4x4 and RWD are both completely different animals, so you gotta weigh up what you want. Normally I would tell you to go RWD all the time, but if you are taking mrs and Kids around in it, then a 4x4 would probably be the safer bet, as you dont have to be on the ball 101% of the time, and you will be less worried about your Mrs if she has to borrow the car at any point