another classic insurance post i know ! Been told you can't get classic insurance if your car is modified. Is this true ? Anyone got classic on a modified car ? cheeRS in advance

 

Mate loads of people have classic policies with modified cars...

Pub talk to say the least fella....

I'll find that thread for you!

 

https://passionford.com/forum/viewtopic.php?t=183796

There you go mate, loads of info on there!

 

My S1 is modified and on classic policy

 

My S2 is extensively modified and has a roll cage and that's on a classic policy

 

give hic a call, my series 2 is only 380quid, extensively modified, snd believe it or not, the roll cage brought the premium down

and,,,, the best bit, theres no such thing as no claims bonus on a classic policy!!!!!!!!!

 

Had my S2 on classic, was modified and had no probs with it. Both HIC and Adrian Flux have done me policies with agreed value. And as Zippy said, you don't need to use your ncb, so can stick that on a 2nd car if you have one.

 

i'm sure it was Adrian Flux that said they couldn't do classic insurance if the car was modified. They have quoted Ł340 fully comp with 5 years ncd with 180 bhp chip, wheels, k&n and magnex. This is through my lass with me as a named driver. We are both 36. We pay this through Swinton at the moment with Highway insurance (is this HIC) ?

 

MInes insured with HIC as modified and on a classic policy. Ł600

 

Adrian Flux insure me on the S1 now, so they should have quoted you.
Highway is also via Flux, Flux are the intermediary supplier. Not sure if it's also HIC as well..presume they are also a broker finding the cheapest quote so could well deal with Highway.

 

My S1 was refused classic car insurance as i didnt have a garage!!!

Wtf....most people nowadays dont have a garage, i have private parking at the back of my house.
I was quoted Ł900 by classic due to this.

with eagle star now Ł330 fully comp.

 

They did quote me shawn at Ł340 fully comp but it's not a classic policy. I suppose it's a good quote really. I thought it would be a bit cheaper on a classic though and it should be should'nt it ? Being old (36) has it's advantages i suppose.

 

Yeh. I was told that classic is norm slightly cheaper as they don't offer any cancellation fee returns if you sell the car part-way through a yr policy. If the agreed value is quite high tho, this may offset any 'discount' I'd think.

Still a very good price tho mate