How long for a cheque to clear in the bank?
Originally Posted by GTi_iTG
4 or 5 days? i forget now
And is it normally strictly 4 or 5 days or could it be less?
And is it normally strictly 4 or 5 days or could it be less?
you can express a cheque to clear but it WILL cost you more depending on bank usually 5days to clear!
Bastards, see its even MY money, every penny of it.
What happened was i opened a new account with Barclay's and closed my account with Coventry building society for various reasons, anyway upon closing the account they said they would write me out a cheque of my balance, but i totally forgot it would need to clear, so now i havent got access to my money until about wednesday, bloody stupid and i aint paying extra to have it clear sooner
What happened was i opened a new account with Barclay's and closed my account with Coventry building society for various reasons, anyway upon closing the account they said they would write me out a cheque of my balance, but i totally forgot it would need to clear, so now i havent got access to my money until about wednesday, bloody stupid and i aint paying extra to have it clear sooner
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It can take 7 days depends if the cheque was from a UK bank. Cheques can still get returned unpaid over a week later.
If its a lot of money i.e car sale I would do a special presentation on the cheque it costs about £6.00 it also tells you if the cheque is genuine or not. Good luck.
If its a lot of money i.e car sale I would do a special presentation on the cheque it costs about £6.00 it also tells you if the cheque is genuine or not. Good luck.
Thanks guys
Stu as i said above it was the balance of my old account so yes its a fair sum.
And it was coventry building society who made the cheque(in uk obviously)
Got online banking all setup and running so i guess ill have to keep checking back on there
Stu as i said above it was the balance of my old account so yes its a fair sum.
And it was coventry building society who made the cheque(in uk obviously)
Got online banking all setup and running so i guess ill have to keep checking back on there
Originally Posted by GTi_iTG
Thanks guys
Stu as i said above it was the balance of my old account so yes its a fair sum.
And it was coventry building society who made the cheque(in uk obviously)
Got online banking all setup and running so i guess ill have to keep checking back on there
Stu as i said above it was the balance of my old account so yes its a fair sum.
And it was coventry building society who made the cheque(in uk obviously)
Got online banking all setup and running so i guess ill have to keep checking back on there

Excellent
While were on the subject and to save me making a new thread, what exactly is cashback from shops? i got a debit card sorted out lastweek and it mentioned it in the leaflet that came with it.
Can someone explain (sorry for sounding thick, all this banking is new to me what with coming from a shitty little building society that couldnt even offer me a debit card
)
While were on the subject and to save me making a new thread, what exactly is cashback from shops? i got a debit card sorted out lastweek and it mentioned it in the leaflet that came with it.
Can someone explain (sorry for sounding thick, all this banking is new to me what with coming from a shitty little building society that couldnt even offer me a debit card
)
Originally Posted by GTi_iTG
Excellent
While were on the subject and to save me making a new thread, what exactly is cashback from shops? i got a debit card sorted out lastweek and it mentioned it in the leaflet that came with it.
Can someone explain (sorry for sounding thick, all this banking is new to me what with coming from a shitty little building society that couldnt even offer me a debit card
)
While were on the subject and to save me making a new thread, what exactly is cashback from shops? i got a debit card sorted out lastweek and it mentioned it in the leaflet that came with it.
Can someone explain (sorry for sounding thick, all this banking is new to me what with coming from a shitty little building society that couldnt even offer me a debit card
)
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I may be wrong, but you mentioned you have paid the cheque into a Barclays account and I *think* that that bank lets you draw on the money straight away even if it hasn't cleared yet. I'm sure I remember that this is one of their perks/selling points??
Don't take my word for it though!
Cheers,
Natalie
Don't take my word for it though!
Cheers,
Natalie
Just using the online banking service now and it says my balance is zero but if i look at transactions/statements its got an entry for the 28th saying i put the cheque in and the amount which was correct.
Anyway i went to a cash machine the following day(friday) and it said balance
my balance here) and then amount available today: £0.00. so doesnt look like i can draw some out unless you mean actually going into barclays and getting it from the counter?
Anyway i went to a cash machine the following day(friday) and it said balance
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