View Single Post
Old Nov 9, 2013 | 07:27 PM
  #1  
bigdel's Avatar
bigdel
I've found that life I needed.. It's HERE!!
 
Joined: May 2012
Posts: 1,294
Likes: 103
From: Crowthorne, Berkshire
Default Insurance injustice?

My lad's just bought Mk1 FRS so we went to GoCompare to get some insurance quotes.

Cheapest quote comes back from Admiral at £1046 fully comp.

Not bad for a 19 year old, so we go to Admiral's website to progress the quote.

Now, last year, the stupid twat across the road backs his car in my lad's Corsa (we weren't within 5 miles of the car at the time, so there's no question who was at fault), The guy fessed up so in the end there was never any doubt about liability.
So we go through the insurance company (which was Admiral at the time), and they end up writing the car off. They claimed back all their money off the other insurer, so they're not out of pocket one little bit. We bought the Corsa back off them and put a new door on it, and he's been driving it since.

Back to the quote.

Even though we'd put the claim details in on GoCompare, the details don't seem to get passed to Admiral so their quote was based on an unblemished claim record. We put the claim details in on their form, and lo and behold, the quote goes up by £600!

Now, here's the question for all you legal eagles....

As he's going to be out of pocket for the next couple of years whilst this claim still has to be declared, I'm of a mind to raise a claim against said neighbour for £1000 to cover the extra insurance premiums that his incompetence has caused?

What do you think our chances are of getting anything back? It's only £25 to start the case, so it's gotta be worth a bash?
Reply