Don't bother with either.Get a lower spec car first,i wish i had listened when i was your age instead of blowing every penny i had on a shitbox XR4x4 thinking it was brilliant when in fact it was a pile of shite.

You might get lucky with a classic policy on the insurance side of things but i can't see it personally.

I'd be looking at something like this if i were you,i know it's ended but it's just an example.

http://www.ebay.co.uk/itm/3209972065...ht_2651wt_1271