Hmm tax is a coont. I pay more in tax every month than I used to earn when I was 18!

I would suggest (inheritance wise and for pensions) that you 'shift' the wealth so to speak between family and other halves etc if yuo are married...and make sure you have a will. Remember if your estate is worth over £250k then that's when they tax the hell out of you so just move it all to where they cannot get it...totally legitimate tax avoidance. As usual, those who know get away with it and those who don't (usually worse off) lose out If you die and your estate goes into probate say goodbye to a lot of your estate...thanks again to the govt.!!!

Get writing those wills if you own a house!!!

Dave