Originally Posted by
DanW@FastFord
Some insurance companies will simply weigh up the cost of a potential legal battle and just call it 50/50 and pay out (especially if it's the same insurer I'd guess)
Hopefully yours will see that she clearly crossed the give way line and make her accept liability.
She's also doing the 'correct thing' as you're not supposed to admit liability at the roadside.
Honesty is the correct thing.
Not admitting liability is the insurance thing.
Again, the OP needs to be pressing the police to prosecute the driver who caused this. The law can not ( should not ) hunt drivers down and prosecute them when they do no harm, and ignore those who cause harm.