on his own policy anyway unless he is at least 25....

 

yh cos he is only 19

 

The Diva

Certain companys do cover people under 25 but there is only 1 or 2 i think.

He'll struggle but it can be done

 

cis cover under 25's for any car. think the law may now be changing to stop this. all cars on the road will need insurance even if the driver is covered for any car

 

no matter what car you have, there is always an insurance company out their that will cover you

 

He'll be lucky to get an insurance policy at 19 that covers him to drive other cars!

Even if he does the Cossie insurance will be Third Party only which TBH on a car like that isn't worth a wank!

 

If he can't afford to insure it properly he shouldn't have brought it.

People pissing about like this really gets my goat.

 

Yup, probably got it on a loan too! So when he bend's it it's gonna hurt even more!

Plus the claim would go to his Dad, bet he'll be well happy with that!

Soooo many things wrong with doing this....

 

Dont think it can be done anyway as one vehicle is a car and other commercial

 

Yeah another good point mate, most CV policies exclude DOC!

 

i will let him no lol
he didnt get a loan 4 it he brought it and cos he still wants his van on the road that was what he was going to do
but i dont think he will be able to insure both and i think it will be a bit dear at 19

 

some insurance companys once you insure a car fully comp , they will normally let you drive anymotor car not owned by the you/policy holder with the owners permission to drive anyother car 3rd party only

it has to say this on the policy tho or something of that description


marco

 

Insurance companies aren't stupid! So if he stacks the cossie and he's 3pft because its his "dad's" they will know fine well what's going on!

If you cant afford the insurance dont buy the car!

 

Most people realise early on that being on their parents insurance is just a stop gap. It's best to have your own Fully Comp then you can build up your no claims.

First car I had an XR2 was 3rd party only on me Da's insurance when i was 17 ( a long time ago! ) Second car an XR2i was done on my own insurance so I could build up my no claims.

It's a sad fact of life but you've got to be over 30 to get resonable quotes on RS's like Cosworths

Well being an old twat has some advantages I suppose