so was it an undeclared medical condition then??

Didnt realise you could suddenly fall ill and the insurers decide not to cover you and then police prosecute you for no insurance when its something you couldnt predict or be aware of.

Does make you realise what a fucking joke the insurance industry is.

Makes you wonder when we have a legal obligation to have 3rd party cover to standards laid down by the government and can be hung on it, yet it seems the companies have no obligation to cough up when theyve claimed to provide you with that service... it should be 2 way.

The 50/50 scandal is even more shocking when most people pay for some kind of legal cover to protect themselves then find the insurer doesnt give a shit and goes for 50/50 because its cheaper for them even if its not based on any facts about the accident at all.